Pandas Profiling Report

Dataset statistics

Number of variables	112
Number of observations	5000
Missing cells	52402
Missing cells (%)	9.4%
Total size in memory	4.3 MiB
Average record size in memory	904.0 B

Variable types

Numeric	81
Categorical	28
Boolean	3

Alerts

`policy_code` has constant value ""	Constant
`emp_title` has a high cardinality: 3138 distinct values	High cardinality
`issue_d` has a high cardinality: 115 distinct values	High cardinality
`url` has a high cardinality: 5000 distinct values	High cardinality
`title` has a high cardinality: 264 distinct values	High cardinality
`zip_code` has a high cardinality: 711 distinct values	High cardinality
`earliest_cr_line` has a high cardinality: 489 distinct values	High cardinality
`last_pymnt_d` has a high cardinality: 91 distinct values	High cardinality
`last_credit_pull_d` has a high cardinality: 80 distinct values	High cardinality
`loan_amnt` is highly overall correlated with `funded_amnt` and 2 other fields	High correlation
`funded_amnt` is highly overall correlated with `loan_amnt` and 2 other fields	High correlation
`funded_amnt_inv` is highly overall correlated with `loan_amnt` and 2 other fields	High correlation
`installment` is highly overall correlated with `loan_amnt` and 2 other fields	High correlation
`fico_range_low` is highly overall correlated with `fico_range_high`	High correlation
`fico_range_high` is highly overall correlated with `fico_range_low`	High correlation
`mths_since_last_record` is highly overall correlated with `acc_now_delinq` and 2 other fields	High correlation
`open_acc` is highly overall correlated with `num_sats`	High correlation
`out_prncp` is highly overall correlated with `out_prncp_inv`	High correlation
`out_prncp_inv` is highly overall correlated with `out_prncp`	High correlation
`total_pymnt` is highly overall correlated with `total_pymnt_inv` and 1 other fields	High correlation
`total_pymnt_inv` is highly overall correlated with `total_pymnt` and 1 other fields	High correlation
`total_rec_prncp` is highly overall correlated with `total_pymnt` and 1 other fields	High correlation
`recoveries` is highly overall correlated with `collection_recovery_fee` and 1 other fields	High correlation
`collection_recovery_fee` is highly overall correlated with `recoveries` and 1 other fields	High correlation
`last_fico_range_high` is highly overall correlated with `last_fico_range_low`	High correlation
`last_fico_range_low` is highly overall correlated with `last_fico_range_high`	High correlation
`mths_since_last_major_derog` is highly overall correlated with `next_pymnt_d` and 1 other fields	High correlation
`tot_coll_amt` is highly overall correlated with `next_pymnt_d`	High correlation
`tot_cur_bal` is highly overall correlated with `avg_cur_bal` and 2 other fields	High correlation
`open_acc_6m` is highly overall correlated with `next_pymnt_d`	High correlation
`open_act_il` is highly overall correlated with `next_pymnt_d`	High correlation
`open_il_12m` is highly overall correlated with `next_pymnt_d`	High correlation
`open_il_24m` is highly overall correlated with `next_pymnt_d`	High correlation
`mths_since_rcnt_il` is highly overall correlated with `next_pymnt_d`	High correlation
`total_bal_il` is highly overall correlated with `total_il_high_credit_limit` and 1 other fields	High correlation
`il_util` is highly overall correlated with `next_pymnt_d`	High correlation
`open_rv_12m` is highly overall correlated with `next_pymnt_d`	High correlation
`open_rv_24m` is highly overall correlated with `next_pymnt_d`	High correlation
`max_bal_bc` is highly overall correlated with `next_pymnt_d`	High correlation
`all_util` is highly overall correlated with `next_pymnt_d`	High correlation
`total_rev_hi_lim` is highly overall correlated with `next_pymnt_d`	High correlation
`inq_fi` is highly overall correlated with `next_pymnt_d`	High correlation
`total_cu_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`inq_last_12m` is highly overall correlated with `next_pymnt_d`	High correlation
`acc_open_past_24mths` is highly overall correlated with `next_pymnt_d`	High correlation
`avg_cur_bal` is highly overall correlated with `tot_cur_bal` and 1 other fields	High correlation
`bc_open_to_buy` is highly overall correlated with `next_pymnt_d`	High correlation
`bc_util` is highly overall correlated with `next_pymnt_d`	High correlation
`mo_sin_old_il_acct` is highly overall correlated with `next_pymnt_d`	High correlation
`mo_sin_old_rev_tl_op` is highly overall correlated with `next_pymnt_d`	High correlation
`mo_sin_rcnt_rev_tl_op` is highly overall correlated with `next_pymnt_d`	High correlation
`mo_sin_rcnt_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`mort_acc` is highly overall correlated with `next_pymnt_d`	High correlation
`mths_since_recent_bc` is highly overall correlated with `next_pymnt_d`	High correlation
`mths_since_recent_bc_dlq` is highly overall correlated with `next_pymnt_d` and 1 other fields	High correlation
`mths_since_recent_inq` is highly overall correlated with `next_pymnt_d`	High correlation
`mths_since_recent_revol_delinq` is highly overall correlated with `next_pymnt_d` and 1 other fields	High correlation
`num_accts_ever_120_pd` is highly overall correlated with `next_pymnt_d`	High correlation
`num_actv_bc_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`num_actv_rev_tl` is highly overall correlated with `num_rev_tl_bal_gt_0` and 1 other fields	High correlation
`num_bc_sats` is highly overall correlated with `next_pymnt_d`	High correlation
`num_bc_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`num_il_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`num_op_rev_tl` is highly overall correlated with `next_pymnt_d`	High correlation
`num_rev_accts` is highly overall correlated with `next_pymnt_d`	High correlation
`num_rev_tl_bal_gt_0` is highly overall correlated with `num_actv_rev_tl` and 1 other fields	High correlation
`num_sats` is highly overall correlated with `open_acc` and 1 other fields	High correlation
`num_tl_90g_dpd_24m` is highly overall correlated with `next_pymnt_d`	High correlation
`num_tl_op_past_12m` is highly overall correlated with `next_pymnt_d`	High correlation
`pct_tl_nvr_dlq` is highly overall correlated with `next_pymnt_d`	High correlation
`percent_bc_gt_75` is highly overall correlated with `next_pymnt_d`	High correlation
`tot_hi_cred_lim` is highly overall correlated with `tot_cur_bal` and 1 other fields	High correlation
`total_bal_ex_mort` is highly overall correlated with `next_pymnt_d`	High correlation
`total_bc_limit` is highly overall correlated with `next_pymnt_d`	High correlation
`total_il_high_credit_limit` is highly overall correlated with `total_bal_il` and 1 other fields	High correlation
`grade` is highly overall correlated with `sub_grade`	High correlation
`sub_grade` is highly overall correlated with `grade`	High correlation
`loan_status` is highly overall correlated with `next_pymnt_d`	High correlation
`last_pymnt_d` is highly overall correlated with `next_pymnt_d`	High correlation
`next_pymnt_d` is highly overall correlated with `recoveries` and 55 other fields	High correlation
`last_credit_pull_d` is highly overall correlated with `next_pymnt_d`	High correlation
`acc_now_delinq` is highly overall correlated with `mths_since_last_record`	High correlation
`num_tl_120dpd_2m` is highly overall correlated with `mths_since_last_record` and 3 other fields	High correlation
`num_tl_30dpd` is highly overall correlated with `mths_since_last_record` and 2 other fields	High correlation
`pymnt_plan` is highly imbalanced (99.3%)	Imbalance
`title` is highly imbalanced (66.3%)	Imbalance
`next_pymnt_d` is highly imbalanced (99.4%)	Imbalance
`last_credit_pull_d` is highly imbalanced (54.6%)	Imbalance
`collections_12_mths_ex_med` is highly imbalanced (90.3%)	Imbalance
`application_type` is highly imbalanced (67.7%)	Imbalance
`acc_now_delinq` is highly imbalanced (95.9%)	Imbalance
`chargeoff_within_12_mths` is highly imbalanced (95.9%)	Imbalance
`num_tl_120dpd_2m` is highly imbalanced (99.5%)	Imbalance
`num_tl_30dpd` is highly imbalanced (97.3%)	Imbalance
`pub_rec_bankruptcies` is highly imbalanced (75.4%)	Imbalance
`hardship_flag` is highly imbalanced (99.3%)	Imbalance
`disbursement_method` is highly imbalanced (79.6%)	Imbalance
`debt_settlement_flag` is highly imbalanced (86.4%)	Imbalance
`emp_title` has 398 (8.0%) missing values	Missing
`emp_length` has 346 (6.9%) missing values	Missing
`title` has 61 (1.2%) missing values	Missing
`mths_since_last_delinq` has 2556 (51.1%) missing values	Missing
`mths_since_last_record` has 4220 (84.4%) missing values	Missing
`next_pymnt_d` has 2863 (57.3%) missing values	Missing
`mths_since_last_major_derog` has 3688 (73.8%) missing values	Missing
`tot_coll_amt` has 105 (2.1%) missing values	Missing
`tot_cur_bal` has 105 (2.1%) missing values	Missing
`open_acc_6m` has 1870 (37.4%) missing values	Missing
`open_act_il` has 1870 (37.4%) missing values	Missing
`open_il_12m` has 1870 (37.4%) missing values	Missing
`open_il_24m` has 1870 (37.4%) missing values	Missing
`mths_since_rcnt_il` has 1963 (39.3%) missing values	Missing
`total_bal_il` has 1870 (37.4%) missing values	Missing
`il_util` has 2328 (46.6%) missing values	Missing
`open_rv_12m` has 1870 (37.4%) missing values	Missing
`open_rv_24m` has 1870 (37.4%) missing values	Missing
`max_bal_bc` has 1870 (37.4%) missing values	Missing
`all_util` has 1871 (37.4%) missing values	Missing
`total_rev_hi_lim` has 105 (2.1%) missing values	Missing
`inq_fi` has 1870 (37.4%) missing values	Missing
`total_cu_tl` has 1870 (37.4%) missing values	Missing
`inq_last_12m` has 1870 (37.4%) missing values	Missing
`acc_open_past_24mths` has 75 (1.5%) missing values	Missing
`avg_cur_bal` has 105 (2.1%) missing values	Missing
`bc_open_to_buy` has 123 (2.5%) missing values	Missing
`bc_util` has 124 (2.5%) missing values	Missing
`mo_sin_old_il_acct` has 249 (5.0%) missing values	Missing
`mo_sin_old_rev_tl_op` has 105 (2.1%) missing values	Missing
`mo_sin_rcnt_rev_tl_op` has 105 (2.1%) missing values	Missing
`mo_sin_rcnt_tl` has 105 (2.1%) missing values	Missing
`mort_acc` has 75 (1.5%) missing values	Missing
`mths_since_recent_bc` has 116 (2.3%) missing values	Missing
`mths_since_recent_bc_dlq` has 3854 (77.1%) missing values	Missing
`mths_since_recent_inq` has 612 (12.2%) missing values	Missing
`mths_since_recent_revol_delinq` has 3358 (67.2%) missing values	Missing
`num_accts_ever_120_pd` has 105 (2.1%) missing values	Missing
`num_actv_bc_tl` has 105 (2.1%) missing values	Missing
`num_actv_rev_tl` has 105 (2.1%) missing values	Missing
`num_bc_sats` has 89 (1.8%) missing values	Missing
`num_bc_tl` has 105 (2.1%) missing values	Missing
`num_il_tl` has 105 (2.1%) missing values	Missing
`num_op_rev_tl` has 105 (2.1%) missing values	Missing
`num_rev_accts` has 105 (2.1%) missing values	Missing
`num_rev_tl_bal_gt_0` has 105 (2.1%) missing values	Missing
`num_sats` has 89 (1.8%) missing values	Missing
`num_tl_120dpd_2m` has 281 (5.6%) missing values	Missing
`num_tl_30dpd` has 105 (2.1%) missing values	Missing
`num_tl_90g_dpd_24m` has 105 (2.1%) missing values	Missing
`num_tl_op_past_12m` has 105 (2.1%) missing values	Missing
`pct_tl_nvr_dlq` has 105 (2.1%) missing values	Missing
`percent_bc_gt_75` has 124 (2.5%) missing values	Missing
`tot_hi_cred_lim` has 105 (2.1%) missing values	Missing
`total_bal_ex_mort` has 75 (1.5%) missing values	Missing
`total_bc_limit` has 75 (1.5%) missing values	Missing
`total_il_high_credit_limit` has 105 (2.1%) missing values	Missing
`delinq_amnt` is highly skewed (γ1 = 36.04017216)	Skewed
`url` has unique values	Unique
`delinq_2yrs` has 4067 (81.3%) zeros	Zeros
`inq_last_6mths` has 3053 (61.1%) zeros	Zeros
`pub_rec` has 4221 (84.4%) zeros	Zeros
`out_prncp` has 2872 (57.4%) zeros	Zeros
`out_prncp_inv` has 2872 (57.4%) zeros	Zeros
`total_rec_late_fee` has 4775 (95.5%) zeros	Zeros
`recoveries` has 4552 (91.0%) zeros	Zeros
`collection_recovery_fee` has 4567 (91.3%) zeros	Zeros
`last_fico_range_low` has 91 (1.8%) zeros	Zeros
`tot_coll_amt` has 4112 (82.2%) zeros	Zeros
`open_acc_6m` has 1399 (28.0%) zeros	Zeros
`open_act_il` has 390 (7.8%) zeros	Zeros
`open_il_12m` has 1736 (34.7%) zeros	Zeros
`open_il_24m` has 855 (17.1%) zeros	Zeros
`total_bal_il` has 372 (7.4%) zeros	Zeros
`open_rv_12m` has 1132 (22.6%) zeros	Zeros
`open_rv_24m` has 503 (10.1%) zeros	Zeros
`max_bal_bc` has 76 (1.5%) zeros	Zeros
`inq_fi` has 1542 (30.8%) zeros	Zeros
`total_cu_tl` has 1673 (33.5%) zeros	Zeros
`inq_last_12m` has 871 (17.4%) zeros	Zeros
`acc_open_past_24mths` has 227 (4.5%) zeros	Zeros
`bc_open_to_buy` has 76 (1.5%) zeros	Zeros
`bc_util` has 60 (1.2%) zeros	Zeros
`delinq_amnt` has 4985 (99.7%) zeros	Zeros
`mo_sin_rcnt_rev_tl_op` has 75 (1.5%) zeros	Zeros
`mo_sin_rcnt_tl` has 78 (1.6%) zeros	Zeros
`mort_acc` has 2081 (41.6%) zeros	Zeros
`mths_since_recent_inq` has 338 (6.8%) zeros	Zeros
`num_accts_ever_120_pd` has 3739 (74.8%) zeros	Zeros
`num_actv_bc_tl` has 102 (2.0%) zeros	Zeros
`num_il_tl` has 144 (2.9%) zeros	Zeros
`num_tl_90g_dpd_24m` has 4631 (92.6%) zeros	Zeros
`num_tl_op_past_12m` has 952 (19.0%) zeros	Zeros
`percent_bc_gt_75` has 1349 (27.0%) zeros	Zeros
`tax_liens` has 4861 (97.2%) zeros	Zeros
`total_il_high_credit_limit` has 606 (12.1%) zeros	Zeros

Reproduction

Analysis started	2023-07-21 11:17:09.955737
Analysis finished	2023-07-21 11:17:32.290312
Duration	22.33 seconds
Software version	ydata-profiling vv4.1.2
Download configuration	config.json

loan_amnt
Real number (ℝ)

Distinct	615
Distinct (%)	12.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15170.055

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1000
5-th percentile	3500
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9291.46814
Coefficient of variation (CV)	0.6124874392
Kurtosis	-0.1118949597
Mean	15170.055
Median Absolute Deviation (MAD)	6337.5
Skewness	0.7894468495
Sum	75850275
Variance	86331380.2
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	411	8.2%
20000	291	5.8%
15000	267	5.3%
12000	257	5.1%
5000	203	4.1%
35000	201	4.0%
8000	175	3.5%
30000	155	3.1%
6000	148	3.0%
16000	145	2.9%
Other values (605)	2747	54.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	24	0.5%
1100	1	< 0.1%
1125	1	< 0.1%
1200	4	0.1%
1250	1	< 0.1%

Value	Count	Frequency (%)
40000	90	1.8%
39000	1	< 0.1%
38650	1	< 0.1%
38400	1	< 0.1%
38250	1	< 0.1%

funded_amnt
Real number (ℝ)

Distinct	615
Distinct (%)	12.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15168.765

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1000
5-th percentile	3500
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9290.547298
Coefficient of variation (CV)	0.6124788207
Kurtosis	-0.1106932894
Mean	15168.765
Median Absolute Deviation (MAD)	6312.5
Skewness	0.7898341448
Sum	75843825
Variance	86314269.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	411	8.2%
20000	291	5.8%
15000	267	5.3%
12000	257	5.1%
5000	203	4.1%
35000	201	4.0%
8000	175	3.5%
30000	155	3.1%
6000	148	3.0%
16000	145	2.9%
Other values (605)	2747	54.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	24	0.5%
1100	1	< 0.1%
1125	1	< 0.1%
1200	4	0.1%
1250	1	< 0.1%

Value	Count	Frequency (%)
40000	90	1.8%
39000	1	< 0.1%
38650	1	< 0.1%
38400	1	< 0.1%
38250	1	< 0.1%

funded_amnt_inv
Real number (ℝ)

Distinct	721
Distinct (%)	14.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15159.06243

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1000
5-th percentile	3500
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9290.398471
Coefficient of variation (CV)	0.6128610207
Kurtosis	-0.1113658307
Mean	15159.06243
Median Absolute Deviation (MAD)	6337.5
Skewness	0.7896955534
Sum	75795312.13
Variance	86311503.75
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	393	7.9%
20000	257	5.1%
15000	248	5.0%
12000	238	4.8%
5000	197	3.9%
35000	177	3.5%
8000	167	3.3%
30000	145	2.9%
6000	143	2.9%
16000	135	2.7%
Other values (711)	2900	58.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	24	0.5%
1075	1	< 0.1%
1100	1	< 0.1%
1125	1	< 0.1%
1200	4	0.1%

Value	Count	Frequency (%)
40000	84	1.7%
39975	1	< 0.1%
39950	1	< 0.1%
39750	3	0.1%
39725	1	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

36 months	3550
60 months	1450

Length

Max length	10
Median length	10
Mean length	10
Min length	10

Characters and Unicode

Total characters	50000
Distinct characters	10
Distinct categories	3 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	36 months
3rd row	36 months
4th row	36 months
5th row	60 months

Common Values

Value	Count	Frequency (%)
36 months	3550	71.0%
60 months	1450	29.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
months	5000	50.0%
36	3550	35.5%
60	1450	14.5%

Most occurring characters

Value	Count	Frequency (%)
	10000	20.0%
6	5000	10.0%
m	5000	10.0%
o	5000	10.0%
n	5000	10.0%
t	5000	10.0%
h	5000	10.0%
s	5000	10.0%
3	3550	7.1%
0	1450	2.9%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	30000	60.0%
Space Separator	10000	20.0%
Decimal Number	10000	20.0%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
m	5000	16.7%
o	5000	16.7%
n	5000	16.7%
t	5000	16.7%
h	5000	16.7%
s	5000	16.7%

Decimal Number

Value	Count	Frequency (%)
6	5000	50.0%
3	3550	35.5%
0	1450	14.5%

Space Separator

Value	Count	Frequency (%)
	10000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	30000	60.0%
Common	20000	40.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
m	5000	16.7%
o	5000	16.7%
n	5000	16.7%
t	5000	16.7%
h	5000	16.7%
s	5000	16.7%

Common

Value	Count	Frequency (%)
	10000	50.0%
6	5000	25.0%
3	3550	17.8%
0	1450	7.2%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	50000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
	10000	20.0%
6	5000	10.0%
m	5000	10.0%
o	5000	10.0%
n	5000	10.0%
t	5000	10.0%
h	5000	10.0%
s	5000	10.0%
3	3550	7.1%
0	1450	2.9%

int_rate
Real number (ℝ)

Distinct	358
Distinct (%)	7.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	13.172844

Minimum	5.31
Maximum	30.99
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	5.31
5-th percentile	6.46
Q1	9.49
median	12.62
Q3	16.02
95-th percentile	22.451
Maximum	30.99
Range	25.68
Interquartile range (IQR)	6.53

Descriptive statistics

Standard deviation	4.945337657
Coefficient of variation (CV)	0.3754191318
Kurtosis	0.6132394013
Mean	13.172844
Median Absolute Deviation (MAD)	3.18
Skewness	0.7890710036
Sum	65864.22
Variance	24.45636454
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	114	2.3%
5.32	105	2.1%
13.99	98	2.0%
10.99	93	1.9%
11.49	76	1.5%
12.99	69	1.4%
16.02	67	1.3%
15.61	61	1.2%
15.05	60	1.2%
7.89	60	1.2%
Other values (348)	4197	83.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
5.31	23	0.5%
5.32	105	2.1%
5.42	1	< 0.1%
5.79	1	< 0.1%
5.93	4	0.1%

Value	Count	Frequency (%)
30.99	6	0.1%
30.94	1	< 0.1%
30.89	1	< 0.1%
30.84	2	< 0.1%
30.79	3	0.1%

installment
Real number (ℝ)

Distinct	3834
Distinct (%)	76.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	450.160642

Minimum	30.46
Maximum	1500.22
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	30.46
5-th percentile	117.885
Q1	253.2225
median	379.34
Q3	597.555
95-th percentile	993.3435
Maximum	1500.22
Range	1469.76
Interquartile range (IQR)	344.3325

Descriptive statistics

Standard deviation	270.9793409
Coefficient of variation (CV)	0.6019614235
Kurtosis	0.7018568014
Mean	450.160642
Median Absolute Deviation (MAD)	159.445
Skewness	1.013197246
Sum	2250803.21
Variance	73429.80318
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
361.38	14	0.3%
332.1	10	0.2%
410.08	9	0.2%
602.3	9	0.2%
469.29	9	0.2%
329.72	9	0.2%
301.15	9	0.2%
498.15	9	0.2%
339.31	8	0.2%
314.48	8	0.2%
Other values (3824)	4906	98.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
30.46	1	< 0.1%
31.27	1	< 0.1%
31.3	1	< 0.1%
32.01	1	< 0.1%
32.08	1	< 0.1%

Value	Count	Frequency (%)
1500.22	1	< 0.1%
1476.05	1	< 0.1%
1466.04	1	< 0.1%
1445.9	1	< 0.1%
1427.91	1	< 0.1%

grade
Categorical

Distinct	7
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

B	1450
C	1408
A	964
D	718
E	325
Other values (2)	135

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	5000
Distinct characters	7
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	B
2nd row	A
3rd row	A
4th row	B
5th row	B

Common Values

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
b	1450	29.0%
c	1408	28.2%
a	964	19.3%
d	718	14.4%
e	325	6.5%
f	107	2.1%
g	28	0.6%

Most occurring characters

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Most occurring categories

Value	Count	Frequency (%)
Uppercase Letter	5000	100.0%

Most frequent character per category

Uppercase Letter

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Most occurring scripts

Value	Count	Frequency (%)
Latin	5000	100.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	5000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

sub_grade
Categorical

Distinct	35
Distinct (%)	0.7%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

C1	324
B5	313
B4	297
B3	294
C2	287
Other values (30)	3485

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	10000
Distinct characters	12
Distinct categories	2 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	B3
2nd row	A1
3rd row	A4
4th row	B5
5th row	B4

Common Values

Value	Count	Frequency (%)
C1	324	6.5%
B5	313	6.3%
B4	297	5.9%
B3	294	5.9%
C2	287	5.7%
C4	284	5.7%
B1	273	5.5%
B2	273	5.5%
C5	264	5.3%
C3	249	5.0%
Other values (25)	2142	42.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
c1	324	6.5%
b5	313	6.3%
b4	297	5.9%
b3	294	5.9%
c2	287	5.7%
c4	284	5.7%
b1	273	5.5%
b2	273	5.5%
c5	264	5.3%
c3	249	5.0%
Other values (25)	2142	42.8%

Most occurring characters

Value	Count	Frequency (%)
B	1450	14.5%
C	1408	14.1%
1	1072	10.7%
2	1024	10.2%
4	1017	10.2%
5	970	9.7%
A	964	9.6%
3	917	9.2%
D	718	7.2%
E	325	3.2%
Other values (2)	135	1.4%

Most occurring categories

Value	Count	Frequency (%)
Uppercase Letter	5000	50.0%
Decimal Number	5000	50.0%

Most frequent character per category

Uppercase Letter

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Decimal Number

Value	Count	Frequency (%)
1	1072	21.4%
2	1024	20.5%
4	1017	20.3%
5	970	19.4%
3	917	18.3%

Most occurring scripts

Value	Count	Frequency (%)
Latin	5000	50.0%
Common	5000	50.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
B	1450	29.0%
C	1408	28.2%
A	964	19.3%
D	718	14.4%
E	325	6.5%
F	107	2.1%
G	28	0.6%

Common

Value	Count	Frequency (%)
1	1072	21.4%
2	1024	20.5%
4	1017	20.3%
5	970	19.4%
3	917	18.3%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	10000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
B	1450	14.5%
C	1408	14.1%
1	1072	10.7%
2	1024	10.2%
4	1017	10.2%
5	970	9.7%
A	964	9.6%
3	917	9.2%
D	718	7.2%
E	325	3.2%
Other values (2)	135	1.4%

emp_title
Categorical

HIGH CARDINALITY MISSING

Distinct	3138
Distinct (%)	68.2%
Missing	398
Missing (%)	8.0%
Memory size	78.1 KiB

Manager	80
Teacher	75
Owner	43
Driver	43
Registered Nurse	40
Other values (3133)	4321

Length

Max length	40
Median length	31
Mean length	15.4248153
Min length	1

Characters and Unicode

Total characters	70985
Distinct characters	72
Distinct categories	9 ?
Distinct scripts	2 ?
Distinct blocks	2 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	2738 ?
Unique (%)	59.5%

Sample

1st row	Surgical Tech
2nd row	Performance Leader
3rd row	Truck driver
4th row	SHIPPING MANAGUER
5th row	Dispatcher

Common Values

Value	Count	Frequency (%)
Manager	80	1.6%
Teacher	75	1.5%
Owner	43	0.9%
Driver	43	0.9%
Registered Nurse	40	0.8%
RN	35	0.7%
Supervisor	34	0.7%
President	31	0.6%
Sales	29	0.6%
General Manager	25	0.5%
Other values (3128)	4167	83.3%
(Missing)	398	8.0%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
manager	629	6.8%
assistant	193	2.1%
sales	172	1.9%
director	167	1.8%
supervisor	147	1.6%
driver	133	1.4%
engineer	130	1.4%
of	122	1.3%
specialist	112	1.2%
teacher	112	1.2%
Other values (2003)	7316	79.2%

Most occurring characters

Value	Count	Frequency (%)
e	7749	10.9%
r	6223	8.8%
a	5458	7.7%
	5111	7.2%
i	4901	6.9%
n	4786	6.7%
t	4431	6.2%
s	3519	5.0%
o	3499	4.9%
c	2903	4.1%
Other values (62)	22405	31.6%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	55902	78.8%
Uppercase Letter	9608	13.5%
Space Separator	5111	7.2%
Other Punctuation	268	0.4%
Decimal Number	37	0.1%
Dash Punctuation	34	< 0.1%
Close Punctuation	11	< 0.1%
Open Punctuation	11	< 0.1%
Math Symbol	3	< 0.1%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
e	7749	13.9%
r	6223	11.1%
a	5458	9.8%
i	4901	8.8%
n	4786	8.6%
t	4431	7.9%
s	3519	6.3%
o	3499	6.3%
c	2903	5.2%
l	2059	3.7%
Other values (17)	10374	18.6%

Uppercase Letter

Value	Count	Frequency (%)
S	1201	12.5%
A	942	9.8%
M	888	9.2%
C	831	8.6%
P	720	7.5%
T	596	6.2%
E	569	5.9%
D	547	5.7%
R	529	5.5%
O	465	4.8%
Other values (15)	2320	24.1%

Decimal Number

Value	Count	Frequency (%)
2	12	32.4%
1	8	21.6%
6	4	10.8%
3	4	10.8%
5	3	8.1%
0	3	8.1%
4	1	2.7%
9	1	2.7%
7	1	2.7%

Other Punctuation

Value	Count	Frequency (%)
/	126	47.0%
.	97	36.2%
&	35	13.1%
'	8	3.0%
;	1	0.4%
\	1	0.4%

Space Separator

Value	Count	Frequency (%)
	5111	100.0%

Dash Punctuation

Value	Count	Frequency (%)
-	34	100.0%

Close Punctuation

Value	Count	Frequency (%)
)	11	100.0%

Open Punctuation

Value	Count	Frequency (%)
(	11	100.0%

Math Symbol

Value	Count	Frequency (%)
\|	3	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	65510	92.3%
Common	5475	7.7%

Most frequent character per script

Latin

Value	Count	Frequency (%)
e	7749	11.8%
r	6223	9.5%
a	5458	8.3%
i	4901	7.5%
n	4786	7.3%
t	4431	6.8%
s	3519	5.4%
o	3499	5.3%
c	2903	4.4%
l	2059	3.1%
Other values (42)	19982	30.5%

Common

Value	Count	Frequency (%)
	5111	93.4%
/	126	2.3%
.	97	1.8%
&	35	0.6%
-	34	0.6%
2	12	0.2%
)	11	0.2%
(	11	0.2%
'	8	0.1%
1	8	0.1%
Other values (10)	22	0.4%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	70984	> 99.9%
None	1	< 0.1%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
e	7749	10.9%
r	6223	8.8%
a	5458	7.7%
	5111	7.2%
i	4901	6.9%
n	4786	6.7%
t	4431	6.2%
s	3519	5.0%
o	3499	4.9%
c	2903	4.1%
Other values (61)	22404	31.6%

None

Value	Count	Frequency (%)
ó	1	100.0%

emp_length
Categorical

Distinct	11
Distinct (%)	0.2%
Missing	346
Missing (%)	6.9%
Memory size	78.1 KiB

10+ years	1683
2 years	453
< 1 year	418
3 years	390
1 year	311
Other values (6)	1399

Length

Max length	9
Median length	8
Mean length	7.746239794
Min length	6

Characters and Unicode

Total characters	36051
Distinct characters	18
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	10+ years
2nd row	7 years
3rd row	6 years
4th row	7 years
5th row	7 years

Common Values

Value	Count	Frequency (%)
10+ years	1683	33.7%
2 years	453	9.1%
< 1 year	418	8.4%
3 years	390	7.8%
1 year	311	6.2%
4 years	296	5.9%
5 years	287	5.7%
6 years	231	4.6%
8 years	207	4.1%
9 years	192	3.8%
(Missing)	346	6.9%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
years	3925	40.4%
10	1683	17.3%
1	729	7.5%
year	729	7.5%
2	453	4.7%
	418	4.3%
3	390	4.0%
4	296	3.0%
5	287	3.0%
6	231	2.4%
Other values (3)	585	6.0%

Most occurring characters

Value	Count	Frequency (%)
	5072	14.1%
y	4654	12.9%
e	4654	12.9%
a	4654	12.9%
r	4654	12.9%
s	3925	10.9%
1	2412	6.7%
0	1683	4.7%
+	1683	4.7%
2	453	1.3%
Other values (8)	2207	6.1%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	22541	62.5%
Decimal Number	6337	17.6%
Space Separator	5072	14.1%
Math Symbol	2101	5.8%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
1	2412	38.1%
0	1683	26.6%
2	453	7.1%
3	390	6.2%
4	296	4.7%
5	287	4.5%
6	231	3.6%
8	207	3.3%
9	192	3.0%
7	186	2.9%

Lowercase Letter

Value	Count	Frequency (%)
y	4654	20.6%
e	4654	20.6%
a	4654	20.6%
r	4654	20.6%
s	3925	17.4%

Math Symbol

Value	Count	Frequency (%)
+	1683	80.1%
<	418	19.9%

Space Separator

Value	Count	Frequency (%)
	5072	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	22541	62.5%
Common	13510	37.5%

Most frequent character per script

Common

Value	Count	Frequency (%)
	5072	37.5%
1	2412	17.9%
0	1683	12.5%
+	1683	12.5%
2	453	3.4%
<	418	3.1%
3	390	2.9%
4	296	2.2%
5	287	2.1%
6	231	1.7%
Other values (3)	585	4.3%

Latin

Value	Count	Frequency (%)
y	4654	20.6%
e	4654	20.6%
a	4654	20.6%
r	4654	20.6%
s	3925	17.4%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	36051	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
	5072	14.1%
y	4654	12.9%
e	4654	12.9%
a	4654	12.9%
r	4654	12.9%
s	3925	10.9%
1	2412	6.7%
0	1683	4.7%
+	1683	4.7%
2	453	1.3%
Other values (8)	2207	6.1%

home_ownership
Categorical

Distinct	4
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

MORTGAGE	2489
RENT	1983
OWN	526
ANY	2

Length

Max length	8
Median length	4
Mean length	5.8856
Min length	3

Characters and Unicode

Total characters	29428
Distinct characters	10
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	MORTGAGE
2nd row	MORTGAGE
3rd row	MORTGAGE
4th row	MORTGAGE
5th row	RENT

Common Values

Value	Count	Frequency (%)
MORTGAGE	2489	49.8%
RENT	1983	39.7%
OWN	526	10.5%
ANY	2	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
mortgage	2489	49.8%
rent	1983	39.7%
own	526	10.5%
any	2	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
G	4978	16.9%
R	4472	15.2%
T	4472	15.2%
E	4472	15.2%
O	3015	10.2%
N	2511	8.5%
A	2491	8.5%
M	2489	8.5%
W	526	1.8%
Y	2	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Uppercase Letter	29428	100.0%

Most frequent character per category

Uppercase Letter

Value	Count	Frequency (%)
G	4978	16.9%
R	4472	15.2%
T	4472	15.2%
E	4472	15.2%
O	3015	10.2%
N	2511	8.5%
A	2491	8.5%
M	2489	8.5%
W	526	1.8%
Y	2	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
Latin	29428	100.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
G	4978	16.9%
R	4472	15.2%
T	4472	15.2%
E	4472	15.2%
O	3015	10.2%
N	2511	8.5%
A	2491	8.5%
M	2489	8.5%
W	526	1.8%
Y	2	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	29428	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
G	4978	16.9%
R	4472	15.2%
T	4472	15.2%
E	4472	15.2%
O	3015	10.2%
N	2511	8.5%
A	2491	8.5%
M	2489	8.5%
W	526	1.8%
Y	2	< 0.1%

annual_inc
Real number (ℝ)

Distinct	857
Distinct (%)	17.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	78248.21034

Minimum	0
Maximum	1750000
Zeros	3
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	28000
Q1	45829.25
median	65000
Q3	95000
95-th percentile	165000
Maximum	1750000
Range	1750000
Interquartile range (IQR)	49170.75

Descriptive statistics

Standard deviation	57724.64402
Coefficient of variation (CV)	0.7377120034
Kurtosis	162.5345851
Mean	78248.21034
Median Absolute Deviation (MAD)	23000
Skewness	7.819938479
Sum	391241051.7
Variance	3332134527
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	165	3.3%
50000	153	3.1%
65000	150	3.0%
40000	136	2.7%
70000	134	2.7%
45000	130	2.6%
75000	125	2.5%
80000	124	2.5%
100000	111	2.2%
55000	107	2.1%
Other values (847)	3665	73.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3	0.1%
500	1	< 0.1%
2500	1	< 0.1%
5000	1	< 0.1%
8000	1	< 0.1%

Value	Count	Frequency (%)
1750000	1	< 0.1%
830000	1	< 0.1%
800000	1	< 0.1%
750000	1	< 0.1%
700000	1	< 0.1%

verification_status
Categorical

Distinct	3
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Source Verified	1965
Not Verified	1648
Verified	1387

Length

Max length	15
Median length	12
Mean length	12.0694
Min length	8

Characters and Unicode

Total characters	60347
Distinct characters	13
Distinct categories	3 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Verified
2nd row	Not Verified
3rd row	Not Verified
4th row	Source Verified
5th row	Source Verified

Common Values

Value	Count	Frequency (%)
Source Verified	1965	39.3%
Not Verified	1648	33.0%
Verified	1387	27.7%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
verified	5000	58.1%
source	1965	22.8%
not	1648	19.1%

Most occurring characters

Value	Count	Frequency (%)
e	11965	19.8%
i	10000	16.6%
r	6965	11.5%
V	5000	8.3%
f	5000	8.3%
d	5000	8.3%
o	3613	6.0%
	3613	6.0%
S	1965	3.3%
u	1965	3.3%
Other values (3)	5261	8.7%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	48121	79.7%
Uppercase Letter	8613	14.3%
Space Separator	3613	6.0%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
e	11965	24.9%
i	10000	20.8%
r	6965	14.5%
f	5000	10.4%
d	5000	10.4%
o	3613	7.5%
u	1965	4.1%
c	1965	4.1%
t	1648	3.4%

Uppercase Letter

Value	Count	Frequency (%)
V	5000	58.1%
S	1965	22.8%
N	1648	19.1%

Space Separator

Value	Count	Frequency (%)
	3613	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	56734	94.0%
Common	3613	6.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
e	11965	21.1%
i	10000	17.6%
r	6965	12.3%
V	5000	8.8%
f	5000	8.8%
d	5000	8.8%
o	3613	6.4%
S	1965	3.5%
u	1965	3.5%
c	1965	3.5%
Other values (2)	3296	5.8%

Common

Value	Count	Frequency (%)
	3613	100.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	60347	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
e	11965	19.8%
i	10000	16.6%
r	6965	11.5%
V	5000	8.3%
f	5000	8.3%
d	5000	8.3%
o	3613	6.0%
	3613	6.0%
S	1965	3.3%
u	1965	3.3%
Other values (3)	5261	8.7%

issue_d
Categorical

Distinct	115
Distinct (%)	2.3%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Mar-2016	133
Nov-2017	118
Jul-2015	115
May-2018	112
Oct-2018	110
Other values (110)	4412

Length

Max length	8
Median length	8
Mean length	8
Min length	8

Characters and Unicode

Total characters	40000
Distinct characters	33
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	16 ?
Unique (%)	0.3%

Sample

1st row	Dec-2017
2nd row	Aug-2015
3rd row	Dec-2017
4th row	Dec-2015
5th row	Oct-2014

Common Values

Value	Count	Frequency (%)
Mar-2016	133	2.7%
Nov-2017	118	2.4%
Jul-2015	115	2.3%
May-2018	112	2.2%
Oct-2018	110	2.2%
Aug-2018	110	2.2%
Nov-2018	108	2.2%
Apr-2018	108	2.2%
Sep-2017	102	2.0%
Oct-2014	100	2.0%
Other values (105)	3884	77.7%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
mar-2016	133	2.7%
nov-2017	118	2.4%
jul-2015	115	2.3%
may-2018	112	2.2%
oct-2018	110	2.2%
aug-2018	110	2.2%
nov-2018	108	2.2%
apr-2018	108	2.2%
sep-2017	102	2.0%
oct-2014	100	2.0%
Other values (105)	3884	77.7%

Most occurring characters

Value	Count	Frequency (%)
2	5089	12.7%
1	5027	12.6%
0	5025	12.6%
-	5000	12.5%
u	1321	3.3%
J	1211	3.0%
a	1199	3.0%
8	1140	2.9%
e	1084	2.7%
7	1018	2.5%
Other values (23)	12886	32.2%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	20000	50.0%
Lowercase Letter	10000	25.0%
Dash Punctuation	5000	12.5%
Uppercase Letter	5000	12.5%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
u	1321	13.2%
a	1199	12.0%
e	1084	10.8%
c	875	8.8%
r	849	8.5%
p	804	8.0%
n	736	7.4%
t	509	5.1%
v	479	4.8%
o	479	4.8%
Other values (4)	1665	16.7%

Decimal Number

Value	Count	Frequency (%)
2	5089	25.4%
1	5027	25.1%
0	5025	25.1%
8	1140	5.7%
7	1018	5.1%
5	953	4.8%
6	928	4.6%
4	557	2.8%
3	254	1.3%
9	9	< 0.1%

Uppercase Letter

Value	Count	Frequency (%)
J	1211	24.2%
A	865	17.3%
M	852	17.0%
O	509	10.2%
N	479	9.6%
S	396	7.9%
D	366	7.3%
F	322	6.4%

Dash Punctuation

Value	Count	Frequency (%)
-	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	25000	62.5%
Latin	15000	37.5%

Most frequent character per script

Latin

Value	Count	Frequency (%)
u	1321	8.8%
J	1211	8.1%
a	1199	8.0%
e	1084	7.2%
c	875	5.8%
A	865	5.8%
M	852	5.7%
r	849	5.7%
p	804	5.4%
n	736	4.9%
Other values (12)	5204	34.7%

Common

Value	Count	Frequency (%)
2	5089	20.4%
1	5027	20.1%
0	5025	20.1%
-	5000	20.0%
8	1140	4.6%
7	1018	4.1%
5	953	3.8%
6	928	3.7%
4	557	2.2%
3	254	1.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	40000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	5089	12.7%
1	5027	12.6%
0	5025	12.6%
-	5000	12.5%
u	1321	3.3%
J	1211	3.0%
a	1199	3.0%
8	1140	2.9%
e	1084	2.7%
7	1018	2.5%
Other values (23)	12886	32.2%

loan_status
Categorical

Distinct	7
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Fully Paid	2225
Current	2055
Charged Off	638
Late (31-120 days)	61
In Grace Period	11
Other values (2)	10

Length

Max length	50
Median length	18
Mean length	9.0238
Min length	7

Characters and Unicode

Total characters	45119
Distinct characters	38
Distinct categories	8 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	Current
2nd row	Fully Paid
3rd row	Current
4th row	Fully Paid
5th row	Fully Paid

Common Values

Value	Count	Frequency (%)
Fully Paid	2225	44.5%
Current	2055	41.1%
Charged Off	638	12.8%
Late (31-120 days)	61	1.2%
In Grace Period	11	0.2%
Late (16-30 days)	9	0.2%
Does not meet the credit policy. Status:Fully Paid	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
paid	2226	27.7%
fully	2225	27.7%
current	2055	25.6%
charged	638	7.9%
off	638	7.9%
late	70	0.9%
days	70	0.9%
31-120	61	0.8%
period	11	0.1%
grace	11	0.1%
Other values (9)	27	0.3%

Most occurring characters

Value	Count	Frequency (%)
r	4771	10.6%
l	4453	9.9%
u	4282	9.5%
	3032	6.7%
a	3016	6.7%
d	2946	6.5%
e	2790	6.2%
C	2693	6.0%
y	2297	5.1%
i	2239	5.0%
Other values (28)	12600	27.9%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	33646	74.6%
Uppercase Letter	7888	17.5%
Space Separator	3032	6.7%
Decimal Number	341	0.8%
Close Punctuation	70	0.2%
Open Punctuation	70	0.2%
Dash Punctuation	70	0.2%
Other Punctuation	2	< 0.1%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
r	4771	14.2%
l	4453	13.2%
u	4282	12.7%
a	3016	9.0%
d	2946	8.8%
e	2790	8.3%
y	2297	6.8%
i	2239	6.7%
t	2131	6.3%
n	2067	6.1%
Other values (8)	2654	7.9%

Uppercase Letter

Value	Count	Frequency (%)
C	2693	34.1%
P	2237	28.4%
F	2226	28.2%
O	638	8.1%
L	70	0.9%
I	11	0.1%
G	11	0.1%
D	1	< 0.1%
S	1	< 0.1%

Decimal Number

Value	Count	Frequency (%)
1	131	38.4%
0	70	20.5%
3	70	20.5%
2	61	17.9%
6	9	2.6%

Other Punctuation

Value	Count	Frequency (%)
.	1	50.0%
:	1	50.0%

Space Separator

Value	Count	Frequency (%)
	3032	100.0%

Close Punctuation

Value	Count	Frequency (%)
)	70	100.0%

Open Punctuation

Value	Count	Frequency (%)
(	70	100.0%

Dash Punctuation

Value	Count	Frequency (%)
-	70	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	41534	92.1%
Common	3585	7.9%

Most frequent character per script

Latin

Value	Count	Frequency (%)
r	4771	11.5%
l	4453	10.7%
u	4282	10.3%
a	3016	7.3%
d	2946	7.1%
e	2790	6.7%
C	2693	6.5%
y	2297	5.5%
i	2239	5.4%
P	2237	5.4%
Other values (17)	9810	23.6%

Common

Value	Count	Frequency (%)
	3032	84.6%
1	131	3.7%
)	70	2.0%
0	70	2.0%
(	70	2.0%
-	70	2.0%
3	70	2.0%
2	61	1.7%
6	9	0.3%
.	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	45119	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
r	4771	10.6%
l	4453	9.9%
u	4282	9.5%
	3032	6.7%
a	3016	6.7%
d	2946	6.5%
e	2790	6.2%
C	2693	6.0%
y	2297	5.1%
i	2239	5.0%
Other values (28)	12600	27.9%

pymnt_plan
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	43.9 KiB

False	4997
True	3

Common Values (Table)
Common Values (Plot)

Value	Count	Frequency (%)
False	4997	99.9%
True	3	0.1%

url
Categorical

HIGH CARDINALITY UNIQUE

Distinct	5000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

https://lendingclub.com/browse/loanDetail.action?loan_id=125102239	1
https://lendingclub.com/browse/loanDetail.action?loan_id=36930300	1
https://lendingclub.com/browse/loanDetail.action?loan_id=113511435	1
https://lendingclub.com/browse/loanDetail.action?loan_id=126269972	1
https://lendingclub.com/browse/loanDetail.action?loan_id=129913666	1
Other values (4995)	4995

Length

Max length	66
Median length	65
Mean length	65.3036
Min length	63

Characters and Unicode

Total characters	326518
Distinct characters	35
Distinct categories	6 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	5000 ?
Unique (%)	100.0%

Sample

1st row	https://lendingclub.com/browse/loanDetail.action?loan_id=125102239
2nd row	https://lendingclub.com/browse/loanDetail.action?loan_id=58350350
3rd row	https://lendingclub.com/browse/loanDetail.action?loan_id=125886282
4th row	https://lendingclub.com/browse/loanDetail.action?loan_id=67477661
5th row	https://lendingclub.com/browse/loanDetail.action?loan_id=27240428

Common Values

Value	Count	Frequency (%)
https://lendingclub.com/browse/loanDetail.action?loan_id=125102239	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=36930300	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=113511435	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=126269972	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=129913666	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=140641530	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=93563098	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=67457043	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=142271868	1	< 0.1%
https://lendingclub.com/browse/loanDetail.action?loan_id=85610857	1	< 0.1%
Other values (4990)	4990	99.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
https://lendingclub.com/browse/loandetail.action?loan_id=125102239	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=53494561	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=27240428	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=1521045	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=97944934	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=119274480	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=49297432	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=48996708	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=110010430	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=40268147	1	< 0.1%
Other values (4990)	4990	99.8%

Most occurring characters

Value	Count	Frequency (%)
l	25000	7.7%
n	25000	7.7%
o	25000	7.7%
t	20000	6.1%
/	20000	6.1%
a	20000	6.1%
i	20000	6.1%
e	15000	4.6%
c	15000	4.6%
d	10000	3.1%
Other values (25)	131518	40.3%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	230000	70.4%
Decimal Number	41518	12.7%
Other Punctuation	40000	12.3%
Connector Punctuation	5000	1.5%
Math Symbol	5000	1.5%
Uppercase Letter	5000	1.5%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
l	25000	10.9%
n	25000	10.9%
o	25000	10.9%
t	20000	8.7%
a	20000	8.7%
i	20000	8.7%
e	15000	6.5%
c	15000	6.5%
d	10000	4.3%
b	10000	4.3%
Other values (8)	45000	19.6%

Decimal Number

Value	Count	Frequency (%)
1	6206	14.9%
3	4292	10.3%
4	4204	10.1%
2	4142	10.0%
6	3921	9.4%
5	3865	9.3%
7	3836	9.2%
9	3745	9.0%
0	3719	9.0%
8	3588	8.6%

Other Punctuation

Value	Count	Frequency (%)
/	20000	50.0%
.	10000	25.0%
?	5000	12.5%
:	5000	12.5%

Connector Punctuation

Value	Count	Frequency (%)
_	5000	100.0%

Math Symbol

Value	Count	Frequency (%)
=	5000	100.0%

Uppercase Letter

Value	Count	Frequency (%)
D	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	235000	72.0%
Common	91518	28.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
l	25000	10.6%
n	25000	10.6%
o	25000	10.6%
t	20000	8.5%
a	20000	8.5%
i	20000	8.5%
e	15000	6.4%
c	15000	6.4%
d	10000	4.3%
b	10000	4.3%
Other values (9)	50000	21.3%

Common

Value	Count	Frequency (%)
/	20000	21.9%
.	10000	10.9%
1	6206	6.8%
?	5000	5.5%
_	5000	5.5%
=	5000	5.5%
:	5000	5.5%
3	4292	4.7%
4	4204	4.6%
2	4142	4.5%
Other values (6)	22674	24.8%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	326518	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
l	25000	7.7%
n	25000	7.7%
o	25000	7.7%
t	20000	6.1%
/	20000	6.1%
a	20000	6.1%
i	20000	6.1%
e	15000	4.6%
c	15000	4.6%
d	10000	3.1%
Other values (25)	131518	40.3%

purpose
Categorical

Distinct	14
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

debt_consolidation	2824
credit_card	1151
other	315
home_improvement	300
major_purchase	130
Other values (9)	280

Length

Max length	18
Median length	18
Mean length	14.759
Min length	3

Characters and Unicode

Total characters	73795
Distinct characters	22
Distinct categories	2 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	medical
2nd row	debt_consolidation
3rd row	credit_card
4th row	home_improvement
5th row	credit_card

Common Values

Value	Count	Frequency (%)
debt_consolidation	2824	56.5%
credit_card	1151	23.0%
other	315	6.3%
home_improvement	300	6.0%
major_purchase	130	2.6%
medical	85	1.7%
small_business	49	1.0%
car	47	0.9%
vacation	34	0.7%
moving	30	0.6%
Other values (4)	35	0.7%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
debt_consolidation	2824	56.5%
credit_card	1151	23.0%
other	315	6.3%
home_improvement	300	6.0%
major_purchase	130	2.6%
medical	85	1.7%
small_business	49	1.0%
car	47	0.9%
vacation	34	0.7%
moving	30	0.6%
Other values (4)	35	0.7%

Most occurring characters

Value	Count	Frequency (%)
o	9608	13.0%
d	8044	10.9%
t	7449	10.1%
i	7302	9.9%
n	6074	8.2%
e	5505	7.5%
c	5423	7.3%
a	4490	6.1%
_	4458	6.0%
r	3232	4.4%
Other values (12)	12210	16.5%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	69337	94.0%
Connector Punctuation	4458	6.0%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
o	9608	13.9%
d	8044	11.6%
t	7449	10.7%
i	7302	10.5%
n	6074	8.8%
e	5505	7.9%
c	5423	7.8%
a	4490	6.5%
r	3232	4.7%
s	3176	4.6%
Other values (11)	9034	13.0%

Connector Punctuation

Value	Count	Frequency (%)
_	4458	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	69337	94.0%
Common	4458	6.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
o	9608	13.9%
d	8044	11.6%
t	7449	10.7%
i	7302	10.5%
n	6074	8.8%
e	5505	7.9%
c	5423	7.8%
a	4490	6.5%
r	3232	4.7%
s	3176	4.6%
Other values (11)	9034	13.0%

Common

Value	Count	Frequency (%)
_	4458	100.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	73795	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
o	9608	13.0%
d	8044	10.9%
t	7449	10.1%
i	7302	9.9%
n	6074	8.2%
e	5505	7.5%
c	5423	7.3%
a	4490	6.1%
_	4458	6.0%
r	3232	4.4%
Other values (12)	12210	16.5%

title
Categorical

HIGH CARDINALITY IMBALANCE MISSING

Distinct	264
Distinct (%)	5.3%
Missing	61
Missing (%)	1.2%
Memory size	78.1 KiB

Debt consolidation	2595
Credit card refinancing	1060
Other	285
Home improvement	279
Major purchase	116
Other values (259)	604

Length

Max length	40
Median length	18
Mean length	17.69791456
Min length	2

Characters and Unicode

Total characters	87410
Distinct characters	64
Distinct categories	7 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	222 ?
Unique (%)	4.5%

Sample

1st row	Medical expenses
2nd row	Debt consolidation
3rd row	Credit card refinancing
4th row	Home improvement
5th row	Credit card refinancing

Common Values

Value	Count	Frequency (%)
Debt consolidation	2595	51.9%
Credit card refinancing	1060	21.2%
Other	285	5.7%
Home improvement	279	5.6%
Major purchase	116	2.3%
Medical expenses	80	1.6%
Business	45	0.9%
Car financing	42	0.8%
Vacation	34	0.7%
Debt Consolidation	31	0.6%
Other values (254)	372	7.4%
(Missing)	61	1.2%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
debt	2688	25.1%
consolidation	2677	25.0%
credit	1111	10.4%
card	1101	10.3%
refinancing	1064	9.9%
home	315	2.9%
improvement	287	2.7%
other	286	2.7%
purchase	121	1.1%
major	118	1.1%
Other values (231)	955	8.9%

Most occurring characters

Value	Count	Frequency (%)
n	9497	10.9%
i	9361	10.7%
o	9139	10.5%
t	7249	8.3%
e	6824	7.8%
	5802	6.6%
a	5623	6.4%
c	5142	5.9%
d	5104	5.8%
r	4304	4.9%
Other values (54)	19365	22.2%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	76312	87.3%
Space Separator	5802	6.6%
Uppercase Letter	5255	6.0%
Other Punctuation	21	< 0.1%
Decimal Number	14	< 0.1%
Dash Punctuation	4	< 0.1%
Close Punctuation	2	< 0.1%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
n	9497	12.4%
i	9361	12.3%
o	9139	12.0%
t	7249	9.5%
e	6824	8.9%
a	5623	7.4%
c	5142	6.7%
d	5104	6.7%
r	4304	5.6%
s	3208	4.2%
Other values (16)	10861	14.2%

Uppercase Letter

Value	Count	Frequency (%)
D	2683	51.1%
C	1279	24.3%
H	318	6.1%
O	315	6.0%
M	240	4.6%
L	73	1.4%
B	58	1.1%
P	45	0.9%
V	38	0.7%
R	33	0.6%
Other values (12)	173	3.3%

Other Punctuation

Value	Count	Frequency (%)
.	7	33.3%
&	5	23.8%
/	4	19.0%
:	2	9.5%
!	1	4.8%
%	1	4.8%
'	1	4.8%

Decimal Number

Value	Count	Frequency (%)
1	5	35.7%
2	3	21.4%
0	2	14.3%
8	2	14.3%
4	1	7.1%
3	1	7.1%

Space Separator

Value	Count	Frequency (%)
	5802	100.0%

Dash Punctuation

Value	Count	Frequency (%)
-	4	100.0%

Close Punctuation

Value	Count	Frequency (%)
)	2	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	81567	93.3%
Common	5843	6.7%

Most frequent character per script

Latin

Value	Count	Frequency (%)
n	9497	11.6%
i	9361	11.5%
o	9139	11.2%
t	7249	8.9%
e	6824	8.4%
a	5623	6.9%
c	5142	6.3%
d	5104	6.3%
r	4304	5.3%
s	3208	3.9%
Other values (38)	16116	19.8%

Common

Value	Count	Frequency (%)
	5802	99.3%
.	7	0.1%
1	5	0.1%
&	5	0.1%
/	4	0.1%
-	4	0.1%
2	3	0.1%
:	2	< 0.1%
)	2	< 0.1%
0	2	< 0.1%
Other values (6)	7	0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	87410	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
n	9497	10.9%
i	9361	10.7%
o	9139	10.5%
t	7249	8.3%
e	6824	7.8%
	5802	6.6%
a	5623	6.4%
c	5142	5.9%
d	5104	5.8%
r	4304	4.9%
Other values (54)	19365	22.2%

zip_code
Categorical

Distinct	711
Distinct (%)	14.2%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

945xx	57
112xx	54
606xx	50
750xx	47
300xx	46
Other values (706)	4746

Length

Max length	5
Median length	5
Mean length	5
Min length	5

Characters and Unicode

Total characters	25000
Distinct characters	11
Distinct categories	2 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	133 ?
Unique (%)	2.7%

Sample

1st row	705xx
2nd row	301xx
3rd row	553xx
4th row	070xx
5th row	159xx

Common Values

Value	Count	Frequency (%)
945xx	57	1.1%
112xx	54	1.1%
606xx	50	1.0%
750xx	47	0.9%
300xx	46	0.9%
891xx	44	0.9%
917xx	42	0.8%
770xx	41	0.8%
330xx	40	0.8%
100xx	37	0.7%
Other values (701)	4542	90.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
945xx	57	1.1%
112xx	54	1.1%
606xx	50	1.0%
750xx	47	0.9%
300xx	46	0.9%
891xx	44	0.9%
917xx	42	0.8%
770xx	41	0.8%
330xx	40	0.8%
070xx	37	0.7%
Other values (701)	4542	90.8%

Most occurring characters

Value	Count	Frequency (%)
x	10000	40.0%
0	2194	8.8%
1	1786	7.1%
3	1678	6.7%
2	1526	6.1%
9	1525	6.1%
7	1513	6.1%
4	1273	5.1%
8	1244	5.0%
5	1177	4.7%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	15000	60.0%
Lowercase Letter	10000	40.0%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	2194	14.6%
1	1786	11.9%
3	1678	11.2%
2	1526	10.2%
9	1525	10.2%
7	1513	10.1%
4	1273	8.5%
8	1244	8.3%
5	1177	7.8%
6	1084	7.2%

Lowercase Letter

Value	Count	Frequency (%)
x	10000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	15000	60.0%
Latin	10000	40.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	2194	14.6%
1	1786	11.9%
3	1678	11.2%
2	1526	10.2%
9	1525	10.2%
7	1513	10.1%
4	1273	8.5%
8	1244	8.3%
5	1177	7.8%
6	1084	7.2%

Latin

Value	Count	Frequency (%)
x	10000	100.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	25000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
x	10000	40.0%
0	2194	8.8%
1	1786	7.1%
3	1678	6.7%
2	1526	6.1%
9	1525	6.1%
7	1513	6.1%
4	1273	5.1%
8	1244	5.0%
5	1177	4.7%

addr_state
Categorical

Distinct	50
Distinct (%)	1.0%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

CA	733
NY	418
TX	397
FL	342
IL	204
Other values (45)	2906

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	10000
Distinct characters	24
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	LA
2nd row	GA
3rd row	MN
4th row	NJ
5th row	PA

Common Values

Value	Count	Frequency (%)
CA	733	14.7%
NY	418	8.4%
TX	397	7.9%
FL	342	6.8%
IL	204	4.1%
NJ	184	3.7%
GA	168	3.4%
PA	162	3.2%
OH	162	3.2%
VA	148	3.0%
Other values (40)	2082	41.6%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
ca	733	14.7%
ny	418	8.4%
tx	397	7.9%
fl	342	6.8%
il	204	4.1%
nj	184	3.7%
ga	168	3.4%
pa	162	3.2%
oh	162	3.2%
va	148	3.0%
Other values (40)	2082	41.6%

Most occurring characters

Value	Count	Frequency (%)
A	1699	17.0%
N	1172	11.7%
C	1111	11.1%
L	641	6.4%
T	612	6.1%
M	606	6.1%
I	534	5.3%
Y	489	4.9%
O	439	4.4%
X	397	4.0%
Other values (14)	2300	23.0%

Most occurring categories

Value	Count	Frequency (%)
Uppercase Letter	10000	100.0%

Most frequent character per category

Uppercase Letter

Value	Count	Frequency (%)
A	1699	17.0%
N	1172	11.7%
C	1111	11.1%
L	641	6.4%
T	612	6.1%
M	606	6.1%
I	534	5.3%
Y	489	4.9%
O	439	4.4%
X	397	4.0%
Other values (14)	2300	23.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	10000	100.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
A	1699	17.0%
N	1172	11.7%
C	1111	11.1%
L	641	6.4%
T	612	6.1%
M	606	6.1%
I	534	5.3%
Y	489	4.9%
O	439	4.4%
X	397	4.0%
Other values (14)	2300	23.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	10000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
A	1699	17.0%
N	1172	11.7%
C	1111	11.1%
L	641	6.4%
T	612	6.1%
M	606	6.1%
I	534	5.3%
Y	489	4.9%
O	439	4.4%
X	397	4.0%
Other values (14)	2300	23.0%

dti
Real number (ℝ)

Distinct	2607
Distinct (%)	52.2%
Missing	3
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	19.06747248

Minimum	0
Maximum	565.85
Zeros	5
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	4.966
Q1	12.11
median	17.92
Q3	24.77
95-th percentile	33.966
Maximum	565.85
Range	565.85
Interquartile range (IQR)	12.66

Descriptive statistics

Standard deviation	15.11699037
Coefficient of variation (CV)	0.7928156383
Kurtosis	589.8467956
Mean	19.06747248
Median Absolute Deviation (MAD)	6.26
Skewness	18.75374497
Sum	95280.16
Variance	228.5233978
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12.25	10	0.2%
18.24	9	0.2%
13.47	8	0.2%
15.17	7	0.1%
14.47	7	0.1%
15.62	7	0.1%
15.16	7	0.1%
11.46	7	0.1%
14.81	7	0.1%
21.04	7	0.1%
Other values (2597)	4921	98.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5	0.1%
0.28	1	< 0.1%
0.36	1	< 0.1%
0.43	1	< 0.1%
0.46	1	< 0.1%

Value	Count	Frequency (%)
565.85	1	< 0.1%
466.92	1	< 0.1%
412.07	1	< 0.1%
157.63	1	< 0.1%
131	1	< 0.1%

delinq_2yrs
Real number (ℝ)

Distinct	13
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.3134

Minimum	0
Maximum	13
Zeros	4067
Zeros (%)	81.3%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	13
Range	13
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.8780288303
Coefficient of variation (CV)	2.801623581
Kurtosis	38.57829573
Mean	0.3134
Median Absolute Deviation (MAD)	0
Skewness	5.035250006
Sum	1567
Variance	0.7709346269
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	4067	81.3%
1	617	12.3%
2	178	3.6%
3	62	1.2%
4	34	0.7%
5	16	0.3%
7	11	0.2%
6	10	0.2%
11	1	< 0.1%
9	1	< 0.1%
Other values (3)	3	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4067	81.3%
1	617	12.3%
2	178	3.6%
3	62	1.2%
4	34	0.7%

Value	Count	Frequency (%)
13	1	< 0.1%
12	1	< 0.1%
11	1	< 0.1%
10	1	< 0.1%
9	1	< 0.1%

earliest_cr_line
Categorical

Distinct	489
Distinct (%)	9.8%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Sep-2002	39
Nov-2005	36
Aug-2003	35
Oct-2003	35
Jun-2005	35
Other values (484)	4820

Length

Max length	8
Median length	8
Mean length	8
Min length	8

Characters and Unicode

Total characters	40000
Distinct characters	33
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	68 ?
Unique (%)	1.4%

Sample

1st row	Jan-2005
2nd row	Apr-2004
3rd row	Aug-2001
4th row	Jul-1996
5th row	Oct-1992

Common Values

Value	Count	Frequency (%)
Sep-2002	39	0.8%
Nov-2005	36	0.7%
Aug-2003	35	0.7%
Oct-2003	35	0.7%
Jun-2005	35	0.7%
Sep-2005	34	0.7%
Aug-2002	33	0.7%
Mar-2004	32	0.6%
Sep-2003	32	0.6%
Aug-2005	32	0.6%
Other values (479)	4657	93.1%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
sep-2002	39	0.8%
nov-2005	36	0.7%
aug-2003	35	0.7%
oct-2003	35	0.7%
jun-2005	35	0.7%
sep-2005	34	0.7%
aug-2002	33	0.7%
jul-2004	32	0.6%
aug-2001	32	0.6%
aug-2005	32	0.6%
Other values (479)	4657	93.1%

Most occurring characters

Value	Count	Frequency (%)
0	5973	14.9%
-	5000	12.5%
9	4025	10.1%
2	3413	8.5%
1	2911	7.3%
u	1274	3.2%
e	1260	3.1%
a	1169	2.9%
J	1149	2.9%
8	908	2.3%
Other values (23)	12918	32.3%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	20000	50.0%
Lowercase Letter	10000	25.0%
Dash Punctuation	5000	12.5%
Uppercase Letter	5000	12.5%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
u	1274	12.7%
e	1260	12.6%
a	1169	11.7%
p	884	8.8%
c	875	8.8%
r	798	8.0%
n	745	7.4%
g	481	4.8%
t	468	4.7%
v	452	4.5%
Other values (4)	1594	15.9%

Decimal Number

Value	Count	Frequency (%)
0	5973	29.9%
9	4025	20.1%
2	3413	17.1%
1	2911	14.6%
8	908	4.5%
5	588	2.9%
4	559	2.8%
7	554	2.8%
3	552	2.8%
6	517	2.6%

Uppercase Letter

Value	Count	Frequency (%)
J	1149	23.0%
A	858	17.2%
M	813	16.3%
S	507	10.1%
O	468	9.4%
N	452	9.0%
D	407	8.1%
F	346	6.9%

Dash Punctuation

Value	Count	Frequency (%)
-	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	25000	62.5%
Latin	15000	37.5%

Most frequent character per script

Latin

Value	Count	Frequency (%)
u	1274	8.5%
e	1260	8.4%
a	1169	7.8%
J	1149	7.7%
p	884	5.9%
c	875	5.8%
A	858	5.7%
M	813	5.4%
r	798	5.3%
n	745	5.0%
Other values (12)	5175	34.5%

Common

Value	Count	Frequency (%)
0	5973	23.9%
-	5000	20.0%
9	4025	16.1%
2	3413	13.7%
1	2911	11.6%
8	908	3.6%
5	588	2.4%
4	559	2.2%
7	554	2.2%
3	552	2.2%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	40000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	5973	14.9%
-	5000	12.5%
9	4025	10.1%
2	3413	8.5%
1	2911	7.3%
u	1274	3.2%
e	1260	3.1%
a	1169	2.9%
J	1149	2.9%
8	908	2.3%
Other values (23)	12918	32.3%

fico_range_low
Real number (ℝ)

Distinct	38
Distinct (%)	0.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	698.845

Minimum	660
Maximum	845
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	660
5-th percentile	660
Q1	675
median	690
Q3	715
95-th percentile	765
Maximum	845
Range	185
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	33.23780867
Coefficient of variation (CV)	0.04756105957
Kurtosis	1.410382979
Mean	698.845
Median Absolute Deviation (MAD)	20
Skewness	1.201890058
Sum	3494225
Variance	1104.751925
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
660	433	8.7%
670	403	8.1%
665	392	7.8%
680	364	7.3%
675	334	6.7%
685	316	6.3%
690	316	6.3%
700	290	5.8%
695	289	5.8%
705	247	4.9%
Other values (28)	1616	32.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
660	433	8.7%
665	392	7.8%
670	403	8.1%
675	334	6.7%
680	364	7.3%

Value	Count	Frequency (%)
845	1	< 0.1%
840	3	0.1%
835	3	0.1%
830	3	0.1%
825	4	0.1%

fico_range_high
Real number (ℝ)

Distinct	38
Distinct (%)	0.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	702.8452

Minimum	664
Maximum	850
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	664
5-th percentile	664
Q1	679
median	694
Q3	719
95-th percentile	769
Maximum	850
Range	186
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	33.2386913
Coefficient of variation (CV)	0.04729162452
Kurtosis	1.411955623
Mean	702.8452
Median Absolute Deviation (MAD)	20
Skewness	1.202127878
Sum	3514226
Variance	1104.810599
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
664	433	8.7%
674	403	8.1%
669	392	7.8%
684	364	7.3%
679	334	6.7%
689	316	6.3%
694	316	6.3%
704	290	5.8%
699	289	5.8%
709	247	4.9%
Other values (28)	1616	32.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
664	433	8.7%
669	392	7.8%
674	403	8.1%
679	334	6.7%
684	364	7.3%

Value	Count	Frequency (%)
850	1	< 0.1%
844	3	0.1%
839	3	0.1%
834	3	0.1%
829	4	0.1%

inq_last_6mths
Real number (ℝ)

Distinct	6
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.5578

Minimum	0
Maximum	5
Zeros	3053
Zeros (%)	61.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	5
Range	5
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.8416655156
Coefficient of variation (CV)	1.508901964
Kurtosis	3.65907758
Mean	0.5578
Median Absolute Deviation (MAD)	0
Skewness	1.779295801
Sum	2789
Variance	0.7084008402
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	3053	61.1%
1	1346	26.9%
2	417	8.3%
3	141	2.8%
4	29	0.6%
5	14	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3053	61.1%
1	1346	26.9%
2	417	8.3%
3	141	2.8%
4	29	0.6%

Value	Count	Frequency (%)
5	14	0.3%
4	29	0.6%
3	141	2.8%
2	417	8.3%
1	1346	26.9%

mths_since_last_delinq
Real number (ℝ)

Distinct	94
Distinct (%)	3.8%
Missing	2556
Missing (%)	51.1%
Infinite	0
Infinite (%)	0.0%
Mean	34.48076923

Minimum	0
Maximum	113
Zeros	5
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	16
median	31
Q3	50.25
95-th percentile	74
Maximum	113
Range	113
Interquartile range (IQR)	34.25

Descriptive statistics

Standard deviation	21.83246686
Coefficient of variation (CV)	0.6331780684
Kurtosis	-0.7364621882
Mean	34.48076923
Median Absolute Deviation (MAD)	16
Skewness	0.4733855051
Sum	84271
Variance	476.6566092
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	55	1.1%
13	52	1.0%
28	52	1.0%
12	50	1.0%
22	49	1.0%
15	48	1.0%
6	47	0.9%
17	46	0.9%
31	46	0.9%
19	45	0.9%
Other values (84)	1954	39.1%
(Missing)	2556	51.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5	0.1%
1	17	0.3%
2	18	0.4%
3	24	0.5%
4	34	0.7%

Value	Count	Frequency (%)
113	1	< 0.1%
100	1	< 0.1%
97	1	< 0.1%
94	2	< 0.1%
93	1	< 0.1%

mths_since_last_record
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	111
Distinct (%)	14.2%
Missing	4220
Missing (%)	84.4%
Infinite	0
Infinite (%)	0.0%
Mean	73.88076923

Minimum	0
Maximum	120
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	29
Q1	57
median	74
Q3	94
95-th percentile	114
Maximum	120
Range	120
Interquartile range (IQR)	37

Descriptive statistics

Standard deviation	25.70360113
Coefficient of variation (CV)	0.3479065175
Kurtosis	-0.4176827651
Mean	73.88076923
Median Absolute Deviation (MAD)	18
Skewness	-0.3001895758
Sum	57627
Variance	660.6751111
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
62	18	0.4%
81	17	0.3%
67	17	0.3%
74	16	0.3%
72	15	0.3%
78	15	0.3%
80	14	0.3%
71	14	0.3%
90	14	0.3%
56	14	0.3%
Other values (101)	626	12.5%
(Missing)	4220	84.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
8	1	< 0.1%

Value	Count	Frequency (%)
120	1	< 0.1%
119	3	0.1%
118	2	< 0.1%
117	13	0.3%
116	7	0.1%

open_acc
Real number (ℝ)

Distinct	44
Distinct (%)	0.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.5914

Minimum	1
Maximum	56
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1
5-th percentile	4
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	56
Range	55
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.631908177
Coefficient of variation (CV)	0.4858695393
Kurtosis	3.224286909
Mean	11.5914
Median Absolute Deviation (MAD)	3
Skewness	1.326342014
Sum	57957
Variance	31.71838972
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
9	455	9.1%
8	446	8.9%
10	414	8.3%
11	382	7.6%
7	380	7.6%
12	326	6.5%
13	311	6.2%
6	303	6.1%
14	270	5.4%
5	240	4.8%
Other values (34)	1473	29.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	5	0.1%
2	16	0.3%
3	74	1.5%
4	156	3.1%
5	240	4.8%

Value	Count	Frequency (%)
56	1	< 0.1%
47	1	< 0.1%
45	1	< 0.1%
43	1	< 0.1%
42	1	< 0.1%

pub_rec
Real number (ℝ)

Distinct	8
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.1946

Minimum	0
Maximum	7
Zeros	4221
Zeros (%)	84.4%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.5381345164
Coefficient of variation (CV)	2.765336672
Kurtosis	31.33751439
Mean	0.1946
Median Absolute Deviation (MAD)	0
Skewness	4.477871315
Sum	973
Variance	0.2895887578
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=8)

Value	Count	Frequency (%)
0	4221	84.4%
1	662	13.2%
2	75	1.5%
3	25	0.5%
4	6	0.1%
5	5	0.1%
6	5	0.1%
7	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4221	84.4%
1	662	13.2%
2	75	1.5%
3	25	0.5%
4	6	0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
6	5	0.1%
5	5	0.1%
4	6	0.1%
3	25	0.5%

revol_bal
Real number (ℝ)

Distinct	4619
Distinct (%)	92.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16980.4988

Minimum	0
Maximum	364270
Zeros	25
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1619.9
Q1	5942
median	11549.5
Q3	20667.5
95-th percentile	45696.6
Maximum	364270
Range	364270
Interquartile range (IQR)	14725.5

Descriptive statistics

Standard deviation	21555.93003
Coefficient of variation (CV)	1.26945211
Kurtosis	51.72925879
Mean	16980.4988
Median Absolute Deviation (MAD)	6543
Skewness	5.610626518
Sum	84902494
Variance	464658119.7
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	25	0.5%
4770	4	0.1%
5305	3	0.1%
15772	3	0.1%
5749	3	0.1%
6956	3	0.1%
16655	3	0.1%
5470	3	0.1%
2801	3	0.1%
5829	3	0.1%
Other values (4609)	4947	98.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	25	0.5%
5	2	< 0.1%
8	1	< 0.1%
9	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
364270	1	< 0.1%
322318	1	< 0.1%
276543	1	< 0.1%
266867	1	< 0.1%
255805	1	< 0.1%

revol_util
Real number (ℝ)

Distinct	989
Distinct (%)	19.8%
Missing	4
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	50.34429544

Minimum	0
Maximum	114.7
Zeros	26
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	9.4
Q1	31.5
median	50
Q3	69.925
95-th percentile	91.325
Maximum	114.7
Range	114.7
Interquartile range (IQR)	38.425

Descriptive statistics

Standard deviation	24.84128553
Coefficient of variation (CV)	0.4934280104
Kurtosis	-0.857571639
Mean	50.34429544
Median Absolute Deviation (MAD)	19.2
Skewness	-0.006564710598
Sum	251520.1
Variance	617.089467
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	26	0.5%
35	15	0.3%
47.2	15	0.3%
39	14	0.3%
70	14	0.3%
41.4	14	0.3%
78.9	14	0.3%
52.7	14	0.3%
38	13	0.3%
59.2	13	0.3%
Other values (979)	4844	96.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	26	0.5%
0.1	1	< 0.1%
0.2	4	0.1%
0.3	6	0.1%
0.4	1	< 0.1%

Value	Count	Frequency (%)
114.7	1	< 0.1%
107.4	1	< 0.1%
105.4	1	< 0.1%
102.6	1	< 0.1%
102.5	1	< 0.1%

total_acc
Real number (ℝ)

Distinct	78
Distinct (%)	1.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23.9644

Minimum	2
Maximum	89
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	2
5-th percentile	8
Q1	15
median	22
Q3	30
95-th percentile	47
Maximum	89
Range	87
Interquartile range (IQR)	15

Descriptive statistics

Standard deviation	11.80709169
Coefficient of variation (CV)	0.4926929816
Kurtosis	1.319153068
Mean	23.9644
Median Absolute Deviation (MAD)	8
Skewness	0.9766833596
Sum	119822
Variance	139.4074141
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
19	194	3.9%
16	192	3.8%
14	191	3.8%
18	190	3.8%
22	187	3.7%
17	181	3.6%
24	181	3.6%
15	171	3.4%
23	170	3.4%
20	169	3.4%
Other values (68)	3174	63.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	3	0.1%
3	11	0.2%
4	24	0.5%
5	33	0.7%
6	37	0.7%

Value	Count	Frequency (%)
89	1	< 0.1%
88	1	< 0.1%
82	1	< 0.1%
80	1	< 0.1%
78	1	< 0.1%

initial_list_status
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

w	3458
f	1542

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	5000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	w
2nd row	w
3rd row	w
4th row	f
5th row	w

Common Values

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

Most occurring characters

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	5000	100.0%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

Most occurring scripts

Value	Count	Frequency (%)
Latin	5000	100.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	5000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
w	3458	69.2%
f	1542	30.8%

out_prncp
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	2086
Distinct (%)	41.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4383.980162

Minimum	0
Maximum	38981.88
Zeros	2872
Zeros (%)	57.4%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	6464.28
95-th percentile	21103.768
Maximum	38981.88
Range	38981.88
Interquartile range (IQR)	6464.28

Descriptive statistics

Standard deviation	7446.874754
Coefficient of variation (CV)	1.698656125
Kurtosis	3.881326773
Mean	4383.980162
Median Absolute Deviation (MAD)	0
Skewness	2.033006782
Sum	21919900.81
Variance	55455943.6
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2872	57.4%
4812.75	3	0.1%
7021.05	3	0.1%
9326.86	2	< 0.1%
15293.93	2	< 0.1%
4502.23	2	< 0.1%
8173.58	2	< 0.1%
6068.03	2	< 0.1%
9238.49	2	< 0.1%
9063.29	2	< 0.1%
Other values (2076)	2108	42.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2872	57.4%
0.5	1	< 0.1%
2.73	1	< 0.1%
6.33	1	< 0.1%
7.22	1	< 0.1%

Value	Count	Frequency (%)
38981.88	1	< 0.1%
38508.17	1	< 0.1%
38160.4	1	< 0.1%
37598.13	1	< 0.1%
37472.22	1	< 0.1%

out_prncp_inv
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	2092
Distinct (%)	41.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4382.858138

Minimum	0
Maximum	38981.88
Zeros	2872
Zeros (%)	57.4%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	6464.28
95-th percentile	21103.768
Maximum	38981.88
Range	38981.88
Interquartile range (IQR)	6464.28

Descriptive statistics

Standard deviation	7445.368689
Coefficient of variation (CV)	1.69874736
Kurtosis	3.882636797
Mean	4382.858138
Median Absolute Deviation (MAD)	0
Skewness	2.033241984
Sum	21914290.69
Variance	55433514.92
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2872	57.4%
4812.75	3	0.1%
7021.05	3	0.1%
1219.77	2	< 0.1%
4502.23	2	< 0.1%
8457.66	2	< 0.1%
9063.29	2	< 0.1%
8173.58	2	< 0.1%
12637.97	2	< 0.1%
8196.01	2	< 0.1%
Other values (2082)	2108	42.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2872	57.4%
0.5	1	< 0.1%
2.73	1	< 0.1%
6.33	1	< 0.1%
7.22	1	< 0.1%

Value	Count	Frequency (%)
38981.88	1	< 0.1%
38508.17	1	< 0.1%
38160.4	1	< 0.1%
37598.13	1	< 0.1%
37472.22	1	< 0.1%

total_pymnt
Real number (ℝ)

Distinct	4979
Distinct (%)	99.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11982.34895

Minimum	0
Maximum	59538.05303
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1382.4015
Q1	4614.225
median	9172.285
Q3	16550.46436
95-th percentile	32900.10795
Maximum	59538.05303
Range	59538.05303
Interquartile range (IQR)	11936.23936

Descriptive statistics

Standard deviation	9935.192714
Coefficient of variation (CV)	0.8291523435
Kurtosis	1.614727716
Mean	11982.34895
Median Absolute Deviation (MAD)	5419.619034
Skewness	1.343240727
Sum	59911744.75
Variance	98708054.25
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4283.83	3	0.1%
2832.39	2	< 0.1%
6932.32	2	< 0.1%
2126.25	2	< 0.1%
1520.21	2	< 0.1%
18000	2	< 0.1%
3916.98	2	< 0.1%
4724.9	2	< 0.1%
4916.27	2	< 0.1%
7376.17	2	< 0.1%
Other values (4969)	4979	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
171.25	1	< 0.1%
210.2	1	< 0.1%
218.45	1	< 0.1%
229.62	1	< 0.1%

Value	Count	Frequency (%)
59538.05303	1	< 0.1%
58299.05994	1	< 0.1%
57716.29985	1	< 0.1%
56666.22584	1	< 0.1%
53749.39982	1	< 0.1%

total_pymnt_inv
Real number (ℝ)

Distinct	4971
Distinct (%)	99.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11973.05408

Minimum	0
Maximum	59538.05
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1377.595
Q1	4613.11
median	9159.83
Q3	16548.3175
95-th percentile	32900.1065
Maximum	59538.05
Range	59538.05
Interquartile range (IQR)	11935.2075

Descriptive statistics

Standard deviation	9932.066043
Coefficient of variation (CV)	0.8295348852
Kurtosis	1.615774336
Mean	11973.05408
Median Absolute Deviation (MAD)	5414.89
Skewness	1.343926162
Sum	59865270.41
Variance	98645935.89
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4283.83	3	0.1%
7042.39	3	0.1%
4724.9	2	< 0.1%
41522.91	2	< 0.1%
2809.19	2	< 0.1%
2832.39	2	< 0.1%
2126.25	2	< 0.1%
1520.21	2	< 0.1%
3916.98	2	< 0.1%
5473.42	2	< 0.1%
Other values (4961)	4978	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
171.25	1	< 0.1%
210.2	1	< 0.1%
218.45	1	< 0.1%
229.62	1	< 0.1%

Value	Count	Frequency (%)
59538.05	1	< 0.1%
58299.06	1	< 0.1%
57633.85	1	< 0.1%
56666.23	1	< 0.1%
53749.4	1	< 0.1%

total_rec_prncp
Real number (ℝ)

Distinct	3122
Distinct (%)	62.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	9331.934926

Minimum	0
Maximum	40000
Zeros	6
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	850.128
Q1	3000
median	6615.93
Q3	13041.685
95-th percentile	27000
Maximum	40000
Range	40000
Interquartile range (IQR)	10041.685

Descriptive statistics

Standard deviation	8292.918847
Coefficient of variation (CV)	0.8886601667
Kurtosis	1.415348035
Mean	9331.934926
Median Absolute Deviation (MAD)	4319.075
Skewness	1.342716811
Sum	46659674.63
Variance	68772503
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	157	3.1%
12000	127	2.5%
15000	117	2.3%
20000	109	2.2%
5000	105	2.1%
35000	89	1.8%
8000	86	1.7%
6000	77	1.5%
16000	59	1.2%
24000	55	1.1%
Other values (3112)	4019	80.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6	0.1%
114.49	1	< 0.1%
118.81	1	< 0.1%
148.51	1	< 0.1%
151.71	1	< 0.1%

Value	Count	Frequency (%)
40000	16	0.3%
38400	1	< 0.1%
38000	1	< 0.1%
36318.79	1	< 0.1%
36250	1	< 0.1%

total_rec_int
Real number (ℝ)

Distinct	4944
Distinct (%)	98.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2491.426416

Minimum	0
Maximum	26216.92
Zeros	8
Zeros (%)	0.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	214.5955
Q1	739.1425
median	1537.7
Q3	3238.1075
95-th percentile	8038.633
Maximum	26216.92
Range	26216.92
Interquartile range (IQR)	2498.965

Descriptive statistics

Standard deviation	2755.913306
Coefficient of variation (CV)	1.106158821
Kurtosis	9.706174924
Mean	2491.426416
Median Absolute Deviation (MAD)	982.925
Skewness	2.573531135
Sum	12457132.08
Variance	7595058.149
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	8	0.2%
1096.58	3	0.1%
620.2	3	0.1%
1442.26	2	< 0.1%
637.96	2	< 0.1%
679.89	2	< 0.1%
5595.54	2	< 0.1%
56.76	2	< 0.1%
234.48	2	< 0.1%
538.29	2	< 0.1%
Other values (4934)	4972	99.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	8	0.2%
0.84	1	< 0.1%
1.8	1	< 0.1%
2.21	1	< 0.1%
2.52	1	< 0.1%

Value	Count	Frequency (%)
26216.92	1	< 0.1%
24999.06	1	< 0.1%
24538.05	1	< 0.1%
22716.3	1	< 0.1%
22305.91	1	< 0.1%

total_rec_late_fee
Real number (ℝ)

Distinct	165
Distinct (%)	3.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.852191354

Minimum	0
Maximum	274
Zeros	4775
Zeros (%)	95.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	274
Range	274
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	12.54220949
Coefficient of variation (CV)	6.771551685
Kurtosis	205.0684908
Mean	1.852191354
Median Absolute Deviation (MAD)	0
Skewness	12.41457103
Sum	9260.956771
Variance	157.3070188
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4775	95.5%
15	48	1.0%
30	10	0.2%
18.07	3	0.1%
45	2	< 0.1%
31.65	2	< 0.1%
23.26	2	< 0.1%
19.28	1	< 0.1%
25.76	1	< 0.1%
29.4	1	< 0.1%
Other values (155)	155	3.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4775	95.5%
15	48	1.0%
15	1	< 0.1%
15	1	< 0.1%
15	1	< 0.1%

Value	Count	Frequency (%)
274	1	< 0.1%
268.8	1	< 0.1%
263.75	1	< 0.1%
256.3	1	< 0.1%
203.28	1	< 0.1%

recoveries
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	443
Distinct (%)	8.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	157.135486

Minimum	0
Maximum	11443.52
Zeros	4552
Zeros (%)	91.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1066.866
Maximum	11443.52
Range	11443.52
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	703.2547343
Coefficient of variation (CV)	4.475467332
Kurtosis	55.91781629
Mean	157.135486
Median Absolute Deviation (MAD)	0
Skewness	6.563219971
Sum	785677.43
Variance	494567.2214
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4552	91.0%
50	3	0.1%
47.97	2	< 0.1%
1600	2	< 0.1%
150	2	< 0.1%
250	2	< 0.1%
1441.68	1	< 0.1%
1188.01	1	< 0.1%
1039.46	1	< 0.1%
1738.23	1	< 0.1%
Other values (433)	433	8.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4552	91.0%
0.06	1	< 0.1%
0.36	1	< 0.1%
0.43	1	< 0.1%
0.98	1	< 0.1%

Value	Count	Frequency (%)
11443.52	1	< 0.1%
9250	1	< 0.1%
9100	1	< 0.1%
8300	1	< 0.1%
7619.85	1	< 0.1%

collection_recovery_fee
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	432
Distinct (%)	8.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	26.59876504

Minimum	0
Maximum	2059.8336
Zeros	4567
Zeros (%)	91.3%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	179.68428
Maximum	2059.8336
Range	2059.8336
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	122.8311303
Coefficient of variation (CV)	4.617926063
Kurtosis	62.12947805
Mean	26.59876504
Median Absolute Deviation (MAD)	0
Skewness	6.907627869
Sum	132993.8252
Variance	15087.48658
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4567	91.3%
9	2	< 0.1%
45	2	< 0.1%
417.5748	1	< 0.1%
187.1028	1	< 0.1%
312.8814	1	< 0.1%
546.4098	1	< 0.1%
122.8068	1	< 0.1%
164.0484	1	< 0.1%
440.6598	1	< 0.1%
Other values (422)	422	8.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4567	91.3%
0.8648	1	< 0.1%
0.8939	1	< 0.1%
1.45	1	< 0.1%
2.419200003	1	< 0.1%

Value	Count	Frequency (%)
2059.8336	1	< 0.1%
1665	1	< 0.1%
1638	1	< 0.1%
1494	1	< 0.1%
1371.573	1	< 0.1%

last_pymnt_d
Categorical

HIGH CARDINALITY HIGH CORRELATION

Distinct	91
Distinct (%)	1.8%
Missing	6
Missing (%)	0.1%
Memory size	78.1 KiB

Mar-2019	2005
Feb-2019	220
Feb-2018	87
Aug-2017	86
Apr-2018	86
Other values (86)	2510

Length

Max length	8
Median length	8
Mean length	8
Min length	8

Characters and Unicode

Total characters	39952
Distinct characters	33
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	7 ?
Unique (%)	0.1%

Sample

1st row	Mar-2019
2nd row	Aug-2018
3rd row	Mar-2019
4th row	Jan-2019
5th row	Nov-2018

Common Values

Value	Count	Frequency (%)
Mar-2019	2005	40.1%
Feb-2019	220	4.4%
Feb-2018	87	1.7%
Aug-2017	86	1.7%
Apr-2018	86	1.7%
Aug-2018	83	1.7%
Jul-2018	82	1.6%
Mar-2018	81	1.6%
Nov-2018	80	1.6%
Jan-2018	78	1.6%
Other values (81)	2106	42.1%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
mar-2019	2005	40.1%
feb-2019	220	4.4%
feb-2018	87	1.7%
aug-2017	86	1.7%
apr-2018	86	1.7%
aug-2018	83	1.7%
jul-2018	82	1.6%
mar-2018	81	1.6%
nov-2018	80	1.6%
jan-2018	78	1.6%
Other values (81)	2106	42.2%

Most occurring characters

Value	Count	Frequency (%)
2	5016	12.6%
1	5001	12.5%
0	4998	12.5%
-	4994	12.5%
a	2687	6.7%
r	2432	6.1%
M	2426	6.1%
9	2301	5.8%
8	917	2.3%
e	895	2.2%
Other values (23)	8285	20.7%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	19976	50.0%
Lowercase Letter	9988	25.0%
Dash Punctuation	4994	12.5%
Uppercase Letter	4994	12.5%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
a	2687	26.9%
r	2432	24.3%
e	895	9.0%
u	719	7.2%
n	482	4.8%
c	479	4.8%
b	432	4.3%
p	406	4.1%
g	276	2.8%
o	271	2.7%
Other values (4)	909	9.1%

Decimal Number

Value	Count	Frequency (%)
2	5016	25.1%
1	5001	25.0%
0	4998	25.0%
9	2301	11.5%
8	917	4.6%
7	742	3.7%
6	528	2.6%
5	325	1.6%
4	104	0.5%
3	44	0.2%

Uppercase Letter

Value	Count	Frequency (%)
M	2426	48.6%
J	704	14.1%
A	468	9.4%
F	432	8.7%
N	271	5.4%
D	249	5.0%
O	230	4.6%
S	214	4.3%

Dash Punctuation

Value	Count	Frequency (%)
-	4994	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	24970	62.5%
Latin	14982	37.5%

Most frequent character per script

Latin

Value	Count	Frequency (%)
a	2687	17.9%
r	2432	16.2%
M	2426	16.2%
e	895	6.0%
u	719	4.8%
J	704	4.7%
n	482	3.2%
c	479	3.2%
A	468	3.1%
b	432	2.9%
Other values (12)	3258	21.7%

Common

Value	Count	Frequency (%)
2	5016	20.1%
1	5001	20.0%
0	4998	20.0%
-	4994	20.0%
9	2301	9.2%
8	917	3.7%
7	742	3.0%
6	528	2.1%
5	325	1.3%
4	104	0.4%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	39952	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	5016	12.6%
1	5001	12.5%
0	4998	12.5%
-	4994	12.5%
a	2687	6.7%
r	2432	6.1%
M	2426	6.1%
9	2301	5.8%
8	917	2.3%
e	895	2.2%
Other values (23)	8285	20.7%

last_pymnt_amnt
Real number (ℝ)

Distinct	4472
Distinct (%)	89.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3202.836304

Minimum	0
Maximum	40351.17
Zeros	8
Zeros (%)	0.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	98.776
Q1	301.9825
median	570.365
Q3	3182.15
95-th percentile	15727.875
Maximum	40351.17
Range	40351.17
Interquartile range (IQR)	2880.1675

Descriptive statistics

Standard deviation	5821.191655
Coefficient of variation (CV)	1.81751145
Kurtosis	8.469177842
Mean	3202.836304
Median Absolute Deviation (MAD)	356.995
Skewness	2.756012511
Sum	16014181.52
Variance	33886272.28
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
50	8	0.2%
0	8	0.2%
326.97	6	0.1%
304.72	6	0.1%
500	5	0.1%
301.15	5	0.1%
307.27	5	0.1%
339.31	5	0.1%
324.65	5	0.1%
541.42	5	0.1%
Other values (4462)	4942	98.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	8	0.2%
0.11	1	< 0.1%
0.13	1	< 0.1%
0.42	1	< 0.1%
0.49	1	< 0.1%

Value	Count	Frequency (%)
40351.17	1	< 0.1%
40194.25	1	< 0.1%
38562.32	1	< 0.1%
38546.99	1	< 0.1%
38537.16	1	< 0.1%

next_pymnt_d
Categorical

HIGH CORRELATION IMBALANCE MISSING

Distinct	2
Distinct (%)	0.1%
Missing	2863
Missing (%)	57.3%
Memory size	78.1 KiB

Apr-2019	2136
Dec-2012	1

Length

Max length	8
Median length	8
Mean length	8
Min length	8

Characters and Unicode

Total characters	17096
Distinct characters	11
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	Apr-2019
2nd row	Apr-2019
3rd row	Apr-2019
4th row	Apr-2019
5th row	Apr-2019

Common Values

Value	Count	Frequency (%)
Apr-2019	2136	42.7%
Dec-2012	1	< 0.1%
(Missing)	2863	57.3%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
apr-2019	2136	> 99.9%
dec-2012	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
2	2138	12.5%
-	2137	12.5%
0	2137	12.5%
1	2137	12.5%
A	2136	12.5%
p	2136	12.5%
r	2136	12.5%
9	2136	12.5%
D	1	< 0.1%
e	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	8548	50.0%
Lowercase Letter	4274	25.0%
Dash Punctuation	2137	12.5%
Uppercase Letter	2137	12.5%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
2	2138	25.0%
0	2137	25.0%
1	2137	25.0%
9	2136	25.0%

Lowercase Letter

Value	Count	Frequency (%)
p	2136	50.0%
r	2136	50.0%
e	1	< 0.1%
c	1	< 0.1%

Uppercase Letter

Value	Count	Frequency (%)
A	2136	> 99.9%
D	1	< 0.1%

Dash Punctuation

Value	Count	Frequency (%)
-	2137	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	10685	62.5%
Latin	6411	37.5%

Most frequent character per script

Latin

Value	Count	Frequency (%)
A	2136	33.3%
p	2136	33.3%
r	2136	33.3%
D	1	< 0.1%
e	1	< 0.1%
c	1	< 0.1%

Common

Value	Count	Frequency (%)
2	2138	20.0%
-	2137	20.0%
0	2137	20.0%
1	2137	20.0%
9	2136	20.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	17096	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	2138	12.5%
-	2137	12.5%
0	2137	12.5%
1	2137	12.5%
A	2136	12.5%
p	2136	12.5%
r	2136	12.5%
9	2136	12.5%
D	1	< 0.1%
e	1	< 0.1%

last_credit_pull_d
Categorical

HIGH CARDINALITY HIGH CORRELATION IMBALANCE

Distinct	80
Distinct (%)	1.6%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Mar-2019	3108
Feb-2019	164
Jul-2018	131
Jan-2019	130
Dec-2018	108
Other values (75)	1359

Length

Max length	8
Median length	8
Mean length	8
Min length	8

Characters and Unicode

Total characters	40000
Distinct characters	33
Distinct categories	4 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	24 ?
Unique (%)	0.5%

Sample

1st row	Mar-2019
2nd row	Sep-2017
3rd row	Mar-2019
4th row	Jan-2019
5th row	Nov-2018

Common Values

Value	Count	Frequency (%)
Mar-2019	3108	62.2%
Feb-2019	164	3.3%
Jul-2018	131	2.6%
Jan-2019	130	2.6%
Dec-2018	108	2.2%
Oct-2016	105	2.1%
Oct-2018	98	2.0%
Aug-2018	93	1.9%
Sep-2018	85	1.7%
Nov-2018	81	1.6%
Other values (70)	897	17.9%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
mar-2019	3108	62.2%
feb-2019	164	3.3%
jul-2018	131	2.6%
jan-2019	130	2.6%
dec-2018	108	2.2%
oct-2016	105	2.1%
oct-2018	98	2.0%
aug-2018	93	1.9%
sep-2018	85	1.7%
nov-2018	81	1.6%
Other values (70)	897	17.9%

Most occurring characters

Value	Count	Frequency (%)
2	5004	12.5%
1	5003	12.5%
0	5002	12.5%
-	5000	12.5%
a	3501	8.8%
9	3403	8.5%
r	3312	8.3%
M	3287	8.2%
8	860	2.1%
e	608	1.5%
Other values (23)	5020	12.6%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	20000	50.0%
Lowercase Letter	10000	25.0%
Dash Punctuation	5000	12.5%
Uppercase Letter	5000	12.5%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
a	3501	35.0%
r	3312	33.1%
e	608	6.1%
c	436	4.4%
u	384	3.8%
b	290	2.9%
n	268	2.7%
t	259	2.6%
p	248	2.5%
l	179	1.8%
Other values (4)	515	5.1%

Decimal Number

Value	Count	Frequency (%)
2	5004	25.0%
1	5003	25.0%
0	5002	25.0%
9	3403	17.0%
8	860	4.3%
7	423	2.1%
6	216	1.1%
5	57	0.3%
4	22	0.1%
3	10	< 0.1%

Uppercase Letter

Value	Count	Frequency (%)
M	3287	65.7%
J	447	8.9%
F	290	5.8%
O	259	5.2%
A	258	5.2%
D	177	3.5%
S	141	2.8%
N	141	2.8%

Dash Punctuation

Value	Count	Frequency (%)
-	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	25000	62.5%
Latin	15000	37.5%

Most frequent character per script

Latin

Value	Count	Frequency (%)
a	3501	23.3%
r	3312	22.1%
M	3287	21.9%
e	608	4.1%
J	447	3.0%
c	436	2.9%
u	384	2.6%
b	290	1.9%
F	290	1.9%
n	268	1.8%
Other values (12)	2177	14.5%

Common

Value	Count	Frequency (%)
2	5004	20.0%
1	5003	20.0%
0	5002	20.0%
-	5000	20.0%
9	3403	13.6%
8	860	3.4%
7	423	1.7%
6	216	0.9%
5	57	0.2%
4	22	0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	40000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	5004	12.5%
1	5003	12.5%
0	5002	12.5%
-	5000	12.5%
a	3501	8.8%
9	3403	8.5%
r	3312	8.3%
M	3287	8.2%
8	860	2.1%
e	608	1.5%
Other values (23)	5020	12.6%

last_fico_range_high
Real number (ℝ)

Distinct	71
Distinct (%)	1.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	686.9902

Minimum	499
Maximum	850
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	499
5-th percentile	534
Q1	654
median	699
Q3	734
95-th percentile	794
Maximum	850
Range	351
Interquartile range (IQR)	80

Descriptive statistics

Standard deviation	74.88822707
Coefficient of variation (CV)	0.1090091635
Kurtosis	0.01445926605
Mean	686.9902
Median Absolute Deviation (MAD)	40
Skewness	-0.6620735184
Sum	3434951
Variance	5608.246553
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
709	179	3.6%
704	176	3.5%
694	175	3.5%
724	174	3.5%
684	172	3.4%
674	170	3.4%
714	168	3.4%
689	167	3.3%
699	163	3.3%
729	153	3.1%
Other values (61)	3303	66.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
499	91	1.8%
504	14	0.3%
509	21	0.4%
514	30	0.6%
519	21	0.4%

Value	Count	Frequency (%)
850	1	< 0.1%
844	2	< 0.1%
839	2	< 0.1%
834	9	0.2%
829	17	0.3%

last_fico_range_low
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	71
Distinct (%)	1.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	673.981

Minimum	0
Maximum	845
Zeros	91
Zeros (%)	1.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	530
Q1	650
median	695
Q3	730
95-th percentile	790
Maximum	845
Range	845
Interquartile range (IQR)	80

Descriptive statistics

Standard deviation	115.6513367
Coefficient of variation (CV)	0.1715943576
Kurtosis	18.40487723
Mean	673.981
Median Absolute Deviation (MAD)	40
Skewness	-3.618087377
Sum	3369905
Variance	13375.23169
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
705	179	3.6%
700	176	3.5%
690	175	3.5%
720	174	3.5%
680	172	3.4%
670	170	3.4%
710	168	3.4%
685	167	3.3%
695	163	3.3%
725	153	3.1%
Other values (61)	3303	66.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	91	1.8%
500	14	0.3%
505	21	0.4%
510	30	0.6%
515	21	0.4%

Value	Count	Frequency (%)
845	1	< 0.1%
840	2	< 0.1%
835	2	< 0.1%
830	9	0.2%
825	17	0.3%

collections_12_mths_ex_med
Categorical

Distinct	3
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0.0	4895
1.0	98
2.0	7

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	15000
Distinct characters	4
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4895	97.9%
1.0	98	2.0%
2.0	7	0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4895	97.9%
1.0	98	2.0%
2.0	7	0.1%

Most occurring characters

Value	Count	Frequency (%)
0	9895	66.0%
.	5000	33.3%
1	98	0.7%
2	7	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	10000	66.7%
Other Punctuation	5000	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9895	99.0%
1	98	1.0%
2	7	0.1%

Other Punctuation

Value	Count	Frequency (%)
.	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	15000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9895	66.0%
.	5000	33.3%
1	98	0.7%
2	7	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	15000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9895	66.0%
.	5000	33.3%
1	98	0.7%
2	7	< 0.1%

mths_since_last_major_derog
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	95
Distinct (%)	7.2%
Missing	3688
Missing (%)	73.8%
Infinite	0
Infinite (%)	0.0%
Mean	43.97637195

Minimum	1
Maximum	118
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1
5-th percentile	10
Q1	27.75
median	43.5
Q3	61
95-th percentile	76
Maximum	118
Range	117
Interquartile range (IQR)	33.25

Descriptive statistics

Standard deviation	21.09931236
Coefficient of variation (CV)	0.4797874728
Kurtosis	-0.7385938158
Mean	43.97637195
Median Absolute Deviation (MAD)	16.5
Skewness	0.05400569565
Sum	57697
Variance	445.1809821
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
41	28	0.6%
36	28	0.6%
54	28	0.6%
52	28	0.6%
33	26	0.5%
45	24	0.5%
50	24	0.5%
67	24	0.5%
68	24	0.5%
40	24	0.5%
Other values (85)	1054	21.1%
(Missing)	3688	73.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	3	0.1%
2	4	0.1%
3	7	0.1%
4	3	0.1%
5	8	0.2%

Value	Count	Frequency (%)
118	1	< 0.1%
113	1	< 0.1%
100	1	< 0.1%
99	1	< 0.1%
94	3	0.1%

policy_code
Categorical

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

1.0	5000

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	15000
Distinct characters	3
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1.0
2nd row	1.0
3rd row	1.0
4th row	1.0
5th row	1.0

Common Values

Value	Count	Frequency (%)
1.0	5000	100.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
1.0	5000	100.0%

Most occurring characters

Value	Count	Frequency (%)
1	5000	33.3%
.	5000	33.3%
0	5000	33.3%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	10000	66.7%
Other Punctuation	5000	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
1	5000	50.0%
0	5000	50.0%

Other Punctuation

Value	Count	Frequency (%)
.	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	15000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
1	5000	33.3%
.	5000	33.3%
0	5000	33.3%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	15000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
1	5000	33.3%
.	5000	33.3%
0	5000	33.3%

application_type
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Individual	4706
Joint App	294

Length

Max length	10
Median length	10
Mean length	9.9412
Min length	9

Characters and Unicode

Total characters	49706
Distinct characters	14
Distinct categories	3 ?
Distinct scripts	2 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Individual
3rd row	Joint App
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	4706	94.1%
Joint App	294	5.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
individual	4706	88.9%
joint	294	5.6%
app	294	5.6%

Most occurring characters

Value	Count	Frequency (%)
i	9706	19.5%
d	9412	18.9%
n	5000	10.1%
I	4706	9.5%
v	4706	9.5%
u	4706	9.5%
a	4706	9.5%
l	4706	9.5%
p	588	1.2%
J	294	0.6%
Other values (4)	1176	2.4%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	44118	88.8%
Uppercase Letter	5294	10.7%
Space Separator	294	0.6%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
i	9706	22.0%
d	9412	21.3%
n	5000	11.3%
v	4706	10.7%
u	4706	10.7%
a	4706	10.7%
l	4706	10.7%
p	588	1.3%
o	294	0.7%
t	294	0.7%

Uppercase Letter

Value	Count	Frequency (%)
I	4706	88.9%
J	294	5.6%
A	294	5.6%

Space Separator

Value	Count	Frequency (%)
	294	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Latin	49412	99.4%
Common	294	0.6%

Most frequent character per script

Latin

Value	Count	Frequency (%)
i	9706	19.6%
d	9412	19.0%
n	5000	10.1%
I	4706	9.5%
v	4706	9.5%
u	4706	9.5%
a	4706	9.5%
l	4706	9.5%
p	588	1.2%
J	294	0.6%
Other values (3)	882	1.8%

Common

Value	Count	Frequency (%)
	294	100.0%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	49706	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
i	9706	19.5%
d	9412	18.9%
n	5000	10.1%
I	4706	9.5%
v	4706	9.5%
u	4706	9.5%
a	4706	9.5%
l	4706	9.5%
p	588	1.2%
J	294	0.6%
Other values (4)	1176	2.4%

acc_now_delinq
Categorical

HIGH CORRELATION IMBALANCE

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0.0	4978
1.0	22

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	15000
Distinct characters	3
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4978	99.6%
1.0	22	0.4%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4978	99.6%
1.0	22	0.4%

Most occurring characters

Value	Count	Frequency (%)
0	9978	66.5%
.	5000	33.3%
1	22	0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	10000	66.7%
Other Punctuation	5000	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9978	99.8%
1	22	0.2%

Other Punctuation

Value	Count	Frequency (%)
.	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	15000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9978	66.5%
.	5000	33.3%
1	22	0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	15000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9978	66.5%
.	5000	33.3%
1	22	0.1%

tot_coll_amt
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	577
Distinct (%)	11.8%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	216.2

Minimum	0
Maximum	25387
Zeros	4112
Zeros (%)	82.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	808.3
Maximum	25387
Range	25387
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1334.333715
Coefficient of variation (CV)	6.171756315
Kurtosis	182.670663
Mean	216.2
Median Absolute Deviation (MAD)	0
Skewness	12.33389702
Sum	1058299
Variance	1780446.464
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4112	82.2%
75	8	0.2%
150	8	0.2%
50	8	0.2%
70	8	0.2%
60	7	0.1%
262	5	0.1%
64	5	0.1%
149	5	0.1%
59	5	0.1%
Other values (567)	724	14.5%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4112	82.2%
29	1	< 0.1%
35	1	< 0.1%
38	1	< 0.1%
45	1	< 0.1%

Value	Count	Frequency (%)
25387	1	< 0.1%
25024	1	< 0.1%
24518	1	< 0.1%
23521	1	< 0.1%
22581	1	< 0.1%

tot_cur_bal
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	4853
Distinct (%)	99.1%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	141812.4787

Minimum	61
Maximum	1971043
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	61
5-th percentile	8307.8
Q1	29298
median	77733
Q3	209286.5
95-th percentile	447760.7
Maximum	1971043
Range	1970982
Interquartile range (IQR)	179988.5

Descriptive statistics

Standard deviation	157726.9767
Coefficient of variation (CV)	1.112222127
Kurtosis	9.45322779
Mean	141812.4787
Median Absolute Deviation (MAD)	61797
Skewness	2.240738138
Sum	694172083
Variance	2.487779918 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
36853	2	< 0.1%
20494	2	< 0.1%
20504	2	< 0.1%
15546	2	< 0.1%
39210	2	< 0.1%
198548	2	< 0.1%
16429	2	< 0.1%
33043	2	< 0.1%
24748	2	< 0.1%
7359	2	< 0.1%
Other values (4843)	4875	97.5%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
61	1	< 0.1%
81	1	< 0.1%
101	1	< 0.1%
172	1	< 0.1%
248	1	< 0.1%

Value	Count	Frequency (%)
1971043	1	< 0.1%
1348769	1	< 0.1%
1303280	1	< 0.1%
1301008	1	< 0.1%
1289408	1	< 0.1%

open_acc_6m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	11
Distinct (%)	0.4%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	0.9364217252

Minimum	0
Maximum	15
Zeros	1399
Zeros (%)	28.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	3
Maximum	15
Range	15
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.158341008
Coefficient of variation (CV)	1.236986474
Kurtosis	10.05226255
Mean	0.9364217252
Median Absolute Deviation (MAD)	1
Skewness	2.070895572
Sum	2931
Variance	1.34175389
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	1399	28.0%
1	999	20.0%
2	439	8.8%
3	193	3.9%
4	56	1.1%
5	30	0.6%
6	8	0.2%
7	3	0.1%
9	1	< 0.1%
8	1	< 0.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1399	28.0%
1	999	20.0%
2	439	8.8%
3	193	3.9%
4	56	1.1%

Value	Count	Frequency (%)
15	1	< 0.1%
9	1	< 0.1%
8	1	< 0.1%
7	3	0.1%
6	8	0.2%

open_act_il
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	24
Distinct (%)	0.8%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.632587859

Minimum	0
Maximum	27
Zeros	390
Zeros (%)	7.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	8
Maximum	27
Range	27
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.79749443
Coefficient of variation (CV)	1.062640481
Kurtosis	11.41096419
Mean	2.632587859
Median Absolute Deviation (MAD)	1
Skewness	2.814881328
Sum	8240
Variance	7.825975084
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=24)

Value	Count	Frequency (%)
1	830	16.6%
2	779	15.6%
3	452	9.0%
0	390	7.8%
4	227	4.5%
5	145	2.9%
6	80	1.6%
7	43	0.9%
8	42	0.8%
9	36	0.7%
Other values (14)	106	2.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	390	7.8%
1	830	16.6%
2	779	15.6%
3	452	9.0%
4	227	4.5%

Value	Count	Frequency (%)
27	1	< 0.1%
22	1	< 0.1%
21	3	0.1%
20	4	0.1%
19	2	< 0.1%

open_il_12m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	9
Distinct (%)	0.3%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	0.66485623

Minimum	0
Maximum	20
Zeros	1736
Zeros (%)	34.7%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	20
Range	20
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.9797297103
Coefficient of variation (CV)	1.473596345
Kurtosis	51.31154332
Mean	0.66485623
Median Absolute Deviation (MAD)	0
Skewness	3.911543374
Sum	2081
Variance	0.9598703053
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=9)

Value	Count	Frequency (%)
0	1736	34.7%
1	927	18.5%
2	326	6.5%
3	100	2.0%
4	26	0.5%
5	7	0.1%
6	6	0.1%
7	1	< 0.1%
20	1	< 0.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1736	34.7%
1	927	18.5%
2	326	6.5%
3	100	2.0%
4	26	0.5%

Value	Count	Frequency (%)
20	1	< 0.1%
7	1	< 0.1%
6	6	0.1%
5	7	0.1%
4	26	0.5%

open_il_24m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	15
Distinct (%)	0.5%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.555910543

Minimum	0
Maximum	26
Zeros	855
Zeros (%)	17.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	26
Range	26
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.629144483
Coefficient of variation (CV)	1.04706822
Kurtosis	19.99408955
Mean	1.555910543
Median Absolute Deviation (MAD)	1
Skewness	2.59732299
Sum	4870
Variance	2.654111747
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
1	987	19.7%
0	855	17.1%
2	647	12.9%
3	329	6.6%
4	149	3.0%
5	77	1.5%
6	43	0.9%
7	25	0.5%
8	7	0.1%
10	4	0.1%
Other values (5)	7	0.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	855	17.1%
1	987	19.7%
2	647	12.9%
3	329	6.6%
4	149	3.0%

Value	Count	Frequency (%)
26	1	< 0.1%
13	1	< 0.1%
12	2	< 0.1%
11	1	< 0.1%
10	4	0.1%

mths_since_rcnt_il
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	151
Distinct (%)	5.0%
Missing	1963
Missing (%)	39.3%
Infinite	0
Infinite (%)	0.0%
Mean	21.75897267

Minimum	0
Maximum	414
Zeros	3
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	7
median	13
Q3	24
95-th percentile	78.2
Maximum	414
Range	414
Interquartile range (IQR)	17

Descriptive statistics

Standard deviation	27.02277603
Coefficient of variation (CV)	1.241914149
Kurtosis	23.16858219
Mean	21.75897267
Median Absolute Deviation (MAD)	8
Skewness	3.644653795
Sum	66082
Variance	730.2304242
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
8	144	2.9%
4	128	2.6%
2	127	2.5%
11	125	2.5%
5	122	2.4%
3	122	2.4%
13	120	2.4%
12	118	2.4%
10	113	2.3%
6	113	2.3%
Other values (141)	1805	36.1%
(Missing)	1963	39.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3	0.1%
1	70	1.4%
2	127	2.5%
3	122	2.4%
4	128	2.6%

Value	Count	Frequency (%)
414	1	< 0.1%
207	1	< 0.1%
204	1	< 0.1%
187	1	< 0.1%
173	1	< 0.1%

total_bal_il
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	2705
Distinct (%)	86.4%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	34667.49201

Minimum	0
Maximum	417152
Zeros	372
Zeros (%)	7.4%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	8107.5
median	22392.5
Q3	43885.5
95-th percentile	110747.65
Maximum	417152
Range	417152
Interquartile range (IQR)	35778

Descriptive statistics

Standard deviation	43338.35794
Coefficient of variation (CV)	1.250115178
Kurtosis	15.84923757
Mean	34667.49201
Median Absolute Deviation (MAD)	16631
Skewness	3.256191082
Sum	108509250
Variance	1878213269
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	372	7.4%
19418	2	< 0.1%
37750	2	< 0.1%
4965	2	< 0.1%
13777	2	< 0.1%
26083	2	< 0.1%
35391	2	< 0.1%
10869	2	< 0.1%
10367	2	< 0.1%
27186	2	< 0.1%
Other values (2695)	2740	54.8%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	372	7.4%
44	1	< 0.1%
77	1	< 0.1%
84	1	< 0.1%
108	1	< 0.1%

Value	Count	Frequency (%)
417152	1	< 0.1%
385589	1	< 0.1%
353584	1	< 0.1%
352471	1	< 0.1%
349581	1	< 0.1%

il_util
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	135
Distinct (%)	5.1%
Missing	2328
Missing (%)	46.6%
Infinite	0
Infinite (%)	0.0%
Mean	68.16654192

Minimum	0
Maximum	148
Zeros	15
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	23
Q1	55
median	71
Q3	84
95-th percentile	100
Maximum	148
Range	148
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	23.60244872
Coefficient of variation (CV)	0.3462468251
Kurtosis	0.3095557765
Mean	68.16654192
Median Absolute Deviation (MAD)	15
Skewness	-0.4808633838
Sum	182141
Variance	557.0755855
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
65	54	1.1%
76	53	1.1%
77	52	1.0%
69	52	1.0%
84	52	1.0%
82	52	1.0%
72	51	1.0%
83	50	1.0%
80	50	1.0%
66	50	1.0%
Other values (125)	2156	43.1%
(Missing)	2328	46.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	15	0.3%
2	2	< 0.1%
3	7	0.1%
4	3	0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
148	1	< 0.1%
143	1	< 0.1%
138	1	< 0.1%
136	1	< 0.1%
134	1	< 0.1%

open_rv_12m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	13
Distinct (%)	0.4%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.324920128

Minimum	0
Maximum	14
Zeros	1132
Zeros (%)	22.6%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	14
Range	14
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.543712309
Coefficient of variation (CV)	1.165136129
Kurtosis	6.527588834
Mean	1.324920128
Median Absolute Deviation (MAD)	1
Skewness	1.959180109
Sum	4147
Variance	2.383047693
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	1132	22.6%
1	939	18.8%
2	513	10.3%
3	282	5.6%
4	135	2.7%
5	57	1.1%
6	36	0.7%
7	20	0.4%
8	6	0.1%
10	4	0.1%
Other values (3)	6	0.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1132	22.6%
1	939	18.8%
2	513	10.3%
3	282	5.6%
4	135	2.7%

Value	Count	Frequency (%)
14	1	< 0.1%
13	2	< 0.1%
10	4	0.1%
9	3	0.1%
8	6	0.1%

open_rv_24m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	23
Distinct (%)	0.7%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.808945687

Minimum	0
Maximum	26
Zeros	503
Zeros (%)	10.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	8
Maximum	26
Range	26
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.682385133
Coefficient of variation (CV)	0.954943752
Kurtosis	7.423921268
Mean	2.808945687
Median Absolute Deviation (MAD)	1
Skewness	2.012658368
Sum	8792
Variance	7.195190003
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
1	655	13.1%
2	580	11.6%
0	503	10.1%
3	460	9.2%
4	327	6.5%
5	181	3.6%
6	158	3.2%
7	92	1.8%
8	60	1.2%
9	34	0.7%
Other values (13)	80	1.6%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	503	10.1%
1	655	13.1%
2	580	11.6%
3	460	9.2%
4	327	6.5%

Value	Count	Frequency (%)
26	1	< 0.1%
24	1	< 0.1%
20	1	< 0.1%
19	1	< 0.1%
18	4	0.1%

max_bal_bc
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	2692
Distinct (%)	86.0%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	5855.528754

Minimum	0
Maximum	133420
Zeros	76
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	346.9
Q1	2197.25
median	4231.5
Q3	7627
95-th percentile	16641.05
Maximum	133420
Range	133420
Interquartile range (IQR)	5429.75

Descriptive statistics

Standard deviation	6316.49698
Coefficient of variation (CV)	1.078723587
Kurtosis	79.71972609
Mean	5855.528754
Median Absolute Deviation (MAD)	2429
Skewness	5.793739359
Sum	18327805
Variance	39898134.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	76	1.5%
4000	6	0.1%
3000	4	0.1%
422	4	0.1%
2725	4	0.1%
4229	3	0.1%
8686	3	0.1%
1900	3	0.1%
2801	3	0.1%
2537	3	0.1%
Other values (2682)	3021	60.4%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	76	1.5%
1	2	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
133420	1	< 0.1%
99609	1	< 0.1%
80662	1	< 0.1%
63916	1	< 0.1%
46991	1	< 0.1%

all_util
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	115
Distinct (%)	3.7%
Missing	1871
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	56.51198466

Minimum	0
Maximum	124
Zeros	6
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	20
Q1	42
median	58
Q3	71
95-th percentile	89
Maximum	124
Range	124
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	20.88743887
Coefficient of variation (CV)	0.3696107825
Kurtosis	-0.2809132343
Mean	56.51198466
Median Absolute Deviation (MAD)	14
Skewness	-0.2116985596
Sum	176826
Variance	436.2851025
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
70	79	1.6%
64	66	1.3%
51	66	1.3%
63	66	1.3%
61	65	1.3%
62	64	1.3%
69	61	1.2%
72	60	1.2%
53	59	1.2%
59	58	1.2%
Other values (105)	2485	49.7%
(Missing)	1871	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6	0.1%
1	3	0.1%
2	3	0.1%
3	4	0.1%
4	4	0.1%

Value	Count	Frequency (%)
124	1	< 0.1%
118	1	< 0.1%
116	1	< 0.1%
115	1	< 0.1%
114	5	0.1%

total_rev_hi_lim
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	1145
Distinct (%)	23.4%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	35156.96568

Minimum	0
Maximum	500000
Zeros	3
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	5900
Q1	14800
median	25900
Q3	43700
95-th percentile	91880
Maximum	500000
Range	500000
Interquartile range (IQR)	28900

Descriptive statistics

Standard deviation	34863.6722
Coefficient of variation (CV)	0.9916575998
Kurtosis	26.83704656
Mean	35156.96568
Median Absolute Deviation (MAD)	13000
Skewness	3.9152839
Sum	172093347
Variance	1215475639
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
19900	20	0.4%
24800	20	0.4%
14800	20	0.4%
10500	18	0.4%
13300	18	0.4%
5800	18	0.4%
9000	18	0.4%
18500	18	0.4%
26500	17	0.3%
12300	17	0.3%
Other values (1135)	4711	94.2%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3	0.1%
500	2	< 0.1%
800	1	< 0.1%
900	2	< 0.1%
1000	1	< 0.1%

Value	Count	Frequency (%)
500000	1	< 0.1%
416900	1	< 0.1%
412800	1	< 0.1%
382000	1	< 0.1%
370000	1	< 0.1%

inq_fi
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	15
Distinct (%)	0.5%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.054632588

Minimum	0
Maximum	19
Zeros	1542
Zeros (%)	30.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	19
Range	19
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.544447247
Coefficient of variation (CV)	1.464441043
Kurtosis	15.22424155
Mean	1.054632588
Median Absolute Deviation (MAD)	1
Skewness	2.80604212
Sum	3301
Variance	2.385317299
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	1542	30.8%
1	774	15.5%
2	400	8.0%
3	196	3.9%
4	103	2.1%
5	55	1.1%
6	27	0.5%
7	14	0.3%
8	9	0.2%
10	3	0.1%
Other values (5)	7	0.1%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1542	30.8%
1	774	15.5%
2	400	8.0%
3	196	3.9%
4	103	2.1%

Value	Count	Frequency (%)
19	1	< 0.1%
17	1	< 0.1%
14	1	< 0.1%
11	2	< 0.1%
10	3	0.1%

total_cu_tl
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	21
Distinct (%)	0.7%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.460063898

Minimum	0
Maximum	24
Zeros	1673
Zeros (%)	33.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	2
95-th percentile	7
Maximum	24
Range	24
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.539021636
Coefficient of variation (CV)	1.738979808
Kurtosis	10.99637898
Mean	1.460063898
Median Absolute Deviation (MAD)	0
Skewness	2.859038729
Sum	4570
Variance	6.446630868
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=21)

Value	Count	Frequency (%)
0	1673	33.5%
1	552	11.0%
2	300	6.0%
3	160	3.2%
4	124	2.5%
5	98	2.0%
6	61	1.2%
7	39	0.8%
8	33	0.7%
9	22	0.4%
Other values (11)	68	1.4%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1673	33.5%
1	552	11.0%
2	300	6.0%
3	160	3.2%
4	124	2.5%

Value	Count	Frequency (%)
24	1	< 0.1%
23	1	< 0.1%
19	1	< 0.1%
17	2	< 0.1%
16	1	< 0.1%

inq_last_12m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	21
Distinct (%)	0.7%
Missing	1870
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.061661342

Minimum	0
Maximum	31
Zeros	871
Zeros (%)	17.4%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	7
Maximum	31
Range	31
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.411693798
Coefficient of variation (CV)	1.169781743
Kurtosis	13.48948617
Mean	2.061661342
Median Absolute Deviation (MAD)	1
Skewness	2.576858143
Sum	6453
Variance	5.816266974
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=21)

Value	Count	Frequency (%)
0	871	17.4%
1	773	15.5%
2	542	10.8%
3	346	6.9%
4	218	4.4%
5	123	2.5%
6	87	1.7%
7	62	1.2%
9	30	0.6%
8	30	0.6%
Other values (11)	48	1.0%
(Missing)	1870	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	871	17.4%
1	773	15.5%
2	542	10.8%
3	346	6.9%
4	218	4.4%

Value	Count	Frequency (%)
31	1	< 0.1%
21	2	< 0.1%
20	1	< 0.1%
19	1	< 0.1%
17	1	< 0.1%

acc_open_past_24mths
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	25
Distinct (%)	0.5%
Missing	75
Missing (%)	1.5%
Infinite	0
Infinite (%)	0.0%
Mean	4.523654822

Minimum	0
Maximum	40
Zeros	227
Zeros (%)	4.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	10
Maximum	40
Range	40
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.230153871
Coefficient of variation (CV)	0.7140584324
Kurtosis	6.042675833
Mean	4.523654822
Median Absolute Deviation (MAD)	2
Skewness	1.576481592
Sum	22279
Variance	10.43389403
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=25)

Value	Count	Frequency (%)
3	758	15.2%
2	689	13.8%
4	667	13.3%
5	552	11.0%
1	500	10.0%
6	461	9.2%
7	325	6.5%
8	232	4.6%
0	227	4.5%
9	157	3.1%
Other values (15)	357	7.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	227	4.5%
1	500	10.0%
2	689	13.8%
3	758	15.2%
4	667	13.3%

Value	Count	Frequency (%)
40	1	< 0.1%
28	1	< 0.1%
24	2	< 0.1%
22	5	0.1%
20	3	0.1%

avg_cur_bal
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	4436
Distinct (%)	90.6%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	13551.95444

Minimum	16
Maximum	281578
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	16
5-th percentile	1098.1
Q1	3085.5
median	7313
Q3	18446
95-th percentile	43827.4
Maximum	281578
Range	281562
Interquartile range (IQR)	15360.5

Descriptive statistics

Standard deviation	16401.84706
Coefficient of variation (CV)	1.210293845
Kurtosis	27.43902417
Mean	13551.95444
Median Absolute Deviation (MAD)	5333
Skewness	3.535763278
Sum	66336817
Variance	269020586.8
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2662	4	0.1%
1801	3	0.1%
3099	3	0.1%
4990	3	0.1%
2507	3	0.1%
13741	3	0.1%
1751	3	0.1%
2421	3	0.1%
1307	3	0.1%
1190	3	0.1%
Other values (4426)	4864	97.3%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
16	1	< 0.1%
25	1	< 0.1%
61	2	< 0.1%
83	1	< 0.1%
86	1	< 0.1%

Value	Count	Frequency (%)
281578	1	< 0.1%
184626	1	< 0.1%
180805	1	< 0.1%
168596	1	< 0.1%
149834	1	< 0.1%

bc_open_to_buy
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	4161
Distinct (%)	85.3%
Missing	123
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	11486.79188

Minimum	0
Maximum	214540
Zeros	76
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	161.6
Q1	1692
median	5485
Q3	14567
95-th percentile	43056.6
Maximum	214540
Range	214540
Interquartile range (IQR)	12875

Descriptive statistics

Standard deviation	16455.26606
Coefficient of variation (CV)	1.432538017
Kurtosis	21.83314661
Mean	11486.79188
Median Absolute Deviation (MAD)	4679
Skewness	3.575337344
Sum	56021084
Variance	270775781.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	76	1.5%
4500	6	0.1%
1000	5	0.1%
66	5	0.1%
457	4	0.1%
11500	4	0.1%
2932	4	0.1%
661	4	0.1%
2076	4	0.1%
429	4	0.1%
Other values (4151)	4761	95.2%
(Missing)	123	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	76	1.5%
1	2	< 0.1%
7	1	< 0.1%
12	1	< 0.1%
19	1	< 0.1%

Value	Count	Frequency (%)
214540	1	< 0.1%
204109	1	< 0.1%
192570	1	< 0.1%
163630	1	< 0.1%
142221	1	< 0.1%

bc_util
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	1021
Distinct (%)	20.9%
Missing	124
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	57.89411403

Minimum	0
Maximum	123.3
Zeros	60
Zeros (%)	1.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	7.8
Q1	35.075
median	60.45
Q3	83.4
95-th percentile	97.8
Maximum	123.3
Range	123.3
Interquartile range (IQR)	48.325

Descriptive statistics

Standard deviation	28.61072785
Coefficient of variation (CV)	0.4941906155
Kurtosis	-1.035681232
Mean	57.89411403
Median Absolute Deviation (MAD)	23.95
Skewness	-0.2714628396
Sum	282291.7
Variance	818.5737479
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	60	1.2%
98	22	0.4%
95.1	17	0.3%
99	17	0.3%
21.2	17	0.3%
96	17	0.3%
96.4	16	0.3%
63.4	14	0.3%
92	14	0.3%
96.8	14	0.3%
Other values (1011)	4668	93.4%
(Missing)	124	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	60	1.2%
0.1	3	0.1%
0.2	3	0.1%
0.3	6	0.1%
0.4	3	0.1%

Value	Count	Frequency (%)
123.3	1	< 0.1%
112.5	1	< 0.1%
110.1	1	< 0.1%
105.4	1	< 0.1%
104.7	1	< 0.1%

chargeoff_within_12_mths
Categorical

Distinct	4
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0.0	4953
1.0	42
2.0	3
3.0	2

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	15000
Distinct characters	5
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4953	99.1%
1.0	42	0.8%
2.0	3	0.1%
3.0	2	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4953	99.1%
1.0	42	0.8%
2.0	3	0.1%
3.0	2	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	9953	66.4%
.	5000	33.3%
1	42	0.3%
2	3	< 0.1%
3	2	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	10000	66.7%
Other Punctuation	5000	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9953	99.5%
1	42	0.4%
2	3	< 0.1%
3	2	< 0.1%

Other Punctuation

Value	Count	Frequency (%)
.	5000	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	15000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9953	66.4%
.	5000	33.3%
1	42	0.3%
2	3	< 0.1%
3	2	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	15000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9953	66.4%
.	5000	33.3%
1	42	0.3%
2	3	< 0.1%
3	2	< 0.1%

delinq_amnt
Real number (ℝ)

SKEWED ZEROS

Distinct	16
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	6.6254

Minimum	0
Maximum	9185
Zeros	4985
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	9185
Range	9185
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	219.4903986
Coefficient of variation (CV)	33.12862599
Kurtosis	1325.539991
Mean	6.6254
Median Absolute Deviation (MAD)	0
Skewness	36.04017216
Sum	33127
Variance	48176.03508
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	4985	99.7%
472	1	< 0.1%
966	1	< 0.1%
156	1	< 0.1%
159	1	< 0.1%
9185	1	< 0.1%
65	1	< 0.1%
24	1	< 0.1%
205	1	< 0.1%
30	1	< 0.1%
Other values (6)	6	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4985	99.7%
24	1	< 0.1%
30	1	< 0.1%
50	1	< 0.1%
65	1	< 0.1%

Value	Count	Frequency (%)
9185	1	< 0.1%
7669	1	< 0.1%
7645	1	< 0.1%
6174	1	< 0.1%
966	1	< 0.1%

mo_sin_old_il_acct
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	309
Distinct (%)	6.5%
Missing	249
Missing (%)	5.0%
Infinite	0
Infinite (%)	0.0%
Mean	124.6228162

Minimum	1
Maximum	540
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1
5-th percentile	32
Q1	95
median	129
Q3	153
95-th percentile	213
Maximum	540
Range	539
Interquartile range (IQR)	58

Descriptive statistics

Standard deviation	53.48486473
Coefficient of variation (CV)	0.4291739373
Kurtosis	2.297200573
Mean	124.6228162
Median Absolute Deviation (MAD)	27
Skewness	0.4519019202
Sum	592083
Variance	2860.630755
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
127	65	1.3%
128	65	1.3%
126	61	1.2%
123	60	1.2%
138	60	1.2%
129	60	1.2%
132	60	1.2%
125	59	1.2%
141	59	1.2%
140	58	1.2%
Other values (299)	4144	82.9%
(Missing)	249	5.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	3	0.1%
2	2	< 0.1%
3	3	0.1%
4	1	< 0.1%
5	4	0.1%

Value	Count	Frequency (%)
540	1	< 0.1%
434	1	< 0.1%
401	1	< 0.1%
399	1	< 0.1%
389	1	< 0.1%

mo_sin_old_rev_tl_op
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	479
Distinct (%)	9.8%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	182.2506639

Minimum	12
Maximum	821
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	12
5-th percentile	49
Q1	118
median	165
Q3	233
95-th percentile	368
Maximum	821
Range	809
Interquartile range (IQR)	115

Descriptive statistics

Standard deviation	96.75162678
Coefficient of variation (CV)	0.5308711897
Kurtosis	1.602283907
Mean	182.2506639
Median Absolute Deviation (MAD)	55
Skewness	1.019586573
Sum	892117
Variance	9360.877286
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
147	39	0.8%
124	34	0.7%
125	34	0.7%
158	34	0.7%
133	33	0.7%
138	33	0.7%
162	33	0.7%
169	32	0.6%
145	32	0.6%
139	31	0.6%
Other values (469)	4560	91.2%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
12	1	< 0.1%
13	1	< 0.1%
14	1	< 0.1%
15	2	< 0.1%
16	2	< 0.1%

Value	Count	Frequency (%)
821	1	< 0.1%
682	1	< 0.1%
651	1	< 0.1%
645	1	< 0.1%
636	1	< 0.1%

mo_sin_rcnt_rev_tl_op
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	125
Distinct (%)	2.6%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	14.14525026

Minimum	0
Maximum	279
Zeros	75
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	8
Q3	17
95-th percentile	46
Maximum	279
Range	279
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	18.32457069
Coefficient of variation (CV)	1.295457511
Kurtosis	28.17598991
Mean	14.14525026
Median Absolute Deviation (MAD)	5
Skewness	4.07072991
Sum	69241
Variance	335.7898911
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	382	7.6%
3	361	7.2%
4	319	6.4%
1	302	6.0%
5	295	5.9%
6	271	5.4%
7	241	4.8%
8	224	4.5%
10	201	4.0%
9	170	3.4%
Other values (115)	2129	42.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	75	1.5%
1	302	6.0%
2	382	7.6%
3	361	7.2%
4	319	6.4%

Value	Count	Frequency (%)
279	1	< 0.1%
223	1	< 0.1%
199	1	< 0.1%
193	1	< 0.1%
190	1	< 0.1%

mo_sin_rcnt_tl
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	79
Distinct (%)	1.6%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.3546476

Minimum	0
Maximum	126
Zeros	78
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	24
Maximum	126
Range	126
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	9.306021136
Coefficient of variation (CV)	1.113873569
Kurtosis	32.14065808
Mean	8.3546476
Median Absolute Deviation (MAD)	4
Skewness	4.279159142
Sum	40896
Variance	86.60202938
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	542	10.8%
3	505	10.1%
4	435	8.7%
1	407	8.1%
5	388	7.8%
6	353	7.1%
7	290	5.8%
8	252	5.0%
9	202	4.0%
10	193	3.9%
Other values (69)	1328	26.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	78	1.6%
1	407	8.1%
2	542	10.8%
3	505	10.1%
4	435	8.7%

Value	Count	Frequency (%)
126	1	< 0.1%
113	1	< 0.1%
110	1	< 0.1%
108	1	< 0.1%
107	1	< 0.1%

mort_acc
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	16
Distinct (%)	0.3%
Missing	75
Missing (%)	1.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.557563452

Minimum	0
Maximum	16
Zeros	2081
Zeros (%)	41.6%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	16
Range	16
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.8952531
Coefficient of variation (CV)	1.216806351
Kurtosis	3.11936416
Mean	1.557563452
Median Absolute Deviation (MAD)	1
Skewness	1.5246564
Sum	7671
Variance	3.591984314
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	2081	41.6%
1	862	17.2%
2	715	14.3%
3	531	10.6%
4	327	6.5%
5	186	3.7%
6	117	2.3%
7	60	1.2%
8	23	0.5%
9	8	0.2%
Other values (6)	15	0.3%
(Missing)	75	1.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2081	41.6%
1	862	17.2%
2	715	14.3%
3	531	10.6%
4	327	6.5%

Value	Count	Frequency (%)
16	1	< 0.1%
15	1	< 0.1%
13	1	< 0.1%
12	2	< 0.1%
11	2	< 0.1%

mths_since_recent_bc
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	200
Distinct (%)	4.1%
Missing	116
Missing (%)	2.3%
Infinite	0
Infinite (%)	0.0%
Mean	25.36404586

Minimum	0
Maximum	341
Zeros	35
Zeros (%)	0.7%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	14
Q3	30
95-th percentile	91
Maximum	341
Range	341
Interquartile range (IQR)	24

Descriptive statistics

Standard deviation	33.96251661
Coefficient of variation (CV)	1.339002334
Kurtosis	17.0483247
Mean	25.36404586
Median Absolute Deviation (MAD)	9
Skewness	3.440978649
Sum	123878
Variance	1153.452535
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	249	5.0%
2	225	4.5%
4	225	4.5%
5	213	4.3%
6	197	3.9%
7	192	3.8%
8	180	3.6%
10	174	3.5%
12	153	3.1%
9	153	3.1%
Other values (190)	2923	58.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	35	0.7%
1	149	3.0%
2	225	4.5%
3	249	5.0%
4	225	4.5%

Value	Count	Frequency (%)
341	1	< 0.1%
322	1	< 0.1%
316	1	< 0.1%
307	1	< 0.1%
304	1	< 0.1%

mths_since_recent_bc_dlq
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	97
Distinct (%)	8.5%
Missing	3854
Missing (%)	77.1%
Infinite	0
Infinite (%)	0.0%
Mean	39.40663176

Minimum	0
Maximum	118
Zeros	4
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	6.25
Q1	20
median	37
Q3	59
95-th percentile	76
Maximum	118
Range	118
Interquartile range (IQR)	39

Descriptive statistics

Standard deviation	22.65373504
Coefficient of variation (CV)	0.5748711329
Kurtosis	-0.8640214905
Mean	39.40663176
Median Absolute Deviation (MAD)	19
Skewness	0.2714395792
Sum	45160
Variance	513.1917114
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
31	26	0.5%
15	24	0.5%
34	23	0.5%
28	22	0.4%
29	22	0.4%
13	22	0.4%
23	21	0.4%
33	21	0.4%
16	21	0.4%
67	21	0.4%
Other values (87)	923	18.5%
(Missing)	3854	77.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4	0.1%
1	8	0.2%
2	6	0.1%
3	10	0.2%
4	9	0.2%

Value	Count	Frequency (%)
118	1	< 0.1%
100	1	< 0.1%
99	1	< 0.1%
98	1	< 0.1%
94	1	< 0.1%

mths_since_recent_inq
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	25
Distinct (%)	0.6%
Missing	612
Missing (%)	12.2%
Infinite	0
Infinite (%)	0.0%
Mean	7.019143118

Minimum	0
Maximum	24
Zeros	338
Zeros (%)	6.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	2
median	6
Q3	11
95-th percentile	19
Maximum	24
Range	24
Interquartile range (IQR)	9

Descriptive statistics

Standard deviation	5.957305587
Coefficient of variation (CV)	0.8487226271
Kurtosis	-0.08218000145
Mean	7.019143118
Median Absolute Deviation (MAD)	4
Skewness	0.883160851
Sum	30800
Variance	35.48948985
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=25)

Value	Count	Frequency (%)
1	508	10.2%
2	416	8.3%
3	355	7.1%
0	338	6.8%
4	322	6.4%
6	269	5.4%
5	254	5.1%
7	232	4.6%
8	221	4.4%
9	190	3.8%
Other values (15)	1283	25.7%
(Missing)	612	12.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	338	6.8%
1	508	10.2%
2	416	8.3%
3	355	7.1%
4	322	6.4%

Value	Count	Frequency (%)
24	18	0.4%
23	37	0.7%
22	55	1.1%
21	37	0.7%
20	52	1.0%

mths_since_recent_revol_delinq
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	96
Distinct (%)	5.8%
Missing	3358
Missing (%)	67.2%
Infinite	0
Infinite (%)	0.0%
Mean	35.59439708

Minimum	0
Maximum	113
Zeros	5
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	17
median	32
Q3	53
95-th percentile	75
Maximum	113
Range	113
Interquartile range (IQR)	36

Descriptive statistics

Standard deviation	22.31490142
Coefficient of variation (CV)	0.626921742
Kurtosis	-0.7367276958
Mean	35.59439708
Median Absolute Deviation (MAD)	17
Skewness	0.4607995153
Sum	58446
Variance	497.9548254
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
13	39	0.8%
15	38	0.8%
31	35	0.7%
9	34	0.7%
22	34	0.7%
28	31	0.6%
29	30	0.6%
12	29	0.6%
6	28	0.6%
16	28	0.6%
Other values (86)	1316	26.3%
(Missing)	3358	67.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5	0.1%
1	11	0.2%
2	14	0.3%
3	14	0.3%
4	22	0.4%

Value	Count	Frequency (%)
113	1	< 0.1%
100	1	< 0.1%
98	1	< 0.1%
97	1	< 0.1%
94	2	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	16
Distinct (%)	0.3%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.4870275792

Minimum	0
Maximum	22
Zeros	3739
Zeros (%)	74.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	22
Range	22
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.284509439
Coefficient of variation (CV)	2.637447022
Kurtosis	48.59157206
Mean	0.4870275792
Median Absolute Deviation (MAD)	0
Skewness	5.365543477
Sum	2384
Variance	1.649964498
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	3739	74.8%
1	649	13.0%
2	246	4.9%
3	107	2.1%
4	49	1.0%
5	40	0.8%
6	19	0.4%
7	18	0.4%
8	11	0.2%
9	7	0.1%
Other values (6)	10	0.2%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3739	74.8%
1	649	13.0%
2	246	4.9%
3	107	2.1%
4	49	1.0%

Value	Count	Frequency (%)
22	1	< 0.1%
20	1	< 0.1%
18	1	< 0.1%
13	1	< 0.1%
11	2	< 0.1%

num_actv_bc_tl
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	20
Distinct (%)	0.4%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	3.741573034

Minimum	0
Maximum	20
Zeros	102
Zeros (%)	2.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	5
95-th percentile	8
Maximum	20
Range	20
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.331448871
Coefficient of variation (CV)	0.6231199686
Kurtosis	3.466426363
Mean	3.741573034
Median Absolute Deviation (MAD)	1
Skewness	1.390887715
Sum	18315
Variance	5.435653839
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
3	1008	20.2%
2	962	19.2%
4	845	16.9%
1	546	10.9%
5	538	10.8%
6	358	7.2%
7	216	4.3%
8	119	2.4%
0	102	2.0%
9	75	1.5%
Other values (10)	126	2.5%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	102	2.0%
1	546	10.9%
2	962	19.2%
3	1008	20.2%
4	845	16.9%

Value	Count	Frequency (%)
20	1	< 0.1%
18	2	< 0.1%
17	1	< 0.1%
16	3	0.1%
15	5	0.1%

num_actv_rev_tl
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	27
Distinct (%)	0.6%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	5.686006129

Minimum	0
Maximum	28
Zeros	26
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	28
Range	28
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.362950844
Coefficient of variation (CV)	0.5914434082
Kurtosis	3.82050654
Mean	5.686006129
Median Absolute Deviation (MAD)	2
Skewness	1.487428103
Sum	27833
Variance	11.30943838
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=27)

Value	Count	Frequency (%)
5	760	15.2%
4	713	14.3%
3	681	13.6%
6	513	10.3%
2	458	9.2%
7	437	8.7%
8	339	6.8%
9	242	4.8%
1	169	3.4%
10	156	3.1%
Other values (17)	427	8.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	26	0.5%
1	169	3.4%
2	458	9.2%
3	681	13.6%
4	713	14.3%

Value	Count	Frequency (%)
28	2	< 0.1%
26	2	< 0.1%
24	4	0.1%
23	1	< 0.1%
22	2	< 0.1%

num_bc_sats
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	27
Distinct (%)	0.5%
Missing	89
Missing (%)	1.8%
Infinite	0
Infinite (%)	0.0%
Mean	4.843616371

Minimum	0
Maximum	29
Zeros	40
Zeros (%)	0.8%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	4
Q3	6
95-th percentile	10
Maximum	29
Range	29
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.013543677
Coefficient of variation (CV)	0.622168117
Kurtosis	4.47047093
Mean	4.843616371
Median Absolute Deviation (MAD)	2
Skewness	1.555478815
Sum	23787
Variance	9.081445494
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=27)

Value	Count	Frequency (%)
4	820	16.4%
3	804	16.1%
5	661	13.2%
2	639	12.8%
6	507	10.1%
7	344	6.9%
1	342	6.8%
8	236	4.7%
9	165	3.3%
10	115	2.3%
Other values (17)	278	5.6%
(Missing)	89	1.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	40	0.8%
1	342	6.8%
2	639	12.8%
3	804	16.1%
4	820	16.4%

Value	Count	Frequency (%)
29	1	< 0.1%
26	1	< 0.1%
24	1	< 0.1%
23	1	< 0.1%
22	2	< 0.1%

num_bc_tl
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	36
Distinct (%)	0.7%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	7.715628192

Minimum	0
Maximum	39
Zeros	9
Zeros (%)	0.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	4
median	7
Q3	10
95-th percentile	17
Maximum	39
Range	39
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.607392526
Coefficient of variation (CV)	0.5971506676
Kurtosis	2.841031939
Mean	7.715628192
Median Absolute Deviation (MAD)	3
Skewness	1.333664938
Sum	37768
Variance	21.22806589
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=36)

Value	Count	Frequency (%)
5	516	10.3%
6	514	10.3%
4	505	10.1%
8	447	8.9%
7	438	8.8%
3	384	7.7%
9	344	6.9%
10	283	5.7%
2	259	5.2%
11	255	5.1%
Other values (26)	950	19.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9	0.2%
1	111	2.2%
2	259	5.2%
3	384	7.7%
4	505	10.1%

Value	Count	Frequency (%)
39	1	< 0.1%
35	1	< 0.1%
33	1	< 0.1%
32	1	< 0.1%
31	1	< 0.1%

num_il_tl
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	53
Distinct (%)	1.1%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.224923391

Minimum	0
Maximum	58
Zeros	144
Zeros (%)	2.9%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	22.3
Maximum	58
Range	58
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	7.135809065
Coefficient of variation (CV)	0.867583651
Kurtosis	5.46678715
Mean	8.224923391
Median Absolute Deviation (MAD)	3
Skewness	1.921117438
Sum	40261
Variance	50.91977101
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	455	9.1%
5	417	8.3%
4	410	8.2%
2	393	7.9%
6	352	7.0%
7	342	6.8%
1	324	6.5%
8	292	5.8%
9	269	5.4%
10	223	4.5%
Other values (43)	1418	28.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	144	2.9%
1	324	6.5%
2	393	7.9%
3	455	9.1%
4	410	8.2%

Value	Count	Frequency (%)
58	1	< 0.1%
57	1	< 0.1%
55	2	< 0.1%
52	1	< 0.1%
49	2	< 0.1%

num_op_rev_tl
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	37
Distinct (%)	0.8%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.319305414

Minimum	0
Maximum	54
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	5
median	7
Q3	11
95-th percentile	17
Maximum	54
Range	54
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.699857958
Coefficient of variation (CV)	0.5649339367
Kurtosis	4.861678661
Mean	8.319305414
Median Absolute Deviation (MAD)	3
Skewness	1.550165561
Sum	40723
Variance	22.08866482
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
6	535	10.7%
5	502	10.0%
7	490	9.8%
8	475	9.5%
4	435	8.7%
9	385	7.7%
3	309	6.2%
10	296	5.9%
11	260	5.2%
12	227	4.5%
Other values (27)	981	19.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
1	48	1.0%
2	165	3.3%
3	309	6.2%
4	435	8.7%

Value	Count	Frequency (%)
54	1	< 0.1%
37	1	< 0.1%
36	1	< 0.1%
33	2	< 0.1%
32	3	0.1%

num_rev_accts
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	57
Distinct (%)	1.2%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	13.96302349

Minimum	2
Maximum	68
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	2
5-th percentile	4
Q1	8
median	12
Q3	18
95-th percentile	29
Maximum	68
Range	66
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	7.954461564
Coefficient of variation (CV)	0.5696804541
Kurtosis	3.404166568
Mean	13.96302349
Median Absolute Deviation (MAD)	5
Skewness	1.397557147
Sum	68349
Variance	63.27345878
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10	324	6.5%
11	298	6.0%
7	294	5.9%
9	292	5.8%
12	281	5.6%
8	266	5.3%
14	253	5.1%
13	244	4.9%
6	242	4.8%
15	216	4.3%
Other values (47)	2185	43.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	46	0.9%
3	88	1.8%
4	156	3.1%
5	198	4.0%
6	242	4.8%

Value	Count	Frequency (%)
68	1	< 0.1%
65	2	< 0.1%
64	1	< 0.1%
58	1	< 0.1%
55	1	< 0.1%

num_rev_tl_bal_gt_0
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	26
Distinct (%)	0.5%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	5.642492339

Minimum	0
Maximum	26
Zeros	25
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	26
Range	26
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.27659536
Coefficient of variation (CV)	0.5807000104
Kurtosis	3.096241866
Mean	5.642492339
Median Absolute Deviation (MAD)	2
Skewness	1.375262654
Sum	27620
Variance	10.73607715
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
5	764	15.3%
4	715	14.3%
3	681	13.6%
6	523	10.5%
2	456	9.1%
7	434	8.7%
8	354	7.1%
9	230	4.6%
1	173	3.5%
10	156	3.1%
Other values (16)	409	8.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	25	0.5%
1	173	3.5%
2	456	9.1%
3	681	13.6%
4	715	14.3%

Value	Count	Frequency (%)
26	1	< 0.1%
24	3	0.1%
23	1	< 0.1%
22	3	0.1%
21	3	0.1%

num_sats
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	44
Distinct (%)	0.9%
Missing	89
Missing (%)	1.8%
Infinite	0
Infinite (%)	0.0%
Mean	11.59254734

Minimum	1
Maximum	56
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1
5-th percentile	4
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	56
Range	55
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.631915296
Coefficient of variation (CV)	0.4858220657
Kurtosis	3.168353279
Mean	11.59254734
Median Absolute Deviation (MAD)	3
Skewness	1.314436207
Sum	56931
Variance	31.7184699
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
9	446	8.9%
8	439	8.8%
10	403	8.1%
11	374	7.5%
7	372	7.4%
12	321	6.4%
6	301	6.0%
13	298	6.0%
14	275	5.5%
5	234	4.7%
Other values (34)	1448	29.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	5	0.1%
2	15	0.3%
3	72	1.4%
4	157	3.1%
5	234	4.7%

Value	Count	Frequency (%)
56	1	< 0.1%
47	1	< 0.1%
45	1	< 0.1%
43	1	< 0.1%
42	1	< 0.1%

num_tl_120dpd_2m
Categorical

HIGH CORRELATION IMBALANCE MISSING

Distinct	2
Distinct (%)	< 0.1%
Missing	281
Missing (%)	5.6%
Memory size	78.1 KiB

0.0	4717
1.0	2

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	14157
Distinct characters	3
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4717	94.3%
1.0	2	< 0.1%
(Missing)	281	5.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4717	> 99.9%
1.0	2	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	9436	66.7%
.	4719	33.3%
1	2	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	9438	66.7%
Other Punctuation	4719	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9436	> 99.9%
1	2	< 0.1%

Other Punctuation

Value	Count	Frequency (%)
.	4719	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	14157	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9436	66.7%
.	4719	33.3%
1	2	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	14157	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9436	66.7%
.	4719	33.3%
1	2	< 0.1%

num_tl_30dpd
Categorical

HIGH CORRELATION IMBALANCE MISSING

Distinct	2
Distinct (%)	< 0.1%
Missing	105
Missing (%)	2.1%
Memory size	78.1 KiB

0.0	4882
1.0	13

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	14685
Distinct characters	3
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4882	97.6%
1.0	13	0.3%
(Missing)	105	2.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4882	99.7%
1.0	13	0.3%

Most occurring characters

Value	Count	Frequency (%)
0	9777	66.6%
.	4895	33.3%
1	13	0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	9790	66.7%
Other Punctuation	4895	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9777	99.9%
1	13	0.1%

Other Punctuation

Value	Count	Frequency (%)
.	4895	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	14685	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9777	66.6%
.	4895	33.3%
1	13	0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	14685	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9777	66.6%
.	4895	33.3%
1	13	0.1%

num_tl_90g_dpd_24m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	10
Distinct (%)	0.2%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.08232890705

Minimum	0
Maximum	10
Zeros	4631
Zeros (%)	92.6%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	10
Range	10
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4697253435
Coefficient of variation (CV)	5.705472845
Kurtosis	175.9977998
Mean	0.08232890705
Median Absolute Deviation (MAD)	0
Skewness	11.17441788
Sum	403
Variance	0.2206418983
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	4631	92.6%
1	200	4.0%
2	38	0.8%
3	12	0.2%
6	4	0.1%
4	3	0.1%
5	2	< 0.1%
9	2	< 0.1%
10	2	< 0.1%
7	1	< 0.1%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4631	92.6%
1	200	4.0%
2	38	0.8%
3	12	0.2%
4	3	0.1%

Value	Count	Frequency (%)
10	2	< 0.1%
9	2	< 0.1%
7	1	< 0.1%
6	4	0.1%
5	2	< 0.1%

num_tl_op_past_12m
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	17
Distinct (%)	0.3%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	2.077425945

Minimum	0
Maximum	28
Zeros	952
Zeros (%)	19.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	5
Maximum	28
Range	28
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.879255453
Coefficient of variation (CV)	0.9046076743
Kurtosis	10.20474586
Mean	2.077425945
Median Absolute Deviation (MAD)	1
Skewness	1.849627982
Sum	10169
Variance	3.531601056
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=17)

Value	Count	Frequency (%)
1	1261	25.2%
2	1044	20.9%
0	952	19.0%
3	754	15.1%
4	409	8.2%
5	232	4.6%
6	116	2.3%
7	60	1.2%
8	23	0.5%
9	19	0.4%
Other values (7)	25	0.5%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	952	19.0%
1	1261	25.2%
2	1044	20.9%
3	754	15.1%
4	409	8.2%

Value	Count	Frequency (%)
28	1	< 0.1%
15	1	< 0.1%
14	1	< 0.1%
13	2	< 0.1%
12	2	< 0.1%

pct_tl_nvr_dlq
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	244
Distinct (%)	5.0%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	94.19436159

Minimum	33.3
Maximum	100
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	33.3
5-th percentile	75
Q1	91.7
median	100
Q3	100
95-th percentile	100
Maximum	100
Range	66.7
Interquartile range (IQR)	8.3

Descriptive statistics

Standard deviation	8.860533207
Coefficient of variation (CV)	0.09406649248
Kurtosis	5.736324255
Mean	94.19436159
Median Absolute Deviation (MAD)	0
Skewness	-2.17625578
Sum	461081.4
Variance	78.50904871
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100	2480	49.6%
95	73	1.5%
90	69	1.4%
91.7	66	1.3%
90.9	61	1.2%
92.9	54	1.1%
92.3	52	1.0%
83.3	52	1.0%
88.9	50	1.0%
95.2	50	1.0%
Other values (234)	1888	37.8%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
33.3	1	< 0.1%
34.4	1	< 0.1%
36.8	1	< 0.1%
41.7	1	< 0.1%
42.9	1	< 0.1%

Value	Count	Frequency (%)
100	2480	49.6%
98.7	1	< 0.1%
98.6	2	< 0.1%
98.5	2	< 0.1%
98.4	2	< 0.1%

percent_bc_gt_75
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	74
Distinct (%)	1.5%
Missing	124
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	42.12481952

Minimum	0
Maximum	100
Zeros	1349
Zeros (%)	27.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	37.5
Q3	71.4
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	71.4

Descriptive statistics

Standard deviation	36.09611308
Coefficient of variation (CV)	0.8568846937
Kurtosis	-1.246131468
Mean	42.12481952
Median Absolute Deviation (MAD)	37.5
Skewness	0.3154959967
Sum	205400.62
Variance	1302.929379
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1349	27.0%
100	807	16.1%
50	531	10.6%
33.3	319	6.4%
66.7	297	5.9%
25	226	4.5%
75	176	3.5%
20	139	2.8%
40	124	2.5%
60	107	2.1%
Other values (64)	801	16.0%
(Missing)	124	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1349	27.0%
0.5	1	< 0.1%
0.67	1	< 0.1%
0.75	1	< 0.1%
4.5	1	< 0.1%

Value	Count	Frequency (%)
100	807	16.1%
90.9	3	0.1%
90	6	0.1%
88.9	3	0.1%
87.5	10	0.2%

pub_rec_bankruptcies
Categorical

Distinct	5
Distinct (%)	0.1%
Missing	1
Missing (%)	< 0.1%
Memory size	78.1 KiB

0.0	4408
1.0	555
2.0	26
3.0	7
4.0	3

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	14997
Distinct characters	6
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	4408	88.2%
1.0	555	11.1%
2.0	26	0.5%
3.0	7	0.1%
4.0	3	0.1%
(Missing)	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	4408	88.2%
1.0	555	11.1%
2.0	26	0.5%
3.0	7	0.1%
4.0	3	0.1%

Most occurring characters

Value	Count	Frequency (%)
0	9407	62.7%
.	4999	33.3%
1	555	3.7%
2	26	0.2%
3	7	< 0.1%
4	3	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	9998	66.7%
Other Punctuation	4999	33.3%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	9407	94.1%
1	555	5.6%
2	26	0.3%
3	7	0.1%
4	3	< 0.1%

Other Punctuation

Value	Count	Frequency (%)
.	4999	100.0%

Most occurring scripts

Value	Count	Frequency (%)
Common	14997	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	9407	62.7%
.	4999	33.3%
1	555	3.7%
2	26	0.2%
3	7	< 0.1%
4	3	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	14997	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	9407	62.7%
.	4999	33.3%
1	555	3.7%
2	26	0.2%
3	7	< 0.1%
4	3	< 0.1%

tax_liens
Real number (ℝ)

Distinct	8
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.0454

Minimum	0
Maximum	7
Zeros	4861
Zeros (%)	97.2%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3355016427
Coefficient of variation (CV)	7.389904025
Kurtosis	157.1691727
Mean	0.0454
Median Absolute Deviation (MAD)	0
Skewness	11.1276604
Sum	227
Variance	0.1125613523
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=8)

Value	Count	Frequency (%)
0	4861	97.2%
1	94	1.9%
2	26	0.5%
3	7	0.1%
4	5	0.1%
6	3	0.1%
5	3	0.1%
7	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4861	97.2%
1	94	1.9%
2	26	0.5%
3	7	0.1%
4	5	0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
6	3	0.1%
5	3	0.1%
4	5	0.1%
3	7	0.1%

tot_hi_cred_lim
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	4697
Distinct (%)	96.0%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	177858.5986

Minimum	1900
Maximum	2193899
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1900
5-th percentile	18891
Q1	50350.5
median	113374
Q3	257039.5
95-th percentile	517251.4
Maximum	2193899
Range	2191999
Interquartile range (IQR)	206689

Descriptive statistics

Standard deviation	176258.7749
Coefficient of variation (CV)	0.9910050813
Kurtosis	9.170905524
Mean	177858.5986
Median Absolute Deviation (MAD)	78204
Skewness	2.184220621
Sum	870617840
Variance	3.106715574 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
34000	6	0.1%
21200	5	0.1%
29000	5	0.1%
13000	5	0.1%
24900	4	0.1%
19000	4	0.1%
14800	4	0.1%
64200	3	0.1%
36400	3	0.1%
21800	3	0.1%
Other values (4687)	4853	97.1%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1900	1	< 0.1%
2000	1	< 0.1%
2400	1	< 0.1%
2800	1	< 0.1%
3100	1	< 0.1%

Value	Count	Frequency (%)
2193899	1	< 0.1%
1555818	1	< 0.1%
1513675	1	< 0.1%
1452426	1	< 0.1%
1443207	1	< 0.1%

total_bal_ex_mort
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	4807
Distinct (%)	97.6%
Missing	75
Missing (%)	1.5%
Infinite	0
Infinite (%)	0.0%
Mean	50629.86294

Minimum	0
Maximum	503654
Zeros	4
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	6792.2
Q1	21087
median	37348
Q3	62549
95-th percentile	135631
Maximum	503654
Range	503654
Interquartile range (IQR)	41462

Descriptive statistics

Standard deviation	48457.26675
Coefficient of variation (CV)	0.9570886415
Kurtosis	14.21358119
Mean	50629.86294
Median Absolute Deviation (MAD)	19325
Skewness	2.997002993
Sum	249352075
Variance	2348106700
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4	0.1%
17784	3	0.1%
39150	2	< 0.1%
19974	2	< 0.1%
50467	2	< 0.1%
8185	2	< 0.1%
31468	2	< 0.1%
7744	2	< 0.1%
34109	2	< 0.1%
14338	2	< 0.1%
Other values (4797)	4902	98.0%
(Missing)	75	1.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4	0.1%
34	1	< 0.1%
61	1	< 0.1%
81	1	< 0.1%
87	1	< 0.1%

Value	Count	Frequency (%)
503654	1	< 0.1%
490077	1	< 0.1%
456634	1	< 0.1%
453441	1	< 0.1%
419773	1	< 0.1%

total_bc_limit
Real number (ℝ)

HIGH CORRELATION MISSING

Distinct	895
Distinct (%)	18.2%
Missing	75
Missing (%)	1.5%
Infinite	0
Infinite (%)	0.0%
Mean	23496.26964

Minimum	0
Maximum	262700
Zeros	49
Zeros (%)	1.0%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2300
Q1	8500
median	16500
Q3	31100
95-th percentile	67700
Maximum	262700
Range	262700
Interquartile range (IQR)	22600

Descriptive statistics

Standard deviation	22931.61149
Coefficient of variation (CV)	0.9759681788
Kurtosis	11.35368752
Mean	23496.26964
Median Absolute Deviation (MAD)	9700
Skewness	2.557697395
Sum	115719128
Variance	525858805.7
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	49	1.0%
10000	40	0.8%
7500	37	0.7%
8000	36	0.7%
3000	34	0.7%
7000	32	0.6%
6000	32	0.6%
9000	31	0.6%
2000	31	0.6%
11500	31	0.6%
Other values (885)	4572	91.4%
(Missing)	75	1.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	49	1.0%
200	1	< 0.1%
300	4	0.1%
400	1	< 0.1%
500	12	0.2%

Value	Count	Frequency (%)
262700	1	< 0.1%
233300	1	< 0.1%
226400	1	< 0.1%
198800	1	< 0.1%
193000	1	< 0.1%

total_il_high_credit_limit
Real number (ℝ)

HIGH CORRELATION MISSING ZEROS

Distinct	3934
Distinct (%)	80.4%
Missing	105
Missing (%)	2.1%
Infinite	0
Infinite (%)	0.0%
Mean	43315.40429

Minimum	0
Maximum	402132
Zeros	606
Zeros (%)	12.1%
Negative	0
Negative (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	14897
median	32239
Q3	58184
95-th percentile	125023.2
Maximum	402132
Range	402132
Interquartile range (IQR)	43287

Descriptive statistics

Standard deviation	44376.6619
Coefficient of variation (CV)	1.024500697
Kurtosis	10.56609259
Mean	43315.40429
Median Absolute Deviation (MAD)	20408
Skewness	2.521000351
Sum	212028904
Variance	1969288121
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	606	12.1%
10000	33	0.7%
15000	26	0.5%
12000	23	0.5%
20000	14	0.3%
25000	13	0.3%
5000	12	0.2%
6000	11	0.2%
35000	10	0.2%
16000	10	0.2%
Other values (3924)	4137	82.7%
(Missing)	105	2.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	606	12.1%
500	1	< 0.1%
501	1	< 0.1%
598	1	< 0.1%
994	1	< 0.1%

Value	Count	Frequency (%)
402132	1	< 0.1%
394018	1	< 0.1%
393842	1	< 0.1%
364540	1	< 0.1%
364219	1	< 0.1%

hardship_flag
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	43.9 KiB

False	4997
True	3

Common Values (Table)
Common Values (Plot)

Value	Count	Frequency (%)
False	4997	99.9%
True	3	0.1%

disbursement_method
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

Cash	4840
DirectPay	160

Length

Max length	9
Median length	4
Mean length	4.16
Min length	4

Characters and Unicode

Total characters	20800
Distinct characters	12
Distinct categories	2 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Cash
2nd row	Cash
3rd row	Cash
4th row	Cash
5th row	Cash

Common Values

Value	Count	Frequency (%)
Cash	4840	96.8%
DirectPay	160	3.2%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
cash	4840	96.8%
directpay	160	3.2%

Most occurring characters

Value	Count	Frequency (%)
a	5000	24.0%
C	4840	23.3%
s	4840	23.3%
h	4840	23.3%
D	160	0.8%
i	160	0.8%
r	160	0.8%
e	160	0.8%
c	160	0.8%
t	160	0.8%
Other values (2)	320	1.5%

Most occurring categories

Value	Count	Frequency (%)
Lowercase Letter	15640	75.2%
Uppercase Letter	5160	24.8%

Most frequent character per category

Lowercase Letter

Value	Count	Frequency (%)
a	5000	32.0%
s	4840	30.9%
h	4840	30.9%
i	160	1.0%
r	160	1.0%
e	160	1.0%
c	160	1.0%
t	160	1.0%
y	160	1.0%

Uppercase Letter

Value	Count	Frequency (%)
C	4840	93.8%
D	160	3.1%
P	160	3.1%

Most occurring scripts

Value	Count	Frequency (%)
Latin	20800	100.0%

Most frequent character per script

Latin

Value	Count	Frequency (%)
a	5000	24.0%
C	4840	23.3%
s	4840	23.3%
h	4840	23.3%
D	160	0.8%
i	160	0.8%
r	160	0.8%
e	160	0.8%
c	160	0.8%
t	160	0.8%
Other values (2)	320	1.5%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	20800	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
a	5000	24.0%
C	4840	23.3%
s	4840	23.3%
h	4840	23.3%
D	160	0.8%
i	160	0.8%
r	160	0.8%
e	160	0.8%
c	160	0.8%
t	160	0.8%
Other values (2)	320	1.5%

debt_settlement_flag
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	43.9 KiB

False	4905
True	95

Common Values (Table)
Common Values (Plot)

Value	Count	Frequency (%)
False	4905	98.1%
True	95	1.9%

Auto

Heatmap
Table

	loan_amnt	funded_amnt	funded_amnt_inv	int_rate	installment	annual_inc	dti	delinq_2yrs	fico_range_low	fico_range_high	inq_last_6mths	mths_since_last_delinq	mths_since_last_record	open_acc	pub_rec	revol_bal	revol_util	total_acc	out_prncp	out_prncp_inv	total_pymnt	total_pymnt_inv	total_rec_prncp	total_rec_int	total_rec_late_fee	recoveries	collection_recovery_fee	last_pymnt_amnt	last_fico_range_high	last_fico_range_low	mths_since_last_major_derog	tot_coll_amt	tot_cur_bal	open_acc_6m	open_act_il	open_il_12m	open_il_24m	mths_since_rcnt_il	total_bal_il	il_util	open_rv_12m	open_rv_24m	max_bal_bc	all_util	total_rev_hi_lim	inq_fi	total_cu_tl	inq_last_12m	acc_open_past_24mths	avg_cur_bal	bc_open_to_buy	bc_util	delinq_amnt	mo_sin_old_il_acct	mo_sin_old_rev_tl_op	mo_sin_rcnt_rev_tl_op	mo_sin_rcnt_tl	mort_acc	mths_since_recent_bc	mths_since_recent_bc_dlq	mths_since_recent_inq	mths_since_recent_revol_delinq	num_accts_ever_120_pd	num_actv_bc_tl	num_actv_rev_tl	num_bc_sats	num_bc_tl	num_il_tl	num_op_rev_tl	num_rev_accts	num_rev_tl_bal_gt_0	num_sats	num_tl_90g_dpd_24m	num_tl_op_past_12m	pct_tl_nvr_dlq	percent_bc_gt_75	tax_liens	tot_hi_cred_lim	total_bal_ex_mort	total_bc_limit	total_il_high_credit_limit	term	grade	sub_grade	emp_length	home_ownership	verification_status	loan_status	pymnt_plan	purpose	addr_state	initial_list_status	last_pymnt_d	next_pymnt_d	last_credit_pull_d	collections_12_mths_ex_med	application_type	acc_now_delinq	chargeoff_within_12_mths	num_tl_120dpd_2m	num_tl_30dpd	pub_rec_bankruptcies	hardship_flag	disbursement_method	debt_settlement_flag
loan_amnt	1.000	1.000	1.000	0.093	0.965	0.459	0.047	0.009	0.139	0.139	-0.032	-0.023	-0.022	0.204	-0.079	0.455	0.123	0.226	0.223	0.223	0.650	0.650	0.529	0.699	0.034	0.053	0.057	0.472	0.085	0.085	0.011	-0.080	0.334	-0.047	0.082	-0.017	-0.001	0.026	0.156	-0.102	-0.049	-0.045	0.387	0.011	0.417	-0.010	0.092	0.019	-0.018	0.282	0.220	0.044	-0.023	0.107	0.207	0.054	0.043	0.245	0.032	-0.057	0.007	-0.031	-0.073	0.191	0.153	0.222	0.222	0.110	0.178	0.202	0.151	0.201	-0.018	-0.036	0.071	0.022	0.000	0.362	0.323	0.399	0.187	0.437	0.070	0.068	0.032	0.125	0.161	0.054	0.000	0.098	0.000	0.091	0.000	0.024	0.000	0.000	0.141	0.000	0.018	0.000	0.000	0.035	0.000	0.091	0.044
funded_amnt	1.000	1.000	1.000	0.093	0.965	0.459	0.047	0.009	0.139	0.139	-0.032	-0.023	-0.022	0.204	-0.079	0.455	0.122	0.226	0.223	0.223	0.650	0.650	0.529	0.699	0.034	0.054	0.057	0.472	0.085	0.085	0.011	-0.080	0.334	-0.047	0.082	-0.017	-0.001	0.026	0.156	-0.102	-0.049	-0.045	0.387	0.011	0.417	-0.010	0.092	0.019	-0.018	0.282	0.220	0.044	-0.023	0.107	0.207	0.054	0.043	0.245	0.032	-0.057	0.007	-0.031	-0.073	0.191	0.153	0.222	0.222	0.110	0.178	0.202	0.151	0.201	-0.018	-0.036	0.071	0.022	0.000	0.362	0.323	0.399	0.187	0.437	0.069	0.066	0.032	0.125	0.161	0.054	0.000	0.098	0.000	0.091	0.000	0.024	0.000	0.000	0.141	0.000	0.018	0.000	0.000	0.035	0.000	0.091	0.044
funded_amnt_inv	1.000	1.000	1.000	0.093	0.964	0.459	0.048	0.008	0.139	0.139	-0.033	-0.024	-0.018	0.204	-0.079	0.456	0.123	0.226	0.225	0.225	0.648	0.649	0.527	0.698	0.034	0.053	0.057	0.471	0.086	0.086	0.011	-0.080	0.334	-0.047	0.082	-0.017	-0.001	0.026	0.157	-0.102	-0.049	-0.045	0.388	0.011	0.417	-0.010	0.092	0.019	-0.018	0.282	0.221	0.044	-0.023	0.107	0.207	0.053	0.043	0.245	0.032	-0.056	0.008	-0.031	-0.074	0.191	0.153	0.222	0.222	0.110	0.178	0.202	0.151	0.201	-0.018	-0.037	0.072	0.022	0.000	0.362	0.323	0.399	0.187	0.437	0.069	0.067	0.032	0.125	0.161	0.055	0.000	0.099	0.000	0.093	0.000	0.024	0.000	0.000	0.141	0.000	0.016	0.000	0.000	0.036	0.000	0.091	0.041
int_rate	0.093	0.093	0.093	1.000	0.115	-0.133	0.190	0.068	-0.430	-0.430	0.171	-0.055	0.029	-0.017	0.048	-0.012	0.301	-0.076	-0.029	-0.029	0.068	0.069	-0.080	0.404	0.077	0.189	0.183	0.035	-0.412	-0.412	-0.047	0.052	-0.088	0.107	0.069	0.145	0.134	-0.149	0.066	0.172	0.115	0.144	-0.077	0.341	-0.257	0.118	-0.005	0.162	0.167	-0.088	-0.386	0.320	0.005	-0.104	-0.172	-0.118	-0.133	-0.118	-0.093	-0.053	-0.144	-0.047	0.078	0.034	0.108	-0.069	-0.113	0.001	-0.026	-0.082	0.103	-0.023	0.058	0.173	-0.093	0.301	0.017	-0.160	0.024	-0.286	0.007	0.371	0.700	0.734	0.008	0.047	0.197	0.099	0.000	0.061	0.035	0.144	0.041	0.000	0.015	0.007	0.037	0.015	0.000	0.015	0.000	0.026	0.000	0.175	0.063
installment	0.965	0.965	0.964	0.115	1.000	0.440	0.048	0.020	0.083	0.083	-0.011	-0.030	-0.034	0.195	-0.071	0.435	0.145	0.207	0.172	0.172	0.657	0.657	0.552	0.667	0.046	0.058	0.060	0.495	0.059	0.059	0.019	-0.063	0.299	-0.031	0.081	-0.003	0.011	0.011	0.149	-0.091	-0.030	-0.022	0.366	0.040	0.375	0.002	0.076	0.041	0.002	0.248	0.177	0.074	-0.024	0.091	0.177	0.037	0.027	0.210	0.015	-0.062	-0.004	-0.035	-0.061	0.196	0.162	0.214	0.211	0.095	0.174	0.193	0.159	0.192	-0.016	-0.015	0.050	0.050	0.009	0.321	0.303	0.360	0.172	0.317	0.079	0.088	0.032	0.096	0.158	0.023	0.000	0.090	0.000	0.045	0.000	0.000	0.000	0.000	0.102	0.000	0.000	0.000	0.000	0.028	0.000	0.054	0.000
annual_inc	0.459	0.459	0.459	-0.133	0.440	1.000	-0.208	0.101	0.093	0.093	0.038	-0.072	-0.127	0.275	-0.052	0.391	0.069	0.339	0.100	0.100	0.300	0.301	0.276	0.223	0.034	-0.019	-0.012	0.256	0.073	0.073	-0.003	-0.030	0.515	0.052	0.248	0.136	0.212	-0.149	0.349	-0.103	-0.017	-0.002	0.337	0.042	0.396	0.121	0.128	0.122	0.118	0.441	0.222	0.005	0.022	0.216	0.248	0.031	-0.056	0.345	0.007	-0.047	-0.064	-0.046	0.052	0.184	0.137	0.225	0.254	0.270	0.166	0.213	0.136	0.272	0.022	0.083	-0.070	-0.012	0.036	0.548	0.491	0.382	0.407	0.000	0.000	0.000	0.000	0.043	0.064	0.051	0.000	0.001	0.000	0.000	0.060	0.000	0.000	0.000	0.030	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
dti	0.047	0.047	0.048	0.190	0.048	-0.208	1.000	-0.022	-0.005	-0.005	-0.024	0.007	0.119	0.311	-0.030	0.264	0.190	0.233	0.032	0.032	0.017	0.017	-0.024	0.122	0.012	0.041	0.042	-0.001	-0.067	-0.067	-0.016	-0.051	0.153	0.015	0.430	0.203	0.278	-0.216	0.426	-0.065	-0.017	-0.010	0.180	0.218	0.155	0.091	0.137	0.058	0.139	0.057	-0.056	0.182	0.025	0.043	0.070	0.004	-0.047	-0.005	-0.003	0.015	0.018	0.011	-0.077	0.168	0.251	0.114	0.091	0.271	0.186	0.151	0.249	0.307	-0.014	0.100	0.097	0.171	-0.034	0.153	0.453	0.086	0.467	0.025	0.000	0.024	0.027	0.000	0.018	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.278	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
delinq_2yrs	0.009	0.009	0.008	0.068	0.020	0.101	-0.022	1.000	-0.226	-0.226	0.024	-0.821	-0.055	0.063	-0.052	-0.026	0.022	0.125	-0.035	-0.035	0.037	0.037	0.026	0.063	0.070	0.025	0.028	0.002	-0.138	-0.138	-0.553	0.036	0.086	0.008	0.074	-0.004	-0.019	0.023	0.063	-0.024	-0.025	-0.052	-0.055	0.035	-0.057	0.010	0.021	0.059	-0.057	0.069	-0.071	0.025	0.110	0.100	0.132	0.030	0.018	0.103	0.043	-0.650	-0.042	-0.710	0.209	-0.025	0.026	-0.036	0.040	0.078	0.021	0.096	0.024	0.058	0.518	-0.042	-0.489	0.012	0.014	0.087	0.042	-0.085	0.065	0.012	0.000	0.000	0.006	0.000	0.005	0.035	0.000	0.000	0.080	0.000	0.000	0.000	0.000	0.000	0.000	0.038	0.158	0.000	0.046	0.000	0.000	0.000	0.000
fico_range_low	0.139	0.139	0.139	-0.430	0.083	0.093	-0.005	-0.226	1.000	1.000	-0.111	0.110	0.277	0.054	-0.224	0.030	-0.419	0.045	0.128	0.128	0.030	0.029	0.069	-0.102	-0.048	-0.120	-0.118	0.053	0.440	0.440	0.065	-0.250	0.145	-0.071	0.011	-0.016	0.001	-0.004	0.029	-0.128	-0.135	-0.162	0.088	-0.393	0.377	-0.048	0.041	-0.145	-0.114	0.136	0.501	-0.441	-0.019	0.028	0.141	0.113	0.075	0.103	0.073	0.068	0.061	0.073	-0.293	-0.089	-0.166	0.077	0.049	0.024	0.033	0.024	-0.160	0.066	-0.150	-0.099	0.370	-0.402	-0.087	0.240	0.073	0.383	0.090	0.054	0.194	0.175	0.018	0.067	0.137	0.060	0.000	0.045	0.030	0.109	0.049	0.000	0.061	0.061	0.117	0.011	0.027	0.000	0.000	0.094	0.000	0.006	0.000
fico_range_high	0.139	0.139	0.139	-0.430	0.083	0.093	-0.005	-0.226	1.000	1.000	-0.111	0.110	0.277	0.054	-0.224	0.030	-0.419	0.045	0.128	0.128	0.030	0.029	0.069	-0.102	-0.048	-0.120	-0.118	0.053	0.440	0.440	0.065	-0.250	0.145	-0.071	0.011	-0.016	0.001	-0.004	0.029	-0.128	-0.135	-0.162	0.088	-0.393	0.377	-0.048	0.041	-0.145	-0.114	0.136	0.501	-0.441	-0.019	0.028	0.141	0.113	0.075	0.103	0.073	0.068	0.061	0.073	-0.293	-0.089	-0.166	0.077	0.049	0.024	0.033	0.024	-0.160	0.066	-0.150	-0.099	0.370	-0.402	-0.087	0.240	0.073	0.383	0.090	0.052	0.194	0.175	0.013	0.065	0.136	0.059	0.000	0.047	0.028	0.109	0.046	0.000	0.059	0.061	0.117	0.011	0.027	0.000	0.000	0.094	0.000	0.000	0.004
inq_last_6mths	-0.032	-0.032	-0.033	0.171	-0.011	0.038	-0.024	0.024	-0.111	-0.111	1.000	0.024	-0.065	0.133	0.101	-0.069	-0.098	0.153	-0.088	-0.088	0.007	0.007	-0.008	0.021	0.020	0.076	0.076	0.039	-0.115	-0.115	-0.006	0.031	0.034	0.418	0.053	0.149	0.127	-0.142	0.065	0.102	0.295	0.272	-0.099	-0.039	-0.007	0.186	0.039	0.526	0.279	-0.017	0.020	-0.085	-0.030	0.004	-0.027	-0.309	-0.339	0.025	-0.219	0.068	-0.687	0.053	0.058	0.033	0.078	0.078	0.112	0.092	0.129	0.139	0.067	0.135	0.031	0.330	-0.032	-0.075	0.017	0.032	0.018	-0.037	0.031	0.019	0.083	0.096	0.000	0.005	0.047	0.093	0.000	0.026	0.028	0.083	0.120	0.497	0.091	0.007	0.026	0.000	0.000	0.000	0.000	0.087	0.000	0.015	0.000
mths_since_last_delinq	-0.023	-0.023	-0.024	-0.055	-0.030	-0.072	0.007	-0.821	0.110	0.110	0.024	1.000	-0.100	-0.058	0.104	-0.039	-0.027	-0.064	0.051	0.051	-0.061	-0.061	-0.050	-0.078	-0.058	-0.008	-0.012	-0.022	0.116	0.116	0.714	0.065	-0.090	0.037	-0.048	0.036	0.055	-0.042	-0.038	0.043	0.058	0.105	0.005	-0.026	-0.020	0.022	-0.001	0.007	0.137	-0.074	0.020	-0.031	-0.128	-0.036	-0.092	-0.065	-0.061	-0.068	-0.072	0.764	0.014	0.848	0.089	0.027	-0.011	0.030	-0.002	-0.026	-0.021	-0.060	-0.018	-0.052	-0.356	0.105	0.194	-0.013	0.018	-0.100	-0.044	-0.000	-0.043	0.000	0.000	0.042	0.026	0.028	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.043	0.196	0.047	0.023	0.156	0.106	0.000	0.000	0.038
mths_since_last_record	-0.022	-0.022	-0.018	0.029	-0.034	-0.127	0.119	-0.055	0.277	0.277	-0.065	-0.100	1.000	0.035	-0.360	0.050	-0.002	-0.161	0.076	0.076	-0.150	-0.148	-0.145	-0.112	-0.080	-0.037	-0.048	-0.001	0.078	0.078	0.008	-0.027	0.056	-0.084	0.026	0.026	-0.030	0.018	0.014	0.003	-0.095	-0.187	0.054	-0.006	0.052	-0.126	-0.005	-0.104	-0.069	0.039	0.006	0.024	NaN	-0.149	-0.174	0.021	0.004	-0.090	0.014	-0.161	0.033	-0.128	-0.173	-0.012	-0.006	-0.005	-0.188	-0.054	0.024	-0.148	-0.001	0.046	-0.039	-0.006	0.196	0.015	-0.346	0.051	-0.009	0.021	-0.006	0.000	0.000	0.000	0.060	0.000	0.000	0.045	0.119	0.000	0.000	0.084	0.092	0.146	0.054	0.054	0.000	1.000	0.000	1.000	1.000	0.252	0.119	0.095	0.000
open_acc	0.204	0.204	0.204	-0.017	0.195	0.275	0.311	0.063	0.054	0.054	0.133	-0.058	0.035	1.000	-0.030	0.391	-0.130	0.717	0.007	0.007	0.159	0.159	0.136	0.145	-0.012	0.024	0.032	0.124	0.007	0.007	-0.022	-0.005	0.358	0.277	0.457	0.172	0.247	-0.163	0.373	0.050	0.332	0.415	0.194	-0.040	0.541	0.133	0.150	0.195	0.469	0.017	0.334	-0.117	0.010	0.135	0.184	-0.276	-0.252	0.183	-0.264	-0.015	-0.089	-0.042	-0.003	0.543	0.668	0.648	0.558	0.388	0.849	0.686	0.668	0.999	0.009	0.354	0.040	-0.078	-0.019	0.410	0.471	0.420	0.388	0.081	0.011	0.011	0.000	0.085	0.005	0.000	0.000	0.011	0.000	0.029	0.000	0.000	0.000	0.000	0.010	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
pub_rec	-0.079	-0.079	-0.079	0.048	-0.071	-0.052	-0.030	-0.052	-0.224	-0.224	0.101	0.104	-0.360	-0.030	1.000	-0.168	-0.090	0.015	-0.056	-0.056	-0.031	-0.030	-0.030	-0.023	0.032	0.010	0.009	-0.003	-0.089	-0.089	0.114	0.039	-0.104	0.085	-0.014	0.058	0.057	-0.052	-0.016	0.016	0.098	0.120	-0.111	-0.034	-0.139	0.081	0.003	0.125	0.116	-0.095	-0.073	-0.040	-0.024	0.053	0.036	-0.094	-0.083	-0.011	-0.041	0.103	-0.062	0.089	0.001	-0.066	-0.015	-0.058	0.013	-0.010	0.007	0.048	-0.020	-0.038	-0.036	0.101	0.019	-0.039	0.418	-0.106	-0.106	-0.164	-0.038	0.000	0.026	0.032	0.008	0.000	0.031	0.009	0.000	0.000	0.061	0.000	0.000	0.025	0.000	0.000	0.000	0.000	0.007	0.000	0.000	0.627	0.000	0.000	0.000
revol_bal	0.455	0.455	0.456	-0.012	0.435	0.391	0.264	-0.026	0.030	0.030	-0.069	-0.039	0.050	0.391	-0.168	1.000	0.453	0.321	0.077	0.077	0.342	0.342	0.296	0.334	-0.017	0.001	0.002	0.203	0.075	0.075	0.013	-0.166	0.402	-0.079	0.062	-0.073	-0.045	0.082	0.099	-0.175	-0.009	0.012	0.784	0.195	0.729	-0.085	0.080	-0.072	-0.025	0.285	0.201	0.345	0.018	0.163	0.328	0.035	0.080	0.268	-0.003	-0.020	0.080	-0.057	-0.147	0.492	0.503	0.425	0.383	0.075	0.404	0.373	0.504	0.393	-0.062	-0.053	0.146	0.311	-0.014	0.422	0.470	0.648	0.138	0.067	0.000	0.000	0.025	0.091	0.046	0.027	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.025	0.000	0.000	0.000
revol_util	0.123	0.122	0.123	0.301	0.145	0.069	0.190	0.022	-0.419	-0.419	-0.098	-0.027	-0.002	-0.130	-0.090	0.453	1.000	-0.088	-0.048	-0.048	0.167	0.167	0.115	0.270	0.041	0.063	0.057	0.034	-0.211	-0.211	-0.031	-0.092	0.114	-0.219	0.065	-0.081	-0.061	0.088	0.032	-0.072	-0.206	-0.226	0.386	0.689	-0.183	-0.102	-0.026	-0.129	-0.239	0.179	-0.610	0.864	0.006	0.067	0.030	0.207	0.207	0.041	0.188	-0.026	0.114	-0.013	0.006	0.133	0.133	-0.115	-0.098	0.013	-0.200	-0.153	0.135	-0.133	0.002	-0.223	-0.050	0.748	-0.003	0.010	0.178	-0.143	0.037	0.072	0.128	0.111	0.012	0.022	0.106	0.035	0.000	0.064	0.057	0.082	0.037	0.041	0.028	0.025	0.032	0.036	0.000	0.000	0.000	0.038	0.000	0.034	0.027
total_acc	0.226	0.226	0.226	-0.076	0.207	0.339	0.233	0.125	0.045	0.045	0.153	-0.064	-0.161	0.717	0.015	0.321	-0.088	1.000	-0.060	-0.060	0.215	0.215	0.201	0.142	-0.002	0.029	0.035	0.182	0.031	0.031	-0.068	-0.012	0.443	0.236	0.417	0.220	0.318	-0.193	0.418	0.053	0.192	0.248	0.177	-0.001	0.426	0.157	0.279	0.215	0.398	0.214	0.236	-0.086	0.009	0.353	0.359	-0.176	-0.210	0.416	-0.151	0.005	-0.113	-0.012	0.119	0.286	0.396	0.393	0.625	0.662	0.567	0.766	0.395	0.715	0.066	0.299	-0.080	-0.051	-0.018	0.479	0.485	0.306	0.421	0.099	0.026	0.039	0.051	0.152	0.026	0.039	0.000	0.018	0.032	0.000	0.000	0.049	0.000	0.000	0.000	0.000	0.031	0.000	0.000	0.021	0.000	0.000	0.000
out_prncp	0.223	0.223	0.225	-0.029	0.172	0.100	0.032	-0.035	0.128	0.128	-0.088	0.051	0.076	0.007	-0.056	0.077	-0.048	-0.060	1.000	1.000	-0.338	-0.337	-0.394	0.055	-0.054	-0.257	-0.252	-0.300	0.156	0.156	0.010	-0.014	0.038	-0.091	0.024	-0.064	-0.053	0.047	0.020	-0.095	-0.068	-0.083	0.170	-0.050	0.134	0.005	0.030	-0.068	-0.062	0.031	0.143	-0.086	-0.019	0.023	0.006	0.073	0.066	-0.030	0.039	-0.008	0.034	0.019	-0.031	0.033	0.001	0.043	-0.071	-0.015	-0.001	-0.073	-0.000	0.003	-0.006	-0.064	0.037	-0.100	-0.032	0.070	0.052	0.144	0.043	0.295	0.028	0.028	0.010	0.071	0.070	0.323	0.061	0.021	0.008	0.242	0.210	0.000	0.119	0.000	0.257	0.000	0.000	0.000	0.000	0.000	0.061	0.241	0.082
out_prncp_inv	0.223	0.223	0.225	-0.029	0.172	0.100	0.032	-0.035	0.128	0.128	-0.088	0.051	0.076	0.007	-0.056	0.077	-0.048	-0.060	1.000	1.000	-0.338	-0.337	-0.394	0.055	-0.054	-0.257	-0.252	-0.300	0.156	0.156	0.010	-0.014	0.038	-0.091	0.024	-0.064	-0.053	0.047	0.020	-0.095	-0.068	-0.083	0.170	-0.050	0.134	0.005	0.030	-0.068	-0.062	0.031	0.143	-0.086	-0.019	0.023	0.006	0.073	0.066	-0.030	0.039	-0.008	0.034	0.019	-0.031	0.033	0.001	0.043	-0.071	-0.015	-0.001	-0.073	-0.000	0.003	-0.006	-0.064	0.037	-0.100	-0.032	0.070	0.052	0.144	0.043	0.295	0.028	0.028	0.010	0.071	0.070	0.323	0.061	0.021	0.008	0.242	0.210	0.000	0.119	0.000	0.257	0.000	0.000	0.000	0.000	0.000	0.061	0.241	0.082
total_pymnt	0.650	0.650	0.648	0.068	0.657	0.300	0.017	0.037	0.030	0.030	0.007	-0.061	-0.150	0.159	-0.031	0.342	0.167	0.215	-0.338	-0.338	1.000	1.000	0.962	0.730	0.041	-0.060	-0.055	0.594	0.110	0.110	-0.016	-0.055	0.239	-0.024	0.049	-0.006	0.017	0.019	0.115	-0.038	-0.012	0.005	0.247	0.058	0.246	-0.030	0.030	0.036	-0.019	0.204	0.070	0.121	-0.013	0.081	0.187	0.012	0.025	0.224	0.015	-0.042	0.004	-0.049	-0.039	0.152	0.144	0.150	0.219	0.081	0.146	0.209	0.141	0.158	-0.005	-0.029	0.019	0.109	0.038	0.239	0.224	0.229	0.114	0.212	0.081	0.110	0.037	0.093	0.166	0.176	0.000	0.054	0.017	0.109	0.105	0.000	0.089	0.008	0.073	0.000	0.010	0.000	0.000	0.027	0.000	0.174	0.033
total_pymnt_inv	0.650	0.650	0.649	0.069	0.657	0.301	0.017	0.037	0.029	0.029	0.007	-0.061	-0.148	0.159	-0.030	0.342	0.167	0.215	-0.337	-0.337	1.000	1.000	0.962	0.731	0.041	-0.060	-0.055	0.595	0.110	0.110	-0.016	-0.055	0.239	-0.024	0.049	-0.006	0.017	0.019	0.115	-0.038	-0.012	0.005	0.248	0.058	0.246	-0.030	0.030	0.036	-0.019	0.204	0.070	0.121	-0.013	0.081	0.187	0.012	0.025	0.224	0.015	-0.042	0.004	-0.049	-0.039	0.152	0.144	0.150	0.219	0.081	0.146	0.209	0.141	0.158	-0.005	-0.029	0.019	0.109	0.038	0.239	0.224	0.229	0.114	0.212	0.081	0.110	0.037	0.094	0.166	0.175	0.000	0.054	0.018	0.108	0.105	0.000	0.089	0.008	0.073	0.000	0.009	0.000	0.000	0.027	0.000	0.174	0.033
total_rec_prncp	0.529	0.529	0.527	-0.080	0.552	0.276	-0.024	0.026	0.069	0.069	-0.008	-0.050	-0.145	0.136	-0.030	0.296	0.115	0.201	-0.394	-0.394	0.962	0.962	1.000	0.569	0.004	-0.198	-0.194	0.621	0.203	0.203	0.004	-0.052	0.217	-0.031	0.023	-0.021	-0.001	0.037	0.082	-0.056	-0.025	-0.010	0.217	0.005	0.235	-0.041	0.019	0.014	-0.040	0.188	0.096	0.078	-0.010	0.077	0.186	0.021	0.037	0.216	0.025	-0.033	0.020	-0.035	-0.041	0.124	0.107	0.135	0.212	0.068	0.129	0.199	0.105	0.135	-0.018	-0.046	0.025	0.070	0.037	0.222	0.186	0.226	0.091	0.118	0.049	0.051	0.024	0.094	0.143	0.225	0.000	0.048	0.008	0.134	0.134	0.000	0.111	0.008	0.088	0.000	0.032	0.000	0.000	0.033	0.000	0.168	0.048
total_rec_int	0.699	0.699	0.698	0.404	0.667	0.223	0.122	0.063	-0.102	-0.102	0.021	-0.078	-0.112	0.145	-0.023	0.334	0.270	0.142	0.055	0.055	0.730	0.731	0.569	1.000	0.094	0.074	0.074	0.262	-0.103	-0.103	-0.065	-0.032	0.186	-0.029	0.076	-0.003	0.010	0.010	0.123	-0.006	0.012	0.027	0.251	0.174	0.155	-0.004	0.011	0.052	-0.004	0.149	-0.053	0.222	-0.011	0.056	0.110	0.000	0.013	0.142	0.003	-0.059	-0.011	-0.070	-0.018	0.175	0.193	0.119	0.129	0.063	0.122	0.134	0.189	0.142	0.030	-0.008	-0.007	0.197	0.032	0.167	0.223	0.132	0.115	0.503	0.216	0.235	0.033	0.058	0.170	0.105	0.000	0.000	0.000	0.059	0.000	0.000	0.000	0.000	0.050	0.000	0.000	0.000	0.000	0.000	0.000	0.084	0.052
total_rec_late_fee	0.034	0.034	0.034	0.077	0.046	0.034	0.012	0.070	-0.048	-0.048	0.020	-0.058	-0.080	-0.012	0.032	-0.017	0.041	-0.002	-0.054	-0.054	0.041	0.041	0.004	0.094	1.000	0.186	0.185	-0.075	-0.206	-0.206	-0.072	0.024	0.021	0.009	0.025	0.036	0.016	-0.028	0.058	0.024	-0.022	-0.021	-0.002	0.068	-0.042	0.028	0.003	0.028	0.008	0.023	-0.053	0.032	-0.012	0.011	0.005	-0.012	-0.018	-0.018	-0.031	-0.099	-0.014	-0.071	0.039	-0.009	0.001	-0.027	-0.020	0.021	-0.027	-0.021	0.002	-0.008	0.051	0.018	-0.060	0.027	0.070	0.014	0.041	-0.057	0.040	0.043	0.061	0.092	0.000	0.000	0.025	0.132	0.051	0.000	0.000	0.024	0.085	0.000	0.000	0.000	0.048	0.000	0.000	0.000	0.000	0.000	0.051	0.000	0.124
recoveries	0.053	0.054	0.053	0.189	0.058	-0.019	0.041	0.025	-0.120	-0.120	0.076	-0.008	-0.037	0.024	0.010	0.001	0.063	0.029	-0.257	-0.257	-0.060	-0.060	-0.198	0.074	0.186	1.000	0.984	-0.149	-0.430	-0.430	-0.018	0.014	-0.011	0.070	0.015	0.059	0.046	-0.056	0.032	0.069	0.050	0.054	-0.037	0.085	-0.056	0.026	0.008	0.085	0.092	-0.019	-0.085	0.068	-0.017	0.001	-0.023	-0.060	-0.081	-0.003	-0.066	0.009	-0.049	-0.010	0.050	0.023	0.043	-0.002	0.021	0.030	0.019	0.024	0.042	0.028	0.026	0.088	-0.038	0.076	-0.002	-0.031	0.014	-0.070	0.005	0.155	0.096	0.113	0.000	0.000	0.060	0.237	0.000	0.000	0.000	0.008	0.112	1.000	0.099	0.036	0.000	0.000	0.000	0.047	0.000	0.000	0.000	0.000	0.428
collection_recovery_fee	0.057	0.057	0.057	0.183	0.060	-0.012	0.042	0.028	-0.118	-0.118	0.076	-0.012	-0.048	0.032	0.009	0.002	0.057	0.035	-0.252	-0.252	-0.055	-0.055	-0.194	0.074	0.185	0.984	1.000	-0.144	-0.424	-0.424	-0.017	0.016	-0.008	0.070	0.015	0.059	0.046	-0.056	0.032	0.069	0.050	0.054	-0.037	0.085	-0.054	0.026	0.008	0.085	0.094	-0.018	-0.082	0.064	-0.017	0.005	-0.019	-0.064	-0.082	-0.001	-0.069	0.009	-0.052	-0.007	0.055	0.025	0.046	-0.000	0.022	0.033	0.023	0.027	0.045	0.033	0.028	0.090	-0.042	0.069	-0.001	-0.027	0.017	-0.070	0.010	0.149	0.092	0.110	0.000	0.000	0.060	0.228	0.000	0.000	0.000	0.007	0.107	1.000	0.089	0.046	0.000	0.000	0.000	0.049	0.000	0.000	0.000	0.000	0.434
last_pymnt_amnt	0.472	0.472	0.471	0.035	0.495	0.256	-0.001	0.002	0.053	0.053	0.039	-0.022	-0.001	0.124	-0.003	0.203	0.034	0.182	-0.300	-0.300	0.594	0.595	0.621	0.262	-0.075	-0.149	-0.144	1.000	0.178	0.178	0.010	-0.055	0.211	0.016	0.066	0.048	0.060	-0.036	0.134	-0.040	-0.015	0.010	0.210	0.006	0.204	0.029	0.083	0.079	0.059	0.183	0.108	0.008	-0.007	0.035	0.101	-0.003	-0.013	0.187	-0.012	-0.038	-0.039	-0.017	-0.019	0.075	0.058	0.114	0.160	0.103	0.105	0.155	0.054	0.122	-0.026	0.029	0.038	0.011	0.005	0.216	0.187	0.190	0.118	0.197	0.058	0.066	0.000	0.063	0.069	0.242	0.000	0.010	0.000	0.078	0.200	0.000	0.188	0.000	0.068	0.019	0.035	0.000	0.000	0.000	0.000	0.074	0.062
last_fico_range_high	0.085	0.085	0.086	-0.412	0.059	0.073	-0.067	-0.138	0.440	0.440	-0.115	0.116	0.078	0.007	-0.089	0.075	-0.211	0.031	0.156	0.156	0.110	0.110	0.203	-0.103	-0.206	-0.430	-0.424	0.178	1.000	1.000	0.089	-0.111	0.090	-0.114	-0.057	-0.090	-0.089	0.091	-0.042	-0.113	-0.120	-0.136	0.123	-0.270	0.265	-0.099	0.026	-0.160	-0.150	0.098	0.322	-0.229	-0.031	0.048	0.163	0.096	0.108	0.117	0.091	0.074	0.088	0.080	-0.129	-0.043	-0.104	0.054	0.057	-0.027	0.011	0.036	-0.104	0.006	-0.084	-0.143	0.186	-0.219	-0.032	0.150	0.008	0.286	0.002	0.066	0.178	0.158	0.022	0.065	0.107	0.304	0.046	0.044	0.005	0.105	0.120	0.000	0.132	0.000	0.051	0.045	0.040	0.013	0.039	0.058	0.046	0.075	0.214
last_fico_range_low	0.085	0.085	0.086	-0.412	0.059	0.073	-0.067	-0.138	0.440	0.440	-0.115	0.116	0.078	0.007	-0.089	0.075	-0.211	0.031	0.156	0.156	0.110	0.110	0.203	-0.103	-0.206	-0.430	-0.424	0.178	1.000	1.000	0.089	-0.111	0.090	-0.114	-0.057	-0.090	-0.089	0.091	-0.042	-0.113	-0.120	-0.136	0.123	-0.270	0.265	-0.099	0.026	-0.160	-0.150	0.098	0.322	-0.229	-0.031	0.048	0.163	0.096	0.108	0.117	0.091	0.074	0.088	0.080	-0.129	-0.043	-0.104	0.054	0.057	-0.027	0.011	0.036	-0.104	0.006	-0.084	-0.143	0.186	-0.219	-0.032	0.150	0.008	0.286	0.002	0.073	0.179	0.198	0.026	0.065	0.094	0.322	0.000	0.044	0.027	0.092	0.153	0.000	0.158	0.008	0.055	0.037	0.006	0.000	0.033	0.054	0.000	0.068	0.208
mths_since_last_major_derog	0.011	0.011	0.011	-0.047	0.019	-0.003	-0.016	-0.553	0.065	0.065	-0.006	0.714	0.008	-0.022	0.114	0.013	-0.031	-0.068	0.010	0.010	-0.016	-0.016	0.004	-0.065	-0.072	-0.018	-0.017	0.010	0.089	0.089	1.000	0.064	-0.088	0.002	-0.087	-0.014	0.055	-0.021	-0.062	0.000	0.050	0.133	0.033	-0.066	0.045	0.044	-0.019	0.026	0.142	-0.094	0.033	-0.011	-0.084	-0.024	-0.001	-0.046	-0.054	-0.068	-0.038	0.564	0.006	0.558	-0.033	0.072	0.017	0.093	0.044	-0.089	0.047	-0.000	0.025	-0.019	-0.691	0.069	0.134	0.026	0.016	-0.080	-0.047	0.068	-0.051	0.058	0.000	0.000	0.023	0.076	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.149	0.094	0.199	0.207	0.119	1.000	0.083	0.000	0.000	0.030
tot_coll_amt	-0.080	-0.080	-0.080	0.052	-0.063	-0.030	-0.051	0.036	-0.250	-0.250	0.031	0.065	-0.027	-0.005	0.039	-0.166	-0.092	-0.012	-0.014	-0.014	-0.055	-0.055	-0.052	-0.032	0.024	0.014	0.016	-0.055	-0.111	-0.111	0.064	1.000	-0.042	0.040	0.010	-0.017	-0.004	0.021	-0.007	0.008	0.051	0.072	-0.167	-0.035	-0.140	0.041	-0.016	0.053	0.066	-0.045	-0.043	-0.084	0.006	0.016	-0.030	-0.049	-0.022	-0.040	-0.037	0.062	-0.024	0.072	0.119	-0.046	-0.016	-0.048	-0.053	0.017	-0.002	-0.020	-0.018	-0.004	0.012	0.050	-0.148	-0.081	0.037	-0.044	-0.060	-0.148	0.004	0.001	0.000	0.000	0.000	0.012	0.000	0.000	0.285	0.000	0.000	0.000	0.000	1.000	0.000	0.057	0.000	0.000	0.000	0.000	0.000	0.000	0.285	0.000	0.000
tot_cur_bal	0.334	0.334	0.334	-0.088	0.299	0.515	0.153	0.086	0.145	0.145	0.034	-0.090	0.056	0.358	-0.104	0.402	0.114	0.443	0.038	0.038	0.239	0.239	0.217	0.186	0.021	-0.011	-0.008	0.211	0.090	0.090	-0.088	-0.042	1.000	0.100	0.359	0.198	0.267	-0.199	0.499	0.102	-0.014	-0.024	0.316	0.194	0.369	0.169	0.212	0.187	0.171	0.927	0.146	0.059	0.019	0.225	0.237	0.028	-0.090	0.656	0.026	-0.040	-0.053	-0.032	-0.000	0.099	0.119	0.132	0.191	0.377	0.143	0.212	0.120	0.358	0.034	0.142	-0.029	0.053	-0.040	0.971	0.618	0.299	0.497	0.117	0.025	0.000	0.059	0.280	0.057	0.033	0.000	0.058	0.023	0.051	0.000	1.000	0.000	0.000	0.077	0.000	0.000	0.000	0.000	0.016	0.000	0.000	0.000
open_acc_6m	-0.047	-0.047	-0.047	0.107	-0.031	0.052	0.015	0.008	-0.071	-0.071	0.418	0.037	-0.084	0.277	0.085	-0.079	-0.219	0.236	-0.091	-0.091	-0.024	-0.024	-0.031	-0.029	0.009	0.070	0.070	0.016	-0.114	-0.114	0.002	0.040	0.100	1.000	0.126	0.347	0.258	-0.383	0.157	0.227	0.592	0.472	-0.129	-0.068	0.066	0.165	0.077	0.354	0.546	-0.002	0.121	-0.202	-0.030	0.014	-0.024	-0.671	-0.848	0.071	-0.490	0.073	-0.320	0.059	0.080	0.078	0.153	0.162	0.154	0.149	0.252	0.216	0.146	0.276	0.019	0.714	-0.049	-0.165	0.026	0.104	0.087	0.014	0.104	0.000	0.062	0.081	0.016	0.000	0.053	0.037	0.000	0.000	0.000	0.037	0.189	1.000	0.065	0.000	0.000	0.000	0.000	0.000	0.000	0.067	0.000	0.000	0.081
open_act_il	0.082	0.082	0.082	0.069	0.081	0.248	0.430	0.074	0.011	0.011	0.053	-0.048	0.026	0.457	-0.014	0.062	0.065	0.417	0.024	0.024	0.049	0.049	0.023	0.076	0.025	0.015	0.015	0.066	-0.057	-0.057	-0.087	0.010	0.359	0.126	1.000	0.402	0.546	-0.427	0.768	0.203	-0.010	-0.007	0.046	0.307	0.033	0.212	0.206	0.166	0.263	0.204	-0.026	0.055	0.032	0.185	-0.020	0.016	-0.135	0.060	0.001	-0.023	-0.030	-0.015	0.058	0.038	0.056	0.040	0.040	0.678	0.053	0.058	0.056	0.458	0.037	0.200	-0.058	0.071	-0.020	0.335	0.647	0.018	0.788	0.048	0.000	0.000	0.038	0.068	0.006	0.000	0.000	0.026	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.046	0.000	0.000	0.000	0.000	0.043	0.000
open_il_12m	-0.017	-0.017	-0.017	0.145	-0.003	0.136	0.203	-0.004	-0.016	-0.016	0.149	0.036	0.026	0.172	0.058	-0.073	-0.081	0.220	-0.064	-0.064	-0.006	-0.006	-0.021	-0.003	0.036	0.059	0.059	0.048	-0.090	-0.090	-0.014	-0.017	0.198	0.347	0.402	1.000	0.697	-0.858	0.431	0.408	0.052	0.063	-0.060	0.201	-0.019	0.312	0.165	0.376	0.404	0.141	0.030	-0.082	-0.002	0.028	-0.032	-0.034	-0.366	0.073	-0.045	0.094	-0.165	0.077	0.065	-0.039	-0.033	0.013	0.021	0.364	0.011	0.024	-0.033	0.172	0.012	0.540	-0.011	-0.080	-0.011	0.168	0.328	-0.027	0.353	0.000	0.084	0.121	0.062	0.000	0.043	0.027	0.000	0.000	0.097	0.035	0.211	1.000	0.090	0.000	0.000	0.000	0.063	0.000	0.000	0.000	0.000	0.000	0.000
open_il_24m	-0.001	-0.001	-0.001	0.134	0.011	0.212	0.278	-0.019	0.001	0.001	0.127	0.055	-0.030	0.247	0.057	-0.045	-0.061	0.318	-0.053	-0.053	0.017	0.017	-0.001	0.010	0.016	0.046	0.046	0.060	-0.089	-0.089	0.055	-0.004	0.267	0.258	0.546	0.697	1.000	-0.772	0.561	0.343	0.046	0.076	-0.058	0.222	0.002	0.405	0.254	0.316	0.551	0.191	0.027	-0.067	-0.021	0.046	-0.009	-0.028	-0.271	0.107	-0.046	0.142	-0.116	0.086	0.043	-0.025	-0.006	0.029	0.036	0.519	0.046	0.046	-0.006	0.247	-0.035	0.403	-0.001	-0.059	-0.017	0.240	0.434	-0.021	0.500	0.015	0.079	0.114	0.031	0.029	0.052	0.034	0.000	0.044	0.043	0.000	0.199	1.000	0.111	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
mths_since_rcnt_il	0.026	0.026	0.026	-0.149	0.011	-0.149	-0.216	0.023	-0.004	-0.004	-0.142	-0.042	0.018	-0.163	-0.052	0.082	0.088	-0.193	0.047	0.047	0.019	0.019	0.037	0.010	-0.028	-0.056	-0.056	-0.036	0.091	0.091	-0.021	0.021	-0.199	-0.383	-0.427	-0.858	-0.772	1.000	-0.481	-0.449	-0.046	-0.066	0.066	-0.204	0.020	-0.325	-0.150	-0.329	-0.418	-0.143	-0.034	0.087	0.006	-0.005	0.055	0.030	0.418	-0.051	0.053	-0.106	0.179	-0.090	-0.034	0.044	0.040	-0.012	-0.001	-0.367	-0.004	0.002	0.045	-0.163	0.007	-0.459	-0.010	0.078	0.009	-0.168	-0.348	0.030	-0.392	0.000	0.000	0.000	0.025	0.027	0.019	0.009	0.000	0.000	0.027	0.000	0.072	1.000	0.076	0.000	0.000	0.013	0.000	0.000	0.041	0.000	0.000	0.048	0.000
total_bal_il	0.156	0.156	0.157	0.066	0.149	0.349	0.426	0.063	0.029	0.029	0.065	-0.038	0.014	0.373	-0.016	0.099	0.032	0.418	0.020	0.020	0.115	0.115	0.082	0.123	0.058	0.032	0.032	0.134	-0.042	-0.042	-0.062	-0.007	0.499	0.157	0.768	0.431	0.561	-0.481	1.000	0.395	0.004	0.024	0.086	0.338	0.094	0.259	0.221	0.240	0.297	0.391	0.035	0.010	0.020	0.215	0.017	0.010	-0.163	0.123	-0.011	0.024	-0.060	0.027	0.063	0.038	0.050	0.064	0.074	0.633	0.063	0.080	0.048	0.373	0.051	0.233	-0.041	0.015	-0.024	0.456	0.872	0.072	0.954	0.088	0.015	0.000	0.028	0.102	0.040	0.000	0.000	0.017	0.042	0.015	0.000	1.000	0.000	0.000	0.058	0.000	0.000	0.000	0.000	0.000	0.000	0.076	0.000
il_util	-0.102	-0.102	-0.102	0.172	-0.091	-0.103	-0.065	-0.024	-0.128	-0.128	0.102	0.043	0.003	0.050	0.016	-0.175	-0.072	0.053	-0.095	-0.095	-0.038	-0.038	-0.056	-0.006	0.024	0.069	0.069	-0.040	-0.113	-0.113	0.000	0.008	0.102	0.227	0.203	0.408	0.343	-0.449	0.395	1.000	0.087	0.104	-0.149	0.537	-0.158	0.165	0.021	0.210	0.250	0.081	-0.048	-0.066	-0.029	-0.030	-0.145	-0.068	-0.232	-0.042	-0.066	0.080	-0.094	0.064	0.071	-0.080	-0.071	-0.066	-0.077	0.181	-0.061	-0.077	-0.075	0.051	0.013	0.284	-0.020	-0.075	-0.025	-0.003	0.233	-0.151	0.130	0.000	0.056	0.048	0.026	0.040	0.099	0.037	0.000	0.000	0.000	0.049	0.000	1.000	0.000	0.041	0.000	0.000	0.008	0.000	0.000	0.000	0.000	0.082	0.000
open_rv_12m	-0.049	-0.049	-0.049	0.115	-0.030	-0.017	-0.017	-0.025	-0.135	-0.135	0.295	0.058	-0.095	0.332	0.098	-0.009	-0.206	0.192	-0.068	-0.068	-0.012	-0.012	-0.025	0.012	-0.022	0.050	0.050	-0.015	-0.120	-0.120	0.050	0.051	-0.014	0.592	-0.010	0.052	0.046	-0.046	0.004	0.087	1.000	0.758	-0.091	-0.145	0.128	0.098	0.021	0.333	0.616	-0.145	0.146	-0.173	-0.009	-0.049	-0.054	-0.830	-0.588	-0.008	-0.683	0.085	-0.203	0.066	0.071	0.226	0.319	0.301	0.245	-0.013	0.410	0.310	0.314	0.331	-0.010	0.804	-0.028	-0.145	0.045	0.007	-0.021	0.072	-0.027	0.000	0.040	0.067	0.000	0.023	0.047	0.000	0.000	0.028	0.000	0.006	0.049	1.000	0.000	0.000	0.039	0.000	0.026	0.000	0.000	0.084	0.000	0.000	0.000
open_rv_24m	-0.045	-0.045	-0.045	0.144	-0.022	-0.002	-0.010	-0.052	-0.162	-0.162	0.272	0.105	-0.187	0.415	0.120	0.012	-0.226	0.248	-0.083	-0.083	0.005	0.005	-0.010	0.027	-0.021	0.054	0.054	0.010	-0.136	-0.136	0.133	0.072	-0.024	0.472	-0.007	0.063	0.076	-0.066	0.024	0.104	0.758	1.000	-0.106	-0.155	0.157	0.141	0.031	0.313	0.813	-0.190	0.164	-0.183	-0.032	-0.047	-0.090	-0.687	-0.475	-0.026	-0.631	0.188	-0.162	0.115	0.081	0.298	0.412	0.369	0.314	-0.010	0.516	0.398	0.407	0.414	-0.033	0.632	-0.017	-0.145	0.045	-0.001	0.001	0.085	-0.013	0.000	0.059	0.066	0.000	0.000	0.063	0.020	0.000	0.000	0.000	0.034	0.045	1.000	0.000	0.037	0.046	0.000	0.000	0.000	0.000	0.098	0.000	0.000	0.000
max_bal_bc	0.387	0.387	0.388	-0.077	0.366	0.337	0.180	-0.055	0.088	0.088	-0.099	0.005	0.054	0.194	-0.111	0.784	0.386	0.177	0.170	0.170	0.247	0.248	0.217	0.251	-0.002	-0.037	-0.037	0.210	0.123	0.123	0.033	-0.167	0.316	-0.129	0.046	-0.060	-0.058	0.066	0.086	-0.149	-0.091	-0.106	1.000	0.150	0.565	-0.106	-0.020	-0.112	-0.105	0.272	0.213	0.384	-0.013	0.139	0.263	0.111	0.126	0.205	0.075	-0.023	0.104	-0.036	-0.146	0.311	0.208	0.291	0.277	0.045	0.176	0.194	0.206	0.195	-0.082	-0.105	0.130	0.306	-0.026	0.337	0.375	0.653	0.138	0.071	0.000	0.000	0.042	0.064	0.036	0.000	0.000	0.021	0.031	0.027	0.141	1.000	0.258	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.089	0.000
all_util	0.011	0.011	0.011	0.341	0.040	0.042	0.218	0.035	-0.393	-0.393	-0.039	-0.026	-0.006	-0.040	-0.034	0.195	0.689	-0.001	-0.050	-0.050	0.058	0.058	0.005	0.174	0.068	0.085	0.085	0.006	-0.270	-0.270	-0.066	-0.035	0.194	-0.068	0.307	0.201	0.222	-0.204	0.338	0.537	-0.145	-0.155	0.150	1.000	-0.292	0.064	0.029	0.035	-0.019	0.230	-0.530	0.608	0.018	0.057	-0.062	0.152	0.058	0.019	0.145	0.004	0.036	0.018	0.084	0.008	0.017	-0.171	-0.172	0.214	-0.221	-0.196	0.023	-0.041	0.029	-0.019	-0.090	0.514	-0.008	0.045	0.372	-0.275	0.238	0.037	0.139	0.123	0.006	0.023	0.131	0.056	0.000	0.037	0.011	0.044	0.039	1.000	0.037	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
total_rev_hi_lim	0.417	0.417	0.417	-0.257	0.375	0.396	0.155	-0.057	0.377	0.377	-0.007	-0.020	0.052	0.541	-0.139	0.729	-0.183	0.426	0.134	0.134	0.246	0.246	0.235	0.155	-0.042	-0.056	-0.054	0.204	0.265	0.265	0.045	-0.140	0.369	0.066	0.033	-0.019	0.002	0.020	0.094	-0.158	0.128	0.157	0.565	-0.292	1.000	-0.033	0.109	-0.003	0.133	0.192	0.689	-0.232	0.015	0.129	0.351	-0.089	-0.047	0.278	-0.124	-0.008	0.015	-0.054	-0.193	0.439	0.436	0.579	0.512	0.075	0.595	0.527	0.436	0.542	-0.079	0.092	0.223	-0.174	-0.020	0.486	0.385	0.881	0.139	0.057	0.093	0.068	0.028	0.100	0.022	0.046	0.000	0.000	0.000	0.065	0.000	1.000	0.078	0.000	0.074	0.000	0.000	0.000	0.000	0.052	0.000	0.036	0.000
inq_fi	-0.010	-0.010	-0.010	0.118	0.002	0.121	0.091	0.010	-0.048	-0.048	0.186	0.022	-0.126	0.133	0.081	-0.085	-0.102	0.157	0.005	0.005	-0.030	-0.030	-0.041	-0.004	0.028	0.026	0.026	0.029	-0.099	-0.099	0.044	0.041	0.169	0.165	0.212	0.312	0.405	-0.325	0.259	0.165	0.098	0.141	-0.106	0.064	-0.033	1.000	0.101	0.485	0.328	0.130	0.034	-0.109	-0.018	0.006	-0.036	-0.072	-0.166	0.102	-0.086	0.120	-0.207	0.062	0.075	0.004	0.008	0.038	0.046	0.216	0.062	0.044	0.015	0.135	-0.022	0.260	-0.042	-0.104	0.035	0.153	0.176	-0.042	0.228	0.034	0.070	0.089	0.000	0.041	0.024	0.056	0.000	0.068	0.000	0.000	0.105	1.000	0.045	0.017	0.018	0.000	0.000	0.000	0.000	0.193	0.000	0.008	0.000
total_cu_tl	0.092	0.092	0.092	-0.005	0.076	0.128	0.137	0.021	0.041	0.041	0.039	-0.001	-0.005	0.150	0.003	0.080	-0.026	0.279	0.030	0.030	0.030	0.030	0.019	0.011	0.003	0.008	0.008	0.083	0.026	0.026	-0.019	-0.016	0.212	0.077	0.206	0.165	0.254	-0.150	0.221	0.021	0.021	0.031	-0.020	0.029	0.109	0.101	1.000	0.109	0.176	0.176	0.023	-0.047	-0.020	0.116	0.090	-0.018	-0.070	0.196	-0.007	0.029	-0.054	-0.016	0.004	-0.092	0.012	-0.046	0.042	0.323	0.076	0.143	0.018	0.150	-0.001	0.120	-0.012	-0.027	-0.039	0.215	0.209	-0.006	0.225	0.063	0.000	0.000	0.000	0.067	0.030	0.000	0.000	0.030	0.113	0.035	0.079	1.000	0.056	0.000	0.068	0.000	0.088	0.000	0.000	0.000	0.000	0.000	0.000
inq_last_12m	0.019	0.019	0.019	0.162	0.041	0.122	0.058	0.059	-0.145	-0.145	0.526	0.007	-0.104	0.195	0.125	-0.072	-0.129	0.215	-0.068	-0.068	0.036	0.036	0.014	0.052	0.028	0.085	0.085	0.079	-0.160	-0.160	0.026	0.053	0.187	0.354	0.166	0.376	0.316	-0.329	0.240	0.210	0.333	0.313	-0.112	0.035	-0.003	0.485	0.109	1.000	0.439	0.123	0.037	-0.119	-0.020	0.011	-0.046	-0.268	-0.355	0.130	-0.224	0.074	-0.662	0.023	0.106	0.032	0.084	0.095	0.107	0.193	0.147	0.141	0.080	0.194	0.036	0.511	-0.077	-0.115	0.018	0.172	0.171	-0.040	0.192	0.026	0.077	0.115	0.000	0.090	0.061	0.055	0.000	0.009	0.103	0.039	0.078	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.133	0.000	0.000	0.000
acc_open_past_24mths	-0.018	-0.018	-0.018	0.167	0.002	0.118	0.139	-0.057	-0.114	-0.114	0.279	0.137	-0.069	0.469	0.116	-0.025	-0.239	0.398	-0.062	-0.062	-0.019	-0.019	-0.040	-0.004	0.008	0.092	0.094	0.059	-0.150	-0.150	0.142	0.066	0.171	0.546	0.263	0.404	0.551	-0.418	0.297	0.250	0.616	0.813	-0.105	-0.019	0.133	0.328	0.176	0.439	1.000	0.001	0.148	-0.202	-0.032	-0.008	-0.064	-0.531	-0.543	0.095	-0.496	0.162	-0.191	0.143	0.077	0.198	0.307	0.283	0.261	0.278	0.427	0.347	0.301	0.467	-0.046	0.751	0.000	-0.175	0.016	0.176	0.216	0.044	0.240	0.000	0.077	0.082	0.000	0.037	0.075	0.046	0.000	0.021	0.000	0.038	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.042	0.000	0.000	0.000
avg_cur_bal	0.282	0.282	0.282	-0.088	0.248	0.441	0.057	0.069	0.136	0.136	-0.017	-0.074	0.039	0.017	-0.095	0.285	0.179	0.214	0.031	0.031	0.204	0.204	0.188	0.149	0.023	-0.019	-0.018	0.183	0.098	0.098	-0.094	-0.045	0.927	-0.002	0.204	0.141	0.191	-0.143	0.391	0.081	-0.145	-0.190	0.272	0.230	0.192	0.130	0.176	0.123	0.001	1.000	0.028	0.113	0.018	0.192	0.197	0.139	0.003	0.636	0.134	-0.034	-0.021	-0.013	0.000	-0.108	-0.130	-0.107	0.001	0.261	-0.158	-0.017	-0.129	0.016	0.037	0.011	-0.046	0.091	-0.036	0.877	0.482	0.161	0.383	0.090	0.030	0.017	0.022	0.178	0.047	0.000	0.000	0.063	0.028	0.056	0.000	1.000	0.000	0.000	0.089	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
bc_open_to_buy	0.220	0.220	0.221	-0.386	0.177	0.222	-0.056	-0.071	0.501	0.501	0.020	0.020	0.006	0.334	-0.073	0.201	-0.610	0.236	0.143	0.143	0.070	0.070	0.096	-0.053	-0.053	-0.085	-0.082	0.108	0.322	0.322	0.033	-0.043	0.146	0.121	-0.026	0.030	0.027	-0.034	0.035	-0.048	0.146	0.164	0.213	-0.530	0.689	0.034	0.023	0.037	0.148	0.028	1.000	-0.746	-0.005	0.019	0.177	-0.126	-0.100	0.113	-0.240	0.006	-0.039	0.005	-0.129	0.293	0.133	0.541	0.431	0.006	0.395	0.324	0.137	0.336	-0.061	0.133	0.177	-0.638	-0.013	0.273	0.129	0.774	0.052	0.010	0.133	0.114	0.000	0.036	0.071	0.041	0.000	0.015	0.000	0.080	0.023	1.000	0.000	0.000	0.008	0.062	0.000	0.000	0.000	0.021	0.000	0.051	0.099
bc_util	0.044	0.044	0.044	0.320	0.074	0.005	0.182	0.025	-0.441	-0.441	-0.085	-0.031	0.024	-0.117	-0.040	0.345	0.864	-0.086	-0.086	-0.086	0.121	0.121	0.078	0.222	0.032	0.068	0.064	0.008	-0.229	-0.229	-0.011	-0.084	0.059	-0.202	0.055	-0.082	-0.067	0.087	0.010	-0.066	-0.173	-0.183	0.384	0.608	-0.232	-0.109	-0.047	-0.119	-0.202	0.113	-0.746	1.000	-0.006	0.055	0.009	0.173	0.177	0.018	0.223	-0.020	0.109	-0.035	0.013	0.070	0.126	-0.196	-0.151	-0.000	-0.166	-0.123	0.126	-0.118	0.006	-0.195	-0.052	0.864	0.000	-0.040	0.118	-0.251	0.018	0.042	0.134	0.119	0.020	0.029	0.107	0.043	0.000	0.060	0.060	0.102	0.046	1.000	0.021	0.000	0.039	0.000	0.000	0.000	0.000	0.011	0.000	0.030	0.031
delinq_amnt	-0.023	-0.023	-0.023	0.005	-0.024	0.022	0.025	0.110	-0.019	-0.019	-0.030	-0.128	NaN	0.010	-0.024	0.018	0.006	0.009	-0.019	-0.019	-0.013	-0.013	-0.010	-0.011	-0.012	-0.017	-0.017	-0.007	-0.031	-0.031	-0.084	0.006	0.019	-0.030	0.032	-0.002	-0.021	0.006	0.020	-0.029	-0.009	-0.032	-0.013	0.018	0.015	-0.018	-0.020	-0.020	-0.032	0.018	-0.005	-0.006	1.000	0.023	0.033	0.004	0.012	0.024	0.017	-0.074	0.014	-0.077	-0.005	0.004	0.003	-0.010	0.002	0.010	-0.006	0.005	0.003	-0.003	0.035	-0.004	-0.044	0.009	-0.009	0.025	0.028	0.002	0.036	0.000	0.000	0.000	0.000	0.000	0.015	0.000	0.000	0.000	0.061	0.000	0.000	0.000	0.000	0.000	0.000	0.425	0.000	0.000	0.338	0.000	0.000	0.000	0.065
mo_sin_old_il_acct	0.107	0.107	0.107	-0.104	0.091	0.216	0.043	0.100	0.028	0.028	0.004	-0.036	-0.149	0.135	0.053	0.163	0.067	0.353	0.023	0.023	0.081	0.081	0.077	0.056	0.011	0.001	0.005	0.035	0.048	0.048	-0.024	0.016	0.225	0.014	0.185	0.028	0.046	-0.005	0.215	-0.030	-0.049	-0.047	0.139	0.057	0.129	0.006	0.116	0.011	-0.008	0.192	0.019	0.055	0.023	1.000	0.288	0.035	0.016	0.209	0.043	-0.004	-0.007	-0.021	0.110	0.027	0.050	0.034	0.127	0.433	0.048	0.148	0.046	0.133	0.045	-0.007	-0.143	0.059	0.045	0.231	0.247	0.100	0.227	0.038	0.036	0.042	0.046	0.087	0.011	0.000	0.005	0.000	0.020	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.028	0.000	0.000	0.000	0.005	0.000	0.000
mo_sin_old_rev_tl_op	0.207	0.207	0.207	-0.172	0.177	0.248	0.070	0.132	0.141	0.141	-0.027	-0.092	-0.174	0.184	0.036	0.328	0.030	0.359	0.006	0.006	0.187	0.187	0.186	0.110	0.005	-0.023	-0.019	0.101	0.163	0.163	-0.001	-0.030	0.237	-0.024	-0.020	-0.032	-0.009	0.055	0.017	-0.145	-0.054	-0.090	0.263	-0.062	0.351	-0.036	0.090	-0.046	-0.064	0.197	0.177	0.009	0.033	0.288	1.000	0.035	0.031	0.370	0.068	-0.007	-0.002	-0.041	0.091	0.127	0.162	0.173	0.374	0.049	0.214	0.422	0.164	0.181	0.055	-0.043	-0.142	0.032	0.004	0.284	0.155	0.307	0.046	0.073	0.055	0.037	0.087	0.135	0.045	0.033	0.000	0.000	0.000	0.026	0.044	1.000	0.033	0.000	0.000	0.032	0.072	0.000	0.012	0.000	0.000	0.000	0.000
mo_sin_rcnt_rev_tl_op	0.054	0.054	0.053	-0.118	0.037	0.031	0.004	0.030	0.113	0.113	-0.309	-0.065	0.021	-0.276	-0.094	0.035	0.207	-0.176	0.073	0.073	0.012	0.012	0.021	0.000	-0.012	-0.060	-0.064	-0.003	0.096	0.096	-0.046	-0.049	0.028	-0.671	0.016	-0.034	-0.028	0.030	0.010	-0.068	-0.830	-0.687	0.111	0.152	-0.089	-0.072	-0.018	-0.268	-0.531	0.139	-0.126	0.173	0.004	0.035	0.035	1.000	0.758	0.008	0.704	-0.074	0.232	-0.068	-0.074	-0.170	-0.268	-0.224	-0.195	-0.003	-0.347	-0.271	-0.262	-0.274	0.015	-0.648	0.027	0.150	-0.024	0.012	0.034	-0.028	0.020	0.000	0.009	0.000	0.000	0.010	0.030	0.000	0.000	0.003	0.000	0.031	0.000	1.000	0.006	0.000	0.016	0.018	0.000	0.049	0.027	0.000	0.000	0.000	0.000
mo_sin_rcnt_tl	0.043	0.043	0.043	-0.133	0.027	-0.056	-0.047	0.018	0.075	0.075	-0.339	-0.061	0.004	-0.252	-0.083	0.080	0.207	-0.210	0.066	0.066	0.025	0.025	0.037	0.013	-0.018	-0.081	-0.082	-0.013	0.108	0.108	-0.054	-0.022	-0.090	-0.848	-0.135	-0.366	-0.271	0.418	-0.163	-0.232	-0.588	-0.475	0.126	0.058	-0.047	-0.166	-0.070	-0.355	-0.543	0.003	-0.100	0.177	0.012	0.016	0.031	0.758	1.000	-0.059	0.509	-0.062	0.328	-0.075	-0.069	-0.074	-0.152	-0.131	-0.125	-0.147	-0.231	-0.188	-0.145	-0.250	0.010	-0.710	0.033	0.154	-0.016	-0.090	-0.095	0.010	-0.120	0.014	0.041	0.013	0.016	0.017	0.045	0.006	0.000	0.027	0.000	0.025	0.000	1.000	0.000	0.000	0.023	0.032	0.000	0.048	0.000	0.000	0.000	0.000	0.000
mort_acc	0.245	0.245	0.245	-0.118	0.210	0.345	-0.005	0.103	0.103	0.103	0.025	-0.068	-0.090	0.183	-0.011	0.268	0.041	0.416	-0.030	-0.030	0.224	0.224	0.216	0.142	-0.018	-0.003	-0.001	0.187	0.117	0.117	-0.068	-0.040	0.656	0.071	0.060	0.073	0.107	-0.051	0.123	-0.042	-0.008	-0.026	0.205	0.019	0.278	0.102	0.196	0.130	0.095	0.636	0.113	0.018	0.024	0.209	0.370	0.008	-0.059	1.000	0.041	-0.059	-0.043	-0.050	0.090	0.025	0.061	0.078	0.228	0.180	0.117	0.275	0.060	0.180	0.058	0.081	-0.102	0.023	-0.023	0.665	0.228	0.212	0.146	0.103	0.050	0.052	0.073	0.292	0.046	0.028	0.000	0.014	0.052	0.000	0.094	1.000	0.098	0.000	0.056	0.160	0.000	0.499	0.040	0.020	0.000	0.000	0.000
mths_since_recent_bc	0.032	0.032	0.032	-0.093	0.015	0.007	-0.003	0.043	0.073	0.073	-0.219	-0.072	0.014	-0.264	-0.041	-0.003	0.188	-0.151	0.039	0.039	0.015	0.015	0.025	0.003	-0.031	-0.066	-0.069	-0.012	0.091	0.091	-0.038	-0.037	0.026	-0.490	0.001	-0.045	-0.046	0.053	-0.011	-0.066	-0.683	-0.631	0.075	0.145	-0.124	-0.086	-0.007	-0.224	-0.496	0.134	-0.240	0.223	0.017	0.043	0.068	0.704	0.509	0.041	1.000	-0.076	0.137	-0.071	-0.064	-0.311	-0.264	-0.378	-0.277	-0.011	-0.329	-0.236	-0.258	-0.265	0.010	-0.537	0.009	0.186	-0.013	0.007	0.004	-0.142	0.003	0.030	0.009	0.000	0.000	0.009	0.047	0.030	0.000	0.009	0.000	0.036	0.000	1.000	0.064	0.000	0.030	0.056	0.030	0.136	0.030	0.012	0.000	0.000	0.020
mths_since_recent_bc_dlq	-0.057	-0.057	-0.056	-0.053	-0.062	-0.047	0.015	-0.650	0.068	0.068	0.068	0.764	-0.161	-0.015	0.103	-0.020	-0.026	0.005	-0.008	-0.008	-0.042	-0.042	-0.033	-0.059	-0.099	0.009	0.009	-0.038	0.074	0.074	0.564	0.062	-0.040	0.073	-0.023	0.094	0.142	-0.106	0.024	0.080	0.085	0.188	-0.023	0.004	-0.008	0.120	0.029	0.074	0.162	-0.034	0.006	-0.020	-0.074	-0.004	-0.007	-0.074	-0.062	-0.059	-0.076	1.000	-0.013	0.899	0.239	-0.003	0.003	0.001	0.053	-0.012	0.012	0.028	-0.000	-0.013	-0.222	0.121	0.094	0.005	-0.004	-0.051	-0.005	-0.019	-0.013	0.033	0.000	0.000	0.028	0.064	0.000	0.022	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.062	0.098	0.185	0.098	1.000	0.152	0.075	0.000	0.000	0.039
mths_since_recent_inq	0.007	0.007	0.008	-0.144	-0.004	-0.064	0.018	-0.042	0.061	0.061	-0.687	0.014	0.033	-0.089	-0.062	0.080	0.114	-0.113	0.034	0.034	0.004	0.004	0.020	-0.011	-0.014	-0.049	-0.052	-0.039	0.088	0.088	0.006	-0.024	-0.053	-0.320	-0.030	-0.165	-0.116	0.179	-0.060	-0.094	-0.203	-0.162	0.104	0.036	0.015	-0.207	-0.054	-0.662	-0.191	-0.021	-0.039	0.109	0.014	-0.007	-0.002	0.232	0.328	-0.043	0.137	-0.013	1.000	-0.014	-0.067	-0.000	-0.028	-0.040	-0.071	-0.085	-0.079	-0.086	-0.025	-0.087	-0.043	-0.278	0.057	0.105	0.002	-0.052	-0.040	0.036	-0.055	0.000	0.055	0.035	0.023	0.039	0.040	0.008	0.000	0.000	0.000	0.011	0.000	1.000	0.000	0.000	0.032	0.000	0.000	0.030	0.000	0.035	0.000	0.032	0.011
mths_since_recent_revol_delinq	-0.031	-0.031	-0.031	-0.047	-0.035	-0.046	0.011	-0.710	0.073	0.073	0.053	0.848	-0.128	-0.042	0.089	-0.057	-0.013	-0.012	0.019	0.019	-0.049	-0.049	-0.035	-0.070	-0.071	-0.010	-0.007	-0.017	0.080	0.080	0.558	0.072	-0.032	0.059	-0.015	0.077	0.086	-0.090	0.027	0.064	0.066	0.115	-0.036	0.018	-0.054	0.062	-0.016	0.023	0.143	-0.013	0.005	-0.035	-0.077	-0.021	-0.041	-0.068	-0.075	-0.050	-0.071	0.899	-0.014	1.000	0.235	0.018	-0.018	0.012	0.033	0.014	-0.040	-0.029	-0.023	-0.041	-0.204	0.125	0.095	-0.025	-0.024	-0.047	-0.001	-0.038	0.017	0.000	0.000	0.000	0.043	0.039	0.000	0.000	0.000	0.000	0.005	0.039	0.000	1.000	0.000	0.039	0.073	0.175	0.078	1.000	0.151	0.058	0.000	0.073	0.000
num_accts_ever_120_pd	-0.073	-0.073	-0.074	0.078	-0.061	0.052	-0.077	0.209	-0.293	-0.293	0.058	0.089	-0.173	-0.003	0.001	-0.147	0.006	0.119	-0.031	-0.031	-0.039	-0.039	-0.041	-0.018	0.039	0.050	0.055	-0.019	-0.129	-0.129	-0.033	0.119	-0.000	0.080	0.058	0.065	0.043	-0.034	0.063	0.071	0.071	0.081	-0.146	0.084	-0.193	0.075	0.004	0.106	0.077	0.000	-0.129	0.013	-0.005	0.110	0.091	-0.074	-0.069	0.090	-0.064	0.239	-0.067	0.235	1.000	-0.033	0.002	-0.073	0.058	0.091	-0.023	0.066	0.006	-0.004	0.337	0.084	-0.592	0.002	0.028	-0.023	-0.009	-0.195	0.038	0.032	0.015	0.036	0.025	0.000	0.000	0.000	0.020	0.010	0.059	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.110	0.000	0.000	0.000	0.020	0.000	0.000
num_actv_bc_tl	0.191	0.191	0.191	0.034	0.196	0.184	0.168	-0.025	-0.089	-0.089	0.033	0.027	-0.012	0.543	-0.066	0.492	0.133	0.286	0.033	0.033	0.152	0.152	0.124	0.175	-0.009	0.023	0.025	0.075	-0.043	-0.043	0.072	-0.046	0.099	0.078	0.038	-0.039	-0.025	0.044	0.038	-0.080	0.226	0.298	0.311	0.008	0.439	0.004	-0.092	0.032	0.198	-0.108	0.293	0.070	0.004	0.027	0.127	-0.170	-0.074	0.025	-0.311	-0.003	-0.000	0.018	-0.033	1.000	0.800	0.836	0.595	-0.020	0.639	0.440	0.795	0.544	-0.035	0.131	0.076	0.083	0.019	0.132	0.196	0.522	0.038	0.041	0.000	0.026	0.026	0.019	0.015	0.026	0.000	0.030	0.004	0.027	0.000	1.000	0.000	0.000	0.045	0.000	0.000	0.000	0.000	0.018	0.000	0.025	0.000
num_actv_rev_tl	0.153	0.153	0.153	0.108	0.162	0.137	0.251	0.026	-0.166	-0.166	0.078	-0.011	-0.006	0.668	-0.015	0.503	0.133	0.396	0.001	0.001	0.144	0.144	0.107	0.193	0.001	0.043	0.046	0.058	-0.104	-0.104	0.017	-0.016	0.119	0.153	0.056	-0.033	-0.006	0.040	0.050	-0.071	0.319	0.412	0.208	0.017	0.436	0.008	0.012	0.084	0.307	-0.130	0.133	0.126	0.003	0.050	0.162	-0.268	-0.152	0.061	-0.264	0.003	-0.028	-0.018	0.002	0.800	1.000	0.654	0.499	0.016	0.784	0.577	0.990	0.667	0.007	0.222	0.024	0.138	0.024	0.146	0.200	0.326	0.039	0.044	0.063	0.099	0.052	0.033	0.039	0.060	0.075	0.036	0.010	0.043	0.000	1.000	0.000	0.000	0.036	0.000	0.000	0.000	0.000	0.000	0.075	0.000	0.031
num_bc_sats	0.222	0.222	0.222	-0.069	0.214	0.225	0.114	-0.036	0.077	0.077	0.078	0.030	-0.005	0.648	-0.058	0.425	-0.115	0.393	0.043	0.043	0.150	0.150	0.135	0.119	-0.027	-0.002	-0.000	0.114	0.054	0.054	0.093	-0.048	0.132	0.162	0.040	0.013	0.029	-0.012	0.064	-0.066	0.301	0.369	0.291	-0.171	0.579	0.038	-0.046	0.095	0.283	-0.107	0.541	-0.196	-0.010	0.034	0.173	-0.224	-0.131	0.078	-0.378	0.001	-0.040	0.012	-0.073	0.836	0.654	1.000	0.740	0.016	0.758	0.568	0.648	0.649	-0.051	0.210	0.113	-0.137	0.010	0.202	0.200	0.657	0.062	0.053	0.019	0.000	0.029	0.027	0.000	0.105	0.000	0.019	0.026	0.000	0.000	1.000	0.000	0.019	0.046	0.000	0.000	0.000	0.011	0.000	0.000	0.015	0.000
num_bc_tl	0.222	0.222	0.222	-0.113	0.211	0.254	0.091	0.040	0.049	0.049	0.112	-0.002	-0.188	0.558	0.013	0.383	-0.098	0.625	-0.071	-0.071	0.219	0.219	0.212	0.129	-0.020	0.021	0.022	0.160	0.057	0.057	0.044	-0.053	0.191	0.154	0.040	0.021	0.036	-0.001	0.074	-0.077	0.245	0.314	0.277	-0.172	0.512	0.046	0.042	0.107	0.261	0.001	0.431	-0.151	0.002	0.127	0.374	-0.195	-0.125	0.228	-0.277	0.053	-0.071	0.033	0.058	0.595	0.499	0.740	1.000	0.087	0.645	0.825	0.499	0.556	0.014	0.191	-0.013	-0.094	0.021	0.257	0.194	0.536	0.074	0.045	0.040	0.014	0.036	0.075	0.002	0.062	0.000	0.011	0.000	0.025	0.065	1.000	0.029	0.000	0.066	0.000	0.058	0.000	0.000	0.000	0.000	0.037	0.029
num_il_tl	0.110	0.110	0.110	0.001	0.095	0.270	0.271	0.078	0.024	0.024	0.092	-0.026	-0.054	0.388	-0.010	0.075	0.013	0.662	-0.015	-0.015	0.081	0.081	0.068	0.063	0.021	0.030	0.033	0.103	-0.027	-0.027	-0.089	0.017	0.377	0.149	0.678	0.364	0.519	-0.367	0.633	0.181	-0.013	-0.010	0.045	0.214	0.075	0.216	0.323	0.193	0.278	0.261	0.006	-0.000	0.010	0.433	0.049	-0.003	-0.147	0.180	-0.011	-0.012	-0.085	0.014	0.091	-0.020	0.016	0.016	0.087	1.000	0.067	0.133	0.015	0.387	0.053	0.210	-0.063	0.001	-0.019	0.358	0.573	0.024	0.638	0.080	0.008	0.006	0.017	0.081	0.023	0.052	0.000	0.028	0.070	0.037	0.000	1.000	0.000	0.000	0.000	0.000	0.030	0.000	0.000	0.000	0.000	0.018	0.000
num_op_rev_tl	0.178	0.178	0.178	-0.026	0.174	0.166	0.186	0.021	0.033	0.033	0.129	-0.021	0.024	0.849	0.007	0.404	-0.200	0.567	-0.001	-0.001	0.146	0.146	0.129	0.122	-0.027	0.019	0.023	0.105	0.011	0.011	0.047	-0.002	0.143	0.252	0.053	0.011	0.046	-0.004	0.063	-0.061	0.410	0.516	0.176	-0.221	0.595	0.062	0.076	0.147	0.427	-0.158	0.395	-0.166	-0.006	0.048	0.214	-0.347	-0.231	0.117	-0.329	0.012	-0.079	-0.040	-0.023	0.639	0.784	0.758	0.645	0.067	1.000	0.789	0.784	0.849	-0.020	0.318	0.069	-0.114	0.002	0.215	0.192	0.463	0.066	0.045	0.000	0.031	0.033	0.060	0.025	0.000	0.016	0.026	0.000	0.000	0.000	1.000	0.000	0.000	0.029	0.000	0.000	0.000	0.000	0.000	0.016	0.012	0.016
num_rev_accts	0.202	0.202	0.202	-0.082	0.193	0.213	0.151	0.096	0.024	0.024	0.139	-0.060	-0.148	0.686	0.048	0.373	-0.153	0.766	-0.073	-0.073	0.209	0.209	0.199	0.134	-0.021	0.024	0.027	0.155	0.036	0.036	-0.000	-0.020	0.212	0.216	0.058	0.024	0.046	0.002	0.080	-0.077	0.310	0.398	0.194	-0.196	0.527	0.044	0.143	0.141	0.347	-0.017	0.324	-0.123	0.005	0.148	0.422	-0.271	-0.188	0.275	-0.236	0.028	-0.086	-0.029	0.066	0.440	0.577	0.568	0.825	0.133	0.789	1.000	0.576	0.683	0.036	0.259	-0.048	-0.072	0.006	0.281	0.198	0.395	0.086	0.052	0.036	0.039	0.052	0.095	0.017	0.046	0.013	0.018	0.000	0.027	0.000	1.000	0.000	0.000	0.058	0.000	0.025	0.000	0.000	0.000	0.013	0.000	0.015
num_rev_tl_bal_gt_0	0.151	0.151	0.151	0.103	0.159	0.136	0.249	0.024	-0.160	-0.160	0.067	-0.018	-0.001	0.668	-0.020	0.504	0.135	0.395	-0.000	-0.000	0.141	0.141	0.105	0.189	0.002	0.042	0.045	0.054	-0.104	-0.104	0.025	-0.018	0.120	0.146	0.056	-0.033	-0.006	0.045	0.048	-0.075	0.314	0.407	0.206	0.023	0.436	0.015	0.018	0.080	0.301	-0.129	0.137	0.126	0.003	0.046	0.164	-0.262	-0.145	0.060	-0.258	-0.000	-0.025	-0.023	0.006	0.795	0.990	0.648	0.499	0.015	0.784	0.576	1.000	0.668	-0.003	0.218	0.027	0.139	0.026	0.147	0.201	0.327	0.039	0.040	0.066	0.100	0.046	0.034	0.016	0.040	0.050	0.031	0.000	0.050	0.000	1.000	0.000	0.000	0.043	0.000	0.000	0.000	0.000	0.000	0.050	0.000	0.028
num_sats	0.201	0.201	0.201	-0.023	0.192	0.272	0.307	0.058	0.066	0.066	0.135	-0.052	0.046	0.999	-0.038	0.393	-0.133	0.715	0.003	0.003	0.158	0.158	0.135	0.142	-0.008	0.028	0.033	0.122	0.006	0.006	-0.019	-0.004	0.358	0.276	0.458	0.172	0.247	-0.163	0.373	0.051	0.331	0.414	0.195	-0.041	0.542	0.135	0.150	0.194	0.467	0.016	0.336	-0.118	-0.003	0.133	0.181	-0.274	-0.250	0.180	-0.265	-0.013	-0.087	-0.041	-0.004	0.544	0.667	0.649	0.556	0.387	0.849	0.683	0.668	1.000	0.007	0.353	0.043	-0.078	-0.019	0.409	0.472	0.423	0.388	0.077	0.011	0.026	0.000	0.084	0.008	0.000	0.000	0.016	0.000	0.021	0.000	1.000	0.000	0.000	0.015	0.000	0.000	0.000	0.000	0.008	0.000	0.000	0.000
num_tl_90g_dpd_24m	-0.018	-0.018	-0.018	0.058	-0.016	0.022	-0.014	0.518	-0.150	-0.150	0.031	-0.356	-0.039	0.009	-0.036	-0.062	0.002	0.066	-0.006	-0.006	-0.005	-0.005	-0.018	0.030	0.051	0.026	0.028	-0.026	-0.084	-0.084	-0.691	0.012	0.034	0.019	0.037	0.012	-0.035	0.007	0.051	0.013	-0.010	-0.033	-0.082	0.029	-0.079	-0.022	-0.001	0.036	-0.046	0.037	-0.061	0.006	0.035	0.045	0.055	0.015	0.010	0.058	0.010	-0.222	-0.043	-0.204	0.337	-0.035	0.007	-0.051	0.014	0.053	-0.020	0.036	-0.003	0.007	1.000	-0.024	-0.265	-0.003	-0.014	0.026	0.017	-0.098	0.041	0.018	0.000	0.000	0.003	0.000	0.000	0.046	0.000	0.000	0.000	0.000	0.000	1.000	0.047	0.000	0.000	0.000	0.297	0.000	0.000	0.000	0.000	0.000	0.028
num_tl_op_past_12m	-0.036	-0.036	-0.037	0.173	-0.015	0.083	0.100	-0.042	-0.099	-0.099	0.330	0.105	-0.006	0.354	0.101	-0.053	-0.223	0.299	-0.064	-0.064	-0.029	-0.029	-0.046	-0.008	0.018	0.088	0.090	0.029	-0.143	-0.143	0.069	0.050	0.142	0.714	0.200	0.540	0.403	-0.459	0.233	0.284	0.804	0.632	-0.105	-0.019	0.092	0.260	0.120	0.511	0.751	0.011	0.133	-0.195	-0.004	-0.007	-0.043	-0.648	-0.710	0.081	-0.537	0.121	-0.278	0.125	0.084	0.131	0.222	0.210	0.191	0.210	0.318	0.259	0.218	0.353	-0.024	1.000	-0.020	-0.176	0.019	0.143	0.162	0.023	0.176	0.000	0.077	0.089	0.000	0.026	0.079	0.033	0.000	0.013	0.000	0.024	0.000	1.000	0.000	0.000	0.000	0.000	0.036	0.000	0.000	0.053	0.000	0.000	0.000
pct_tl_nvr_dlq	0.071	0.071	0.072	-0.093	0.050	-0.070	0.097	-0.489	0.370	0.370	-0.032	0.194	0.196	0.040	0.019	0.146	-0.050	-0.080	0.037	0.037	0.019	0.019	0.025	-0.007	-0.060	-0.038	-0.042	0.038	0.186	0.186	0.134	-0.148	-0.029	-0.049	-0.058	-0.011	-0.001	-0.010	-0.041	-0.020	-0.028	-0.017	0.130	-0.090	0.223	-0.042	-0.012	-0.077	0.000	-0.046	0.177	-0.052	-0.044	-0.143	-0.142	0.027	0.033	-0.102	0.009	0.094	0.057	0.095	-0.592	0.076	0.024	0.113	-0.013	-0.063	0.069	-0.048	0.027	0.043	-0.265	-0.020	1.000	-0.033	-0.054	-0.008	0.030	0.230	-0.026	0.058	0.049	0.034	0.000	0.000	0.018	0.010	0.076	0.067	0.064	0.043	0.000	1.000	0.000	0.038	0.000	0.035	0.072	0.000	0.061	0.003	0.076	0.031	0.019
percent_bc_gt_75	0.022	0.022	0.022	0.301	0.050	-0.012	0.171	0.012	-0.402	-0.402	-0.075	-0.013	0.015	-0.078	-0.039	0.311	0.748	-0.051	-0.100	-0.100	0.109	0.109	0.070	0.197	0.027	0.076	0.069	0.011	-0.219	-0.219	0.026	-0.081	0.053	-0.165	0.071	-0.080	-0.059	0.078	0.015	-0.075	-0.145	-0.145	0.306	0.514	-0.174	-0.104	-0.027	-0.115	-0.175	0.091	-0.638	0.864	0.009	0.059	0.032	0.150	0.154	0.023	0.186	0.005	0.105	-0.025	0.002	0.083	0.138	-0.137	-0.094	0.001	-0.114	-0.072	0.139	-0.078	-0.003	-0.176	-0.033	1.000	-0.002	-0.028	0.101	-0.193	0.014	0.044	0.126	0.111	0.014	0.022	0.086	0.049	0.000	0.044	0.023	0.098	0.061	1.000	0.000	0.000	0.026	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.028
tax_liens	0.000	0.000	0.000	0.017	0.009	0.036	-0.034	0.014	-0.087	-0.087	0.017	0.018	-0.346	-0.019	0.418	-0.014	-0.003	-0.018	-0.032	-0.032	0.038	0.038	0.037	0.032	0.070	-0.002	-0.001	0.005	-0.032	-0.032	0.016	0.037	-0.040	0.026	-0.020	-0.011	-0.017	0.009	-0.024	-0.025	0.045	0.045	-0.026	-0.008	-0.020	0.035	-0.039	0.018	0.016	-0.036	-0.013	0.000	-0.009	0.045	0.004	-0.024	-0.016	-0.023	-0.013	-0.004	0.002	-0.024	0.028	0.019	0.024	0.010	0.021	-0.019	0.002	0.006	0.026	-0.019	-0.014	0.019	-0.054	-0.002	1.000	-0.035	-0.035	-0.019	-0.026	0.000	0.019	0.032	0.000	0.000	0.028	0.000	0.000	0.000	0.052	0.000	0.000	0.000	0.000	0.009	0.000	0.000	0.000	0.000	0.000	0.035	0.000	0.000	0.000
tot_hi_cred_lim	0.362	0.362	0.362	-0.160	0.321	0.548	0.153	0.087	0.240	0.240	0.032	-0.100	0.051	0.410	-0.106	0.422	0.010	0.479	0.070	0.070	0.239	0.239	0.222	0.167	0.014	-0.031	-0.027	0.216	0.150	0.150	-0.080	-0.044	0.971	0.104	0.335	0.168	0.240	-0.168	0.456	-0.003	0.007	-0.001	0.337	0.045	0.486	0.153	0.215	0.172	0.176	0.877	0.273	-0.040	0.025	0.231	0.284	0.012	-0.090	0.665	0.007	-0.051	-0.052	-0.047	-0.023	0.132	0.146	0.202	0.257	0.358	0.215	0.281	0.147	0.409	0.026	0.143	-0.008	-0.028	-0.035	1.000	0.592	0.408	0.489	0.118	0.044	0.023	0.055	0.302	0.052	0.028	0.000	0.054	0.000	0.054	0.000	1.000	0.000	0.000	0.078	0.000	0.000	0.000	0.000	0.026	0.000	0.000	0.000
total_bal_ex_mort	0.323	0.323	0.323	0.024	0.303	0.491	0.453	0.042	0.073	0.073	0.018	-0.044	-0.009	0.471	-0.106	0.470	0.178	0.485	0.052	0.052	0.224	0.224	0.186	0.223	0.041	0.014	0.017	0.187	0.008	0.008	-0.047	-0.060	0.618	0.087	0.647	0.328	0.434	-0.348	0.872	0.233	-0.021	0.001	0.375	0.372	0.385	0.176	0.209	0.171	0.216	0.482	0.129	0.118	0.028	0.247	0.155	0.034	-0.095	0.228	0.004	-0.005	-0.040	-0.001	-0.009	0.196	0.200	0.200	0.194	0.573	0.192	0.198	0.201	0.472	0.017	0.162	0.030	0.101	-0.035	0.592	1.000	0.328	0.862	0.115	0.008	0.000	0.020	0.104	0.050	0.026	0.000	0.000	0.020	0.025	0.000	1.000	0.000	0.000	0.068	0.000	0.000	0.000	0.000	0.023	0.000	0.031	0.000
total_bc_limit	0.399	0.399	0.399	-0.286	0.360	0.382	0.086	-0.085	0.383	0.383	-0.037	-0.000	0.021	0.420	-0.164	0.648	-0.143	0.306	0.144	0.144	0.229	0.229	0.226	0.132	-0.057	-0.070	-0.070	0.190	0.286	0.286	0.068	-0.148	0.299	0.014	0.018	-0.027	-0.021	0.030	0.072	-0.151	0.072	0.085	0.653	-0.275	0.881	-0.042	-0.006	-0.040	0.044	0.161	0.774	-0.251	0.002	0.100	0.307	-0.028	0.010	0.212	-0.142	-0.019	0.036	-0.038	-0.195	0.522	0.326	0.657	0.536	0.024	0.463	0.395	0.327	0.423	-0.098	0.023	0.230	-0.193	-0.019	0.408	0.328	1.000	0.115	0.074	0.110	0.089	0.015	0.078	0.020	0.036	0.000	0.000	0.052	0.065	0.000	1.000	0.074	0.000	0.000	0.000	0.000	0.000	0.000	0.066	0.000	0.049	0.040
total_il_high_credit_limit	0.187	0.187	0.187	0.007	0.172	0.407	0.467	0.065	0.090	0.090	0.031	-0.043	-0.006	0.388	-0.038	0.138	0.037	0.421	0.043	0.043	0.114	0.114	0.091	0.115	0.040	0.005	0.010	0.118	0.002	0.002	-0.051	0.004	0.497	0.104	0.788	0.353	0.500	-0.392	0.954	0.130	-0.027	-0.013	0.138	0.238	0.139	0.228	0.225	0.192	0.240	0.383	0.052	0.018	0.036	0.227	0.046	0.020	-0.120	0.146	0.003	-0.013	-0.055	0.017	0.038	0.038	0.039	0.062	0.074	0.638	0.066	0.086	0.039	0.388	0.041	0.176	-0.026	0.014	-0.026	0.489	0.862	0.115	1.000	0.087	0.001	0.000	0.024	0.108	0.043	0.000	0.000	0.032	0.023	0.041	0.000	1.000	0.000	0.000	0.064	0.000	0.000	0.000	0.000	0.000	0.000	0.015	0.000
term	0.437	0.437	0.437	0.371	0.317	0.000	0.025	0.012	0.054	0.052	0.019	0.000	0.000	0.081	0.000	0.067	0.072	0.099	0.295	0.295	0.212	0.212	0.118	0.503	0.043	0.155	0.149	0.197	0.066	0.073	0.058	0.001	0.117	0.000	0.048	0.000	0.015	0.000	0.088	0.000	0.000	0.000	0.071	0.037	0.057	0.034	0.063	0.026	0.000	0.090	0.010	0.042	0.000	0.038	0.073	0.000	0.014	0.103	0.030	0.033	0.000	0.000	0.032	0.041	0.044	0.053	0.045	0.080	0.045	0.052	0.040	0.077	0.018	0.000	0.058	0.044	0.000	0.118	0.115	0.074	0.087	1.000	0.400	0.402	0.065	0.110	0.098	0.201	0.000	0.093	0.027	0.143	0.095	0.000	0.072	0.007	0.076	0.000	0.012	0.000	0.000	0.001	0.000	0.000	0.029
grade	0.070	0.069	0.069	0.700	0.079	0.000	0.000	0.000	0.194	0.194	0.083	0.000	0.000	0.011	0.026	0.000	0.128	0.026	0.028	0.028	0.081	0.081	0.049	0.216	0.061	0.096	0.092	0.058	0.178	0.179	0.000	0.000	0.025	0.062	0.000	0.084	0.079	0.000	0.015	0.056	0.040	0.059	0.000	0.139	0.093	0.070	0.000	0.077	0.077	0.030	0.133	0.134	0.000	0.036	0.055	0.009	0.041	0.050	0.009	0.000	0.055	0.000	0.015	0.000	0.063	0.019	0.040	0.008	0.000	0.036	0.066	0.011	0.000	0.077	0.049	0.126	0.019	0.044	0.008	0.110	0.001	0.400	1.000	0.997	0.000	0.049	0.195	0.106	0.000	0.071	0.055	0.145	0.063	0.000	0.069	0.023	0.017	0.000	0.000	0.000	0.000	0.041	0.000	0.175	0.065
sub_grade	0.068	0.066	0.067	0.734	0.088	0.000	0.024	0.000	0.175	0.175	0.096	0.042	0.000	0.011	0.032	0.000	0.111	0.039	0.028	0.028	0.110	0.110	0.051	0.235	0.092	0.113	0.110	0.066	0.158	0.198	0.000	0.000	0.000	0.081	0.000	0.121	0.114	0.000	0.000	0.048	0.067	0.066	0.000	0.123	0.068	0.089	0.000	0.115	0.082	0.017	0.114	0.119	0.000	0.042	0.037	0.000	0.013	0.052	0.000	0.000	0.035	0.000	0.036	0.026	0.099	0.000	0.014	0.006	0.031	0.039	0.100	0.026	0.000	0.089	0.034	0.111	0.032	0.023	0.000	0.089	0.000	0.402	0.997	1.000	0.000	0.042	0.206	0.114	0.008	0.047	0.040	0.146	0.062	0.000	0.063	0.020	0.049	0.000	0.000	0.000	0.034	0.046	0.008	0.193	0.092
emp_length	0.032	0.032	0.032	0.008	0.032	0.000	0.027	0.006	0.018	0.013	0.000	0.026	0.060	0.000	0.008	0.025	0.012	0.051	0.010	0.010	0.037	0.037	0.024	0.033	0.000	0.000	0.000	0.000	0.022	0.026	0.023	0.000	0.059	0.016	0.038	0.062	0.031	0.025	0.028	0.026	0.000	0.000	0.042	0.006	0.028	0.000	0.000	0.000	0.000	0.022	0.000	0.020	0.000	0.046	0.087	0.000	0.016	0.073	0.000	0.028	0.023	0.043	0.025	0.026	0.052	0.029	0.036	0.017	0.033	0.052	0.046	0.000	0.003	0.000	0.000	0.014	0.000	0.055	0.020	0.015	0.024	0.065	0.000	0.000	1.000	0.108	0.032	0.020	0.035	0.015	0.000	0.015	0.043	0.000	0.000	0.032	0.128	0.000	0.000	0.042	0.000	0.020	0.035	0.027	0.000
home_ownership	0.125	0.125	0.125	0.047	0.096	0.043	0.000	0.000	0.067	0.065	0.005	0.028	0.000	0.085	0.000	0.091	0.022	0.152	0.071	0.071	0.093	0.094	0.094	0.058	0.000	0.000	0.000	0.063	0.065	0.065	0.076	0.012	0.280	0.000	0.068	0.000	0.029	0.027	0.102	0.040	0.023	0.000	0.064	0.023	0.100	0.041	0.067	0.090	0.037	0.178	0.036	0.029	0.000	0.087	0.135	0.010	0.017	0.292	0.009	0.064	0.039	0.039	0.000	0.019	0.033	0.027	0.075	0.081	0.060	0.095	0.034	0.084	0.000	0.026	0.000	0.022	0.000	0.302	0.104	0.078	0.108	0.110	0.049	0.042	0.108	1.000	0.036	0.026	0.002	0.102	0.143	0.048	0.000	0.000	0.000	0.000	0.075	0.000	0.000	0.000	0.000	0.000	0.002	0.107	0.000
verification_status	0.161	0.161	0.161	0.197	0.158	0.064	0.018	0.005	0.137	0.136	0.047	0.000	0.000	0.005	0.031	0.046	0.106	0.026	0.070	0.070	0.166	0.166	0.143	0.170	0.025	0.060	0.060	0.069	0.107	0.094	0.000	0.000	0.057	0.053	0.006	0.043	0.052	0.019	0.040	0.099	0.047	0.063	0.036	0.131	0.022	0.024	0.030	0.061	0.075	0.047	0.071	0.107	0.015	0.011	0.045	0.030	0.045	0.046	0.047	0.000	0.040	0.000	0.000	0.015	0.039	0.000	0.002	0.023	0.025	0.017	0.016	0.008	0.000	0.079	0.018	0.086	0.028	0.052	0.050	0.020	0.043	0.098	0.195	0.206	0.032	0.036	1.000	0.081	0.000	0.064	0.000	0.080	0.070	0.000	0.061	0.020	0.032	0.000	0.030	0.014	0.000	0.000	0.000	0.025	0.000
loan_status	0.054	0.054	0.055	0.099	0.023	0.051	0.000	0.035	0.060	0.059	0.093	0.000	0.045	0.000	0.009	0.027	0.035	0.039	0.323	0.323	0.176	0.175	0.225	0.105	0.132	0.237	0.228	0.242	0.304	0.322	0.000	0.000	0.033	0.037	0.000	0.027	0.034	0.009	0.000	0.037	0.000	0.020	0.000	0.056	0.046	0.056	0.000	0.055	0.046	0.000	0.041	0.043	0.000	0.000	0.033	0.000	0.006	0.028	0.030	0.022	0.008	0.000	0.000	0.026	0.060	0.105	0.062	0.052	0.000	0.046	0.040	0.000	0.046	0.033	0.010	0.049	0.000	0.028	0.026	0.036	0.000	0.201	0.106	0.114	0.020	0.026	0.081	1.000	0.218	0.034	0.029	0.242	0.482	0.999	0.497	0.000	0.168	0.037	0.000	0.000	0.000	0.000	0.218	0.187	0.354
pymnt_plan	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.119	0.000	0.000	0.000	0.000	0.000	0.061	0.061	0.000	0.000	0.000	0.000	0.051	0.000	0.000	0.000	0.046	0.000	0.000	0.285	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.005	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.020	0.000	0.075	0.000	0.000	0.000	0.016	0.013	0.050	0.000	0.000	0.000	0.076	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.008	0.035	0.002	0.000	0.218	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.833	0.000	0.000
purpose	0.098	0.098	0.099	0.061	0.090	0.001	0.000	0.000	0.045	0.047	0.026	0.000	0.000	0.011	0.000	0.000	0.064	0.018	0.021	0.021	0.054	0.054	0.048	0.000	0.000	0.000	0.000	0.010	0.044	0.044	0.000	0.000	0.058	0.000	0.026	0.000	0.044	0.000	0.017	0.000	0.028	0.000	0.021	0.037	0.000	0.068	0.030	0.009	0.021	0.063	0.015	0.060	0.000	0.000	0.000	0.003	0.027	0.014	0.009	0.000	0.000	0.000	0.010	0.030	0.036	0.019	0.011	0.028	0.026	0.018	0.031	0.016	0.000	0.013	0.067	0.044	0.000	0.054	0.000	0.000	0.032	0.093	0.071	0.047	0.015	0.102	0.064	0.034	0.000	1.000	0.000	0.059	0.201	0.111	0.282	0.000	0.032	0.000	0.000	0.000	0.000	0.000	0.000	0.124	0.042
addr_state	0.000	0.000	0.000	0.035	0.000	0.000	0.000	0.080	0.030	0.028	0.028	0.000	0.000	0.000	0.061	0.000	0.057	0.032	0.008	0.008	0.017	0.018	0.008	0.000	0.000	0.000	0.000	0.000	0.005	0.027	0.000	0.000	0.023	0.000	0.000	0.097	0.043	0.027	0.042	0.000	0.000	0.000	0.031	0.011	0.000	0.000	0.113	0.103	0.000	0.028	0.000	0.060	0.061	0.020	0.000	0.000	0.000	0.052	0.000	0.000	0.000	0.005	0.059	0.004	0.010	0.026	0.000	0.070	0.000	0.000	0.000	0.000	0.000	0.000	0.064	0.023	0.052	0.000	0.020	0.052	0.023	0.027	0.055	0.040	0.000	0.143	0.000	0.029	0.000	0.000	1.000	0.000	0.000	0.000	0.054	0.000	0.033	0.000	0.000	0.035	0.000	0.057	0.000	0.089	0.000
initial_list_status	0.091	0.091	0.093	0.144	0.045	0.000	0.000	0.000	0.109	0.109	0.083	0.000	0.084	0.029	0.000	0.000	0.082	0.000	0.242	0.242	0.109	0.108	0.134	0.059	0.024	0.008	0.007	0.078	0.105	0.092	0.000	0.000	0.051	0.037	0.000	0.035	0.000	0.000	0.015	0.049	0.006	0.034	0.027	0.044	0.065	0.000	0.035	0.039	0.038	0.056	0.080	0.102	0.000	0.000	0.026	0.031	0.025	0.000	0.036	0.000	0.011	0.039	0.000	0.027	0.043	0.000	0.025	0.037	0.000	0.027	0.050	0.021	0.000	0.024	0.043	0.098	0.000	0.054	0.025	0.065	0.041	0.143	0.145	0.146	0.015	0.048	0.080	0.242	0.000	0.059	0.000	1.000	0.335	0.000	0.216	0.000	0.093	0.000	0.000	0.000	0.000	0.000	0.000	0.087	0.033
last_pymnt_d	0.000	0.000	0.000	0.041	0.000	0.060	0.000	0.000	0.049	0.046	0.120	0.000	0.092	0.000	0.000	0.000	0.037	0.000	0.210	0.210	0.105	0.105	0.134	0.000	0.085	0.112	0.107	0.200	0.120	0.153	0.000	0.000	0.000	0.189	0.000	0.211	0.199	0.072	0.000	0.000	0.049	0.045	0.141	0.039	0.000	0.105	0.079	0.078	0.000	0.000	0.023	0.046	0.000	0.000	0.044	0.000	0.000	0.094	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.065	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.061	0.000	0.000	0.000	0.000	0.000	0.095	0.063	0.062	0.043	0.000	0.070	0.482	0.000	0.201	0.000	0.335	1.000	0.999	0.424	0.000	0.135	0.092	0.066	0.036	0.010	0.000	0.000	0.124	0.100
next_pymnt_d	0.024	0.024	0.024	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.497	0.000	0.146	0.000	0.025	0.000	0.041	0.049	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	1.000	0.000	0.000	0.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	0.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	0.000	1.000	1.000	1.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.999	0.000	0.111	0.000	0.000	0.999	1.000	0.997	0.000	0.000	0.000	0.000	1.000	1.000	0.000	0.000	0.000	0.000
last_credit_pull_d	0.000	0.000	0.000	0.015	0.000	0.000	0.000	0.000	0.061	0.059	0.091	0.000	0.054	0.000	0.000	0.000	0.028	0.000	0.119	0.119	0.089	0.089	0.111	0.000	0.000	0.099	0.089	0.188	0.132	0.158	0.000	0.000	0.000	0.065	0.000	0.090	0.111	0.076	0.000	0.000	0.000	0.000	0.258	0.037	0.078	0.045	0.056	0.000	0.000	0.000	0.000	0.021	0.000	0.000	0.033	0.006	0.000	0.098	0.064	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.029	0.000	0.000	0.000	0.000	0.000	0.047	0.000	0.000	0.000	0.000	0.000	0.000	0.074	0.000	0.072	0.069	0.063	0.000	0.000	0.061	0.497	0.000	0.282	0.054	0.216	0.424	0.997	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.251
collections_12_mths_ex_med	0.000	0.000	0.000	0.007	0.000	0.000	0.000	0.000	0.061	0.061	0.007	0.000	0.054	0.000	0.000	0.000	0.025	0.000	0.000	0.000	0.008	0.008	0.008	0.000	0.000	0.036	0.046	0.000	0.000	0.008	0.149	0.057	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.041	0.000	0.037	0.000	0.000	0.000	0.017	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.062	0.000	0.039	0.000	0.000	0.000	0.019	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.038	0.000	0.009	0.000	0.000	0.000	0.000	0.007	0.023	0.020	0.032	0.000	0.020	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.015	0.000	0.040	0.000	0.000	0.000	0.000	0.014	0.000
application_type	0.141	0.141	0.141	0.037	0.102	0.030	0.278	0.000	0.117	0.117	0.026	0.043	0.000	0.010	0.000	0.000	0.032	0.000	0.257	0.257	0.073	0.073	0.088	0.050	0.048	0.000	0.000	0.068	0.051	0.055	0.094	0.000	0.077	0.000	0.000	0.000	0.000	0.000	0.058	0.000	0.039	0.046	0.000	0.000	0.074	0.018	0.068	0.000	0.000	0.089	0.008	0.039	0.000	0.000	0.000	0.016	0.023	0.056	0.030	0.098	0.032	0.073	0.000	0.045	0.036	0.046	0.066	0.000	0.029	0.058	0.043	0.015	0.000	0.000	0.000	0.026	0.000	0.078	0.068	0.000	0.064	0.076	0.017	0.049	0.128	0.075	0.032	0.168	0.000	0.032	0.033	0.093	0.135	0.000	0.000	0.015	1.000	0.000	0.021	0.000	0.000	0.000	0.000	0.005	0.013
acc_now_delinq	0.000	0.000	0.000	0.015	0.000	0.000	0.000	0.038	0.011	0.011	0.000	0.196	1.000	0.000	0.000	0.000	0.036	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.019	0.045	0.037	0.199	0.000	0.000	0.000	0.000	0.000	0.000	0.013	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.062	0.000	0.425	0.000	0.032	0.018	0.032	0.160	0.056	0.185	0.000	0.175	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.035	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.037	0.000	0.000	0.000	0.000	0.092	0.000	0.000	0.000	0.000	1.000	0.000	0.236	0.738	0.000	0.000	0.000	0.000
chargeoff_within_12_mths	0.018	0.018	0.016	0.000	0.000	0.000	0.000	0.158	0.027	0.027	0.000	0.047	0.000	0.000	0.007	0.000	0.000	0.031	0.000	0.000	0.010	0.009	0.032	0.000	0.000	0.000	0.000	0.035	0.040	0.006	0.207	0.000	0.000	0.000	0.046	0.063	0.000	0.000	0.000	0.008	0.026	0.000	0.000	0.000	0.000	0.000	0.088	0.000	0.000	0.000	0.000	0.000	0.000	0.028	0.072	0.000	0.000	0.000	0.030	0.098	0.000	0.078	0.110	0.000	0.000	0.000	0.058	0.030	0.000	0.025	0.000	0.000	0.297	0.036	0.072	0.000	0.000	0.000	0.000	0.000	0.000	0.012	0.000	0.000	0.000	0.000	0.030	0.000	0.000	0.000	0.000	0.000	0.066	0.000	0.000	0.040	0.021	0.000	1.000	0.000	0.000	0.058	0.000	0.000	0.051
num_tl_120dpd_2m	0.000	0.000	0.000	0.015	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.023	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.047	0.049	0.000	0.013	0.000	0.119	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.049	0.048	0.499	0.136	1.000	0.030	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.042	0.000	0.014	0.000	0.000	0.000	0.035	0.000	0.036	1.000	0.000	0.000	0.000	0.236	0.000	1.000	0.000	0.000	0.000	0.000	0.000
num_tl_30dpd	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.046	0.000	0.000	0.000	0.156	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.039	0.033	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.041	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.338	0.000	0.012	0.027	0.000	0.040	0.030	0.152	0.000	0.151	0.000	0.000	0.000	0.011	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.061	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.034	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.010	1.000	0.000	0.000	0.000	0.738	0.000	0.000	1.000	0.000	0.000	0.000	0.000
pub_rec_bankruptcies	0.035	0.035	0.036	0.026	0.028	0.000	0.000	0.000	0.094	0.094	0.087	0.106	0.252	0.000	0.627	0.025	0.038	0.021	0.000	0.000	0.027	0.027	0.033	0.000	0.000	0.000	0.000	0.000	0.058	0.054	0.083	0.000	0.016	0.067	0.000	0.000	0.000	0.000	0.000	0.000	0.084	0.098	0.000	0.000	0.052	0.193	0.000	0.133	0.042	0.000	0.021	0.011	0.000	0.000	0.000	0.000	0.000	0.020	0.012	0.075	0.035	0.058	0.000	0.018	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.008	0.000	0.053	0.003	0.000	0.035	0.026	0.023	0.066	0.000	0.001	0.041	0.046	0.020	0.000	0.000	0.000	0.000	0.000	0.057	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.058	0.000	0.000	1.000	0.000	0.000	0.023
hardship_flag	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.119	0.000	0.000	0.000	0.000	0.000	0.061	0.061	0.000	0.000	0.000	0.000	0.051	0.000	0.000	0.000	0.046	0.000	0.000	0.285	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.005	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.020	0.000	0.075	0.000	0.000	0.000	0.016	0.013	0.050	0.000	0.000	0.000	0.076	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.008	0.035	0.002	0.000	0.218	0.833	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000
disbursement_method	0.091	0.091	0.091	0.175	0.054	0.000	0.000	0.000	0.006	0.000	0.015	0.000	0.095	0.000	0.000	0.000	0.034	0.000	0.241	0.241	0.174	0.174	0.168	0.084	0.000	0.000	0.000	0.074	0.075	0.068	0.000	0.000	0.000	0.000	0.043	0.000	0.000	0.048	0.076	0.082	0.000	0.000	0.089	0.000	0.036	0.008	0.000	0.000	0.000	0.000	0.051	0.030	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.032	0.073	0.000	0.025	0.000	0.015	0.037	0.018	0.012	0.000	0.000	0.000	0.000	0.000	0.031	0.000	0.000	0.000	0.031	0.049	0.015	0.000	0.175	0.193	0.027	0.107	0.025	0.187	0.000	0.124	0.089	0.087	0.124	0.000	0.000	0.014	0.005	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.016
debt_settlement_flag	0.044	0.044	0.041	0.063	0.000	0.000	0.000	0.000	0.000	0.004	0.000	0.038	0.000	0.000	0.000	0.000	0.027	0.000	0.082	0.082	0.033	0.033	0.048	0.052	0.124	0.428	0.434	0.062	0.214	0.208	0.030	0.000	0.000	0.081	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.099	0.031	0.065	0.000	0.000	0.000	0.000	0.000	0.020	0.039	0.011	0.000	0.000	0.000	0.031	0.000	0.029	0.000	0.016	0.015	0.028	0.000	0.028	0.000	0.019	0.028	0.000	0.000	0.000	0.040	0.000	0.029	0.065	0.092	0.000	0.000	0.000	0.354	0.000	0.042	0.000	0.033	0.100	0.000	0.251	0.000	0.013	0.000	0.051	0.000	0.000	0.023	0.000	0.016	1.000

Heatmap

The correlation heatmap measures nullity correlation: how strongly the presence or absence of one variable affects the presence of another.

Overview

Variables

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

Lowercase Letter

Decimal Number

Space Separator

Most occurring scripts

Most frequent character per script

Latin

Common

Most occurring blocks

Most frequent character per block

ASCII

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

Uppercase Letter

Most occurring scripts

Most frequent character per script

Latin

Most occurring blocks

Most frequent character per block

ASCII

Common Values

Length

Most occurring characters

Most occurring categories

Most frequent character per category

Uppercase Letter

Decimal Number

Most occurring scripts

Most frequent character per script

Latin

Common

Most occurring blocks

Most frequent character per block

ASCII

Common Values

Length

Most occurring characters

Most occurring categories

Most frequent character per category

Lowercase Letter

Uppercase Letter

Decimal Number

Other Punctuation

Space Separator

Dash Punctuation

Close Punctuation

Open Punctuation

Math Symbol

Most occurring scripts

Most frequent character per script

Latin

Common

Most occurring blocks

Most frequent character per block

ASCII

None

Common Values

Length

Most occurring characters

Most occurring categories

Most frequent character per category

Decimal Number

Lowercase Letter

Math Symbol

Space Separator

Most occurring scripts

Most frequent character per script

Common

Latin